SEP
Seprod Group
stock NYSE

# Hi All. I have self guided ROTH, traditional and SEP IRAs with Fidelity and Merrill Edge (all my retirement funds in US outside of a tiny NWB pension in UK). Due to eldercare I have unexpectedly moved back to the UK (although still own my home in MA). I am able to still contribute to my ROTH IRA as I have sufficient US based income from working 2-3 months of year in US. All investments in my ROTH are US based ETFs, Mutual funds or individual stocks 1. can I still invest in any of these without creating headaches with HMRC when i file my taxes? 2. are there better solutions for investing this year’s $8600 vs continuing to invest in the ROTH. 3. for my other IRAs and non retirement brokerage accounts if the investments are all US based ETFs, Mutual funds or individual stocks is there any issue with just treading water with these for now? Thanks in advance.

Thank so much for your help and time. If you’d like to lean into this project, I just moved my 90k SEP Ira from managed to self-directed. I will need to choose between a sole or sep Ira to invest the money for about 8 years. More interested in moderately aggressive investments. I’m self-employed, no employees. I also have a brokerage account doing well with a couple biotech stocks. But I’d like to purchase ETFs for it.

Hi All. I have self guided ROTH, traditional and SEP IRAs with Fidelity and Merrill Edge (all my retirement funds in US outside of a tiny NWB pension in UK). Due to eldercare I have unexpectedly moved back to the UK (although still own my home in MA). I am able to still contribute to my ROTH IRA as I have sufficient US based income from working 2-3 months of year in US. All investments in my ROTH are US based ETFs, Mutual funds or individual stocks (EUAD, IBIT, SCHD, TSLA, XAIX, ACES, APO, BBWI, FTEC, PHO, ESGE, ESGD, ESGU, EAGG, SUSA, JHX, JEF, KKR, META, QCLN, NUSC, NVDA, ORCL, XLV, CNRG, EVX, BAWAX, PRBLX, PXWGX). 1. can I still invest in any of these without creating headaches with HMRC when i file my taxes? 2. are there better solutions for investing this year’s $8600 vs continuing to invest in the ROTH. 3. for my other IRAs and non retirement brokerage accounts if the investments are all US based ETFs, Mutual funds or individual stocks is there any issue with just treading water with these for now? Thanks in advance.

Still time to pull out and invest in a absolute winner in tech or memory. Micron earnings mid SEP.
Will touch 1250 prior..... Was in the 700range inside 30 days.
We are witnessing a generational opportunity.
Record profits quarter after quarter.... Fastest company to reach 1 trillion MCap after 500 billion just weeks prior..

From managed SEP IRA to self- directed IRA

Were you able to find an answer to this? I'm looking at getting a SEP IRA and doing that as well, but unsure if I can and if so how many times a year convert to roth and if I can do it the same year or have to wait until the following year. I would prefer a Roth SEP IRA, but can't find a place that offers it.

Better percentage for managed SEP IRA

my 2 cents - don't invest a lumpsum amount all at once. Instead follow a slow and steady approach like SEP (SIP for Stocks). Otherwise, if there is a further market/price correction, you could lose a significant portion of your capital instead of making any returns.