SMLP
Summit Midstream Partners, LP
stock NYSE

I'm very unknowledgeable when it comes to insurance. Though matagal ko nang naririnig ang tungkol dun, never akong nagka-interest bc hindi ko siya magets. So I'm currently 25 years old, and working for 6 months palang since I graduated last year lang. My sister advised me to get an insurance and luckily may financial literacy seminar ang agency namin last week and I learned about different insurance companies. I was most attracted sa SunLife kasi magaling yung nagtalk LOL but anyways, I called to inquire and when I saw to meet one of the FAs, she was pushing the SunLife Maxilink Prime (SLMP) with face value na 1M (ako nagsabi whahaha) tapos 11k quarterly. Nag-iinvest din ako sa stocks kaya di ko kailangan yung investment and savings part ng SMLP VUL kaya inask ko if meron ba silang Life Insurance lang pero yun talaga pinupush nya HAHA
Ang current situation ko: I earn 29k monthly (gross), 10k ay napupunta sa necessities and bills (katulong ko pa papa ko kaya mej maliit lang) and the rest ay napupunta sa emergency fund tapos nag-iinvest ako sa stocks. So, I plan on asking the FA again if anong insurance ang pweds sakin other than the VUL, if life or health insurance ba. Wala talaga akong balak mag-anak talaga and I have a fiancé who doesn't want kids as well. We do plan to travel in a few years time so if ever, kapatid, magulang (if buhay pa sila) at fiancé ko lang talaga iiyak pag namatay ako lolol
Ngayon idk sobrang conflicted and lost ako. Balak ko rin sana kumuha ng health insurance for my mom so if ever sabay kong babayaran yung amin quarterly. **Meron ba kayong suggestion kung anong type ng insurance ang dapat kong kunin and from what insurance company?**
I would greatly appreciate all response and advice :(

I'm very unknowledgeable when it comes to insurance. Though matagal ko nang naririnig ang tungkol dun, never akong nagka-interest bc hindi ko siya magets. So I'm currently 25 years old, and working for 6 months palang since I graduated last year lang. My sister advised me to get an insurance and luckily may financial literacy seminar ang agency namin last week and I learned about different insurance companies. I was most attracted sa SunLife kasi magaling yung nagtalk LOL but anyways, I called to inquire and when I saw to meet one of the FAs, she was pushing the SunLife Maxilink Prime (SLMP) with face value na 1M (ako nagsabi whahaha) tapos 11k quarterly. Nag-iinvest din ako sa stocks kaya di ko kailangan yung investment and savings part ng SMLP VUL kaya inask ko if meron ba silang Life Insurance lang pero yun talaga pinupush nya HAHA
Ang current situation ko: I earn 29k monthly (gross), 10k ay napupunta sa necessities and bills (katulong ko pa papa ko kaya mej maliit lang) and the rest ay napupunta sa emergency fund tapos nag-iinvest ako sa stocks. So, I plan on asking the FA again if anong insurance ang pweds sakin other than the VUL, if life or health insurance ba. Wala talaga akong balak mag-anak talaga and I have a fiancé who doesn't want kids as well. We do plan to travel in a few years time so if ever, kapatid, magulang (if buhay pa sila) at fiancé ko lang talaga iiyak pag namatay ako lolol
Ngayon idk sobrang conflicted and lost ako. Balak ko rin sana kumuha ng health insurance for my mom so if ever sabay kong babayaran yung amin quarterly. **Meron ba kayong suggestion kung anong type ng insurance ang dapat kong kunin and from what insurance company?**
I would greatly appreciate all response and advice :(