EMI Reddit Mentions | ChartExchange

I have a suggestion for you. Please follow it very carefully. Your highest EMI is with HDFC Bank that I can understand. First of all others are advising stop creating and withdraw the entire balance make the trading accounts dormant in nature. First few days after stopping trading you will till monitor the ongoing trading signal at the bra you have to uninstall everything and keep your mind fresh. Secondly keep the discussion secret avoid revealing with personal and family members particularly why because the wife when she learn that you are that then she will begin to hate you and fall in love with others or at least she will be very much arrogant to you all that time. Now take care available fund balance whatever is there with you bank balance I mean, check if you have any existing FTV on mutual fund or a long term investment with you. Before you withdraw anything you just calculate how much fun that you can have at present and keep it noted in a notepad. Next point is that the HDFC EMI is the largest EMI so you stop paying that EMI for 1 EMI effective from the month of August. So HDFC will start calling you to pay the EMI at that time you attach all the losses screenshots summary from all the trading platform consolidate them in a PDF and share them that loss details in PDF format also share them the personal expenses those you are doing per month, also show them your other loan details and outstanding details so with these reason you mention them that there is zero money left. So whenever HDFC is calling you request them to give you editional time. So by doing the strategy you will last for one month. They will try level best to recover 1 EMI you always tell that you don't have money whatever pressure they do so you tell you don't have money. So by doing this when you enter the third month they will look for a settlement with you. So you try to do a settlement with 30% of the outstanding. Suppose you do not have 30% then you don't talk about settlement you always try to buy time. Suppose you have that 30% available fine from your existing fds and any personal sources you are able to manage that 30% keep that 30% ready don't tell to HDFC that you have that aditional fund. If you have 30% of the outstanding then negotiate with HDFC bank to do a settlement of your outstanding with 30% money. Suppose if they agree and you pay 30% then you are almost 50% relieved of the current EMI burden. And by doing this settlement next 7 years you will not get any loans from any other windows so keep in mind and moreover why should you take never known when you are already 80 lakh in debt. So once HDFC problem gets resolve you apply this tactic with others also. As long as your case is a genuine loss of money with stock market you will be saved by showing them the losses details, it is because RBI head informed in a notification to banks that the losses in stock market should be considered as a hardship. Please reply to me if you find this information helpful. Please watch out other YouTube videos with comment like I do not have money for repairing loans you will find multiple suggestions coming up you will definitely get better idea. And remember don't reveal with your wife and children are near relatives if you want some money you may look for money from friend and if they give so then you apply otherwise you don't pay HDFC am I for three month six month you received by not giving because you have a good salary if you wait for 2 years by next two three four years also you should be having sufficient money in hand.