FFGX
Fidelity Fundamental Global ex-U.S. ETF
stock BATS ETF

* FFLC and FXAIX are very similar funds, US Large Cap blend, with different approaches; active vs index. FFLC has outperformed, but that may not continue indefinitely. But I wouldn't hold both.
* While SCHD it will outperform during down periods compared to the overall market, for a retirement time horizon you're better off dropping this entirely. Also, dividends are irrelevant; total returns is all that matters
* About 58% of VT is the S&P 500, which you already have in FXAIX
* MO - is there some reason you like this stock? Tobacco doesn't exactly have a bright future.
* SMH is a high risk/reward fund, being so focused on such a small sector as semiconductors. Personally I believe most of the growth of these companies to have already happened, and we're likely to see a tapering off. If/when the AI bubble pops, this fund will be hit very hard. If you want to lean technology, I would pick a more generic tech ETF like FTEC or VGT, one that isn't focused *specifically* on semiconductors.
* My vote would be to drop everything except for VT and SMH (or a tech replacement ETF as mentioned). Something like 80% VT and 20% SMH/FTEC/VGT would be a good mix of reliable global stock market index with a tech focused higher risk/reward tilt.
* If you want to replace VT with the Fidelity Fundamental funds because you like their active-style management, instead of 80% VT I would do 50% FFLC (which replaces the S&P 500 portion of VT / AKA FXAIX), 20% FFGX (which replaces the international portion of VT), and 10% FFSM (which replaces the small/mid-cap part of VT) in order to create a global portfolio equivalent.

* FFLC and FXAIX are very similar funds, US Large Cap blend, with different approaches; active vs index. FFLC has outperformed, but that may not continue indefinitely. But I wouldn't hold both.
* While SCHD it will outperform during down periods compared to the overall market, for a retirement time horizon you're better off dropping this entirely. Also, dividends are irrelevant; total returns is all that matters
* About 58% of VT is the S&P 500, which you already have in FXAIX
* MO - is there some reason you like this stock? Tobacco doesn't exactly have a bright future.
* SMH is a high risk/reward fund, being so focused on such a small sector as semiconductors. Personally I believe most of the growth of these companies to have already happened, and we're likely to see a tapering off. If/when the AI bubble pops, this fund will be hit very hard. If you want to lean technology, I would pick a more generic tech ETF like FTEC or VGT, one that isn't focused *specifically* on semiconductors.
* My vote would be to drop everything except for VT and SMH (or a tech replacement ETF as mentioned). Something like 80% VT and 20% SMH/FTEC/VGT would be a good mix of reliable global stock market index with a tech focused higher risk/reward tilt.
* If you want to replace VT with the Fidelity Fundamental funds because you like their active-style management, instead of 80% VT I would do 50% FFLC (which replaces the S&P 500 portion of VT / AKA FXAIX), 20% FFGX (which replaces the international portion of VT), and 10% FFSM (which replaces the small/mid-cap part of VT) in order to create a global portfolio equivalent.