AI
ATRIUM MORTGAGE INVESTMENT COR
stock TSE

> I like the research analysis available and company fundamentals summaries in TD.
This was it for me, when I was looking to start. We didn't have "AI" back then. I'm also using it for retirement (they specifically made sure I didn't want to day trade with it), so I don't really mind the commission (plus there's a few commission-free, like VEQT).

I like the research analysis available and company fundamentals summaries in TD.
Sure...the argument can be made for all of that being available somewhere with AI's help.....but as someone that actually looks at fundamentals of stocks I buy.....everything at the fingertips is much better than 30 minutes searching.
Plus, there are few proprietary reports that I like. LSEG as an example.
When building a portfolio and trading 5 shares at a time for the $500-$1000 trade values OP identifies.....$10 can be steep. Later in life trading higher volume adding a zero to the trade values....the commission percentage on the trade isn't even noticed.
If that stuff isn't part of an investor's life....then sure.....$9.99 per trade is a waste.

Why does TD feel so super duper safe and secure? They still use SMS and/or email for multi factor authentication, two of the absolute worst and most insecure ways to do that. At least with Wealthsimple you can set up a TOTP code or passkeys which is far superior. Cybersecurity is becoming more important every day with the proliferation of AI assisted hacking and eventual materialization of quantum computing as a threat to encryption standards. It is not wise to skimp here.
I think you're downplaying how much these fees add up. $10 on a $500 or $1000 trade is NOT small, that's a 1%-2% fee when you buy and another 1%-2% fee when you sell. You have to subtract that from your returns, meaning you now need to earn 2%-4% more just to overcome fees, in an age where zero fee trading is becoming more and more widespread. That just doesn't make a whole lot of sense.
With that, you can avoid fees with TD by sticking to the handful of ETFs that they do offer free trades on. But outside of that, why not use one of the several brokerages who offer no fee trades? There are several to choose from - NBDB, Disnat, Qtrade, Questrade, Wealthsimple.

ZenaTech, Inc. is a technology and AI drone solutions company that is officially headquartered in Vancouver, British Columbia, Canada. Beyond its headquarters, its Canadian ties include regional business operations, expansion, and local acquisitions in the geomatics and energy sectors.
Corporate and Business TiesHeadquarters: ZenaTech is based in Vancouver, Canada, where it develops its enterprise software and drone solutions.
Canadian Acquisitions: The company has expanded its "Drone as a Service" (DaaS) operations within Canada, including acquiring Alberta-based Velocity Geomatics Inc. (Velocity Group) to provide drone-based environmental and regulatory compliance for Canada's oil and gas industry.Western Canadian Footprint: It targets Western Canadian provinces (including Alberta, British Columbia, and Saskatchewan) for infrastructure, forestry, utility, and land-surveying drone applications.

For context, they are partnering with NextEra to transform a shuttered Cold War uranium-enrichment facility into a data centre campus with a 2 GW natural gas-fired power; plus 2.6 GW of battery storage.
So it’s a AI data centre + power plant + battery storage.
I mean it’s part of the company’s mandate to build the infrastructure backbone of AI.

70% XEQT, 10% Big 5 banks (yeah, yeah...), 20% AI/semiconductor
So yeah I'll be affected by the Canadian housing market bubble as well as the AI bubble

Telco's trying to re-invent themselves with AI, dumping piles of capex into AI data center builds. Remains to be seen if they can execute quickly enough to get something built before the tech they buy becomes obsolete. Existential crisis imho.

Canadians: \**live in a country with the biggest housing bubble in the western world\**
Also Canadians: *hurr durr, I want to take my money out of the American AI bubble and put it into my own country's bubble!*

it is easy to ask AI to give you an comparison as follows
**TD Easy Trade** and **TD Direct Investing** are two different DIY platforms from TD. TD Easy Trade is a mobile-first app with 100 free trades a year, while TD Direct Investing is a full-featured web and desktop brokerage with advanced tools. \[[1](https://www.td.com/ca/en/investing/direct-investing/direct-investing-vs-easytrade), [2](https://milliondollarjourney.com/td-direct-investing-review-2020.htm), [3](https://www.td.com/ca/en/investing/direct-investing/services/easytrade), [4](https://www.td.com/ca/en/investing/direct-investing/affiliate/direct-investing-vs-easytrade)\]
Features and Investment Choices
* **TD Easy Trade:** Offers stocks and ETFs (including partial shares) on a mobile app. Accounts available include TFSA, FHSA, RRSP, and Cash. \[[1](https://www.td.com/ca/en/investing/direct-investing/services/easytrade), [2](https://milliondollarjourney.com/td-direct-investing-review-2020.htm)\]
* **TD Direct Investing:** Offers a wide range of products including stocks, ETFs, mutual funds, options, bonds, and GICs through platforms like WebBroker and Advanced Dashboard. \[[1](https://www.td.com/ca/en/investing/direct-investing/trading-accounts/cash), [2](https://www.td.com/ca/en/investing/direct-investing/affiliate/direct-investing-vs-easytrade)\]
Fees and Pricing
* **TD Easy Trade:** Gives 100 free stock and ETF trades per person per year. Trades after that cost $9.99 for full shares or $1.99 for partial shares. No monthly or maintenance fees. \[[1](https://www.td.com/ca/en/investing/direct-investing/articles/easy-trade-fees-and-protection), [2](https://www.instagram.com/reel/DH_wl-upkfC/?hl=en), [3](https://www.td.com/ca/en/investing/direct-investing/services/easytrade), [4](https://www.td.com/ca/en/investing/direct-investing/affiliate/direct-investing-vs-easytrade)\]
* **TD Direct Investing:** Charges a flat $9.99 fee per stock/ETF trade of full shares ($1.99 for partial shares), though select ETFs may be commission-free. Options cost $9.99 plus $1.25 per contract. No minimum balance required to start. \[[1](https://www.td.com/ca/en/investing/direct-investing/affiliate/direct-investing-vs-easytrade), [2](https://www.td.com/ca/en/investing/direct-investing/trading-accounts/cash), [3](https://milliondollarjourney.com/td-direct-investing-review-2020.htm)\]

Talk to the AI.
People in here think economics is accounting.

Beware XEQT. It is 100% equity, no small bond cushion or anything and it is 45% US 25% Cdn so not al global as you might think. And maybe 15% ends up in AI related stocks as things stand. I am looking at alternatives now. Maybe TGRO

I don't see anything about telecom here? Both telus and bell are making big AI bets. But they have already cratered

AI was a mistake

Everything is AI if you look at it long enough

This sounds like AI to me. 

Hard to say. It's a bit like Google. They had good results, but the whole sentiment against AI/data server capex made them drop. It's the same with oil. One day, it's bombing hell and the other it's diplomacy time. It all depends on the golden turd.
I bought SU at 78 and sold at 91 today. It could go to 100-105 with good earnings or drop back to $80 due to the geopolitic. Not worth the risk short term imo.

$PKK (Tenet Fintech) just printed the first profit in its entire history
Tenet Fintech Group (CSE: PKK / OTC: PKKFF) reported Q1-2026, and for the first time ever, the company made money.
Net profit: $728,475 (vs a $3.4M loss in the same quarter last year)
Revenue: $11.5M (vs $179K a year ago)
Operating cash flow: positive $458K
A company that lost money every quarter of its existence just flipped to a profit AND generated real operating cash. Turnarounds are the beat opportunities to invest, missing all the bs raises
Straight up, because good DD doesn't hide the ball: part of the net profit came from a one-time reversal of a legal provision after a US class action was dropped. Strip that out and the core story still stands - revenue roaring back as the GoldRiver supply-chain platform reactivated, plus a hard pivot to a data/AI/analytics model that cut fixed costs. The positive operating cash flow is the real tell. That part isn't an accounting entry.
The backer worth knowing about:
ThreeD Capital (CSE: IDK / OTC: IDKFF), the venture firm run by Sheldon Inwentash, is a strategic investor in Tenet. ThreeD was the lead investor in Tenet's $3.6M raise, and Inwentash has been a founding strategic investor in the company. When a serial early-stage backer with that track record is anchoring a nano-cap turnaround, it's worth a look. Tenet also brought in Michael Wekerle's Altitude Capital for capital markets strategy.
The setup:
Market cap is around $23M. The whole thesis is simple - if the model shift holds and GoldRiver activity keeps building, a revenue base that just went from basically zero to $11.5M in a single quarter changes the entire picture.
This is the high-risk, high-torque end of the market: nano-cap, thin, volatile, heavily diluted, and coming off a rough stretch that included a cease trade order it has been clearing. Size it like what it is.
First profit ever, a real strategic backer, and a business model that finally works. That's the trade.
Missed the move? There's a side door.
That founding backer, ThreeD Capital (CSE: IDK / OTC: IDKFF), is itself a way to play this. Inwentash was a founding strategic investor in Tenet and ThreeD led its last raise, so a sustained PKK re-rate flows straight into ThreeD's book.
The kicker: ThreeD last reported net asset value of roughly 24c per share while the stock trades near 9c. You're buying the whole portfolio, PKK stake included, at a fraction of stated book.
Founder and CEO Sheldon Inwentash is the largest single holder, with 11.6M shares and 17M warrants in PKK. If you don't fancy being on the other end of his sells, you can always be on his side of the trade and buy his stock instead.
Not advice. Just pointing at where the founding money sits.

I’ve started adding a position, I find it quite attractive at these prices. I think the underlying core business will remain intact even with AI.

Anyone have any insight on why VHI is down 50% over the last year?
Is it lack of faith in the acquired businesses? A risk that AI will replace this function?
From my view it seems like they are growing internationally with a strong balance sheet.
Am I missing something? Or are you with me in thinking this should be ready for a short term (6 month-ish) recovery?
Position: 2900 @6.71

Unfortunately got in at the high 190s and slowly averaging down...I still think with the nation building initiatives in Canada and their international reach that WSP can come back from the AI onslaught lol