SIPC
SIPP INDUSTRIES INC NEW
stock OTC

Your entire argument is basically: “Bad things might happen over 30 years, therefore paying permanently higher fees for structurally inferior products is rational.” That’s not risk management. That’s anxiety pretending to be portfolio theory.
You’re also lumping together political risk, custodial risk, regulatory risk, and platform access risk like they’re the same thing. They aren’t. ABS-CBN losing a franchise has absolutely nothing to do with globally custodied securities under US jurisdiction suddenly becoming inaccessible to Filipino retail investors. That jump in logic is absurd.
And the irony is you’re presenting local feeder funds as the “safe” alternative while ignoring that investors are still exposed to the exact same foreign assets and foreign custodians underneath. The only difference is now there’s an extra layer of fees, tracking drag, FX spread leakage, and intermediary risk sitting on top of it. You didn’t remove overseas exposure. You paid someone to stand in front of it.
The “less than 2% lang naman” part is especially funny because you’re the one who invoked a 30-year horizon. Over 30 years, a 1–2% annual fee drag compounds into a gigantic reduction in terminal wealth. So your proposed solution to uncertainty is to guarantee underperformance today in exchange for a hypothetical risk you can’t even quantify properly.
That’s like buying flood insurance for a house nowhere near water, then burning the living room yourself just to feel “safe.”
And invoking “five presidents” as if political turnover automatically implies confiscation risk just tells me you don’t understand how international brokerage segregation, SIPC structures, omnibus custody, and cross-border asset protection actually work. You’re treating geopolitics like a Netflix thriller instead of evaluating actual institutional and legal frameworks.
This isn’t a sophisticated risk argument. It’s a vibes-based argument wrapped in finance vocabulary.

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Your previous post was removed for specifically requesting recommendations for non-Fidelity product and service providers. Posts of this nature are more appropriate for other communities, such as r/creditcards.
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So asking questions related to your fidelity account violates rule 10?
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This has been removed for violating rule #2: **limit discussion of securities and investments**.
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This has been removed for violating rule #7: **no personal attacks or trolling**.
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This was removed for violating rule #10: **keep posts within the scope of customer care, market news, or general investing discussion**.
The focus of this community is investing education and Fidelity customer care, including discussions about money movement, transfers, and trading. This sub is not intended to address inquiries that go beyond the scope of normal service.
Please consider if your question is one you’d ask to a Fidelity support representative. Off-topic posts may be removed.
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