VXF
Vanguard Extended Market ETF
stock NYSE ETF

Essentially, not necessarily exactly:
* VT = VTI + VXUS combined into one at market cap weight
* VTI = VOO + VXF combined into one at market cap weight
* VXUS = VEA + VWO combined into one at market cap weight
QQQ(M) is the 100 largest non-financial companies that are listed on the Nasdaq exchange. I'd say this is complete nonsense - why does the exchange matter? Why omit only financials? Just about everything in our will be in VOO (and even more inside VTI).
Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust volatility level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds should equal less volatility. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund.

52% VOO, 35% VXUS, 13% VXF. Covers the world stock market at how it’s proportioned.

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I just had a Roth IRA rollover clear and I’m ready to deploy this lump sum into a portfolio for the next 40 years.
My Roth currently holds VOO and VXUS, plus a separate taxable NVDA position I’m leaving alone for now. I initially felt way too tech-heavy, and I want to capture the total global market with a 70/30 US-to-International split.
For the US side, I’m targeting an 80/20 split between large-caps and small/mid-caps to capture the rest of the American market. So that being said, we got
* 56% VOO (Large US)
* 30% VXUS (International)
* 14% VXF (Small/Mid US)
What are we thinking, Reddit—am I missing any massive blind spots here, or is this a solid setup?

Might I add, I am 25, I live in America, and I have a mortgage with my fiance for a house we purchased in 2025, with a focus on paying the principal amounts early.

60% VOO, 30% VXF, 10% BND

I have a 24m that has a good amount already in SPY, VOOG, FTEC and QQQ. I realized these might not be the most efficient for long term growth . These stocks are in a regular robinhood account but i am now starting a roth ira and wanted to make a better lineup.
10% VIG
10% SCHD
50%SPYM
15%QQQM
15%FTEC
10%VXF
Would this be a good makeup for long term growth/tech focused? Any suggestions?