BJUL
Innovator U.S. Equity Buffer ETF - July
stock BATS ETF

Think the real question here is this -

Would you rather park your cash in something that has the potential to give you 0% - 8% a year (anywhere in-between), or
Something that gives you guaranteed 4 - 5% per year
Also buffered ETFs don't track the index as closely as you think. As an example, BJUL launched 2 weeks ago and there is already about a 25% discount of the ETF's growth from the S&P growth since then.

Think the real question here is this -

Would you rather park your cash in something that has the potential to give you 0% - 8% a year (anywhere in-between), or
Something that gives you guaranteed 4 - 5% per year
Also buffered ETFs don't track the index as closely as you think. As an example, BJUL launched 2 weeks ago and there is already about a 25% discount of the ETF's growth from the S&P growth since then.