SC
SANTANDER CONSUMER USA HOLDINGS INC
stock NYSE

I don’t mind at all, my LCS sells me gold at 3% above spot for fractional 1 gram pieces, spot for 1/10th and above. Silver I get good deals on too. It’s Pirate gold and silver in Seneca South Carolina. They have their head branch 20 miles away I can’t remember the city. There’s also a great store for silver in Anderson SC called Concord coins and collectibles that’s family owned, it’s a dad his daughter and wife and they do great business. Before I even bought anything the owner gave me a 5 gram .999 silver shot in a small glass bottle for free just because I asked what it was. He just said “just put it in your pocket” three times in a row and I did. Beginning of a great relationship.

Do you mind to tell me who the great LCS is in SC? I’m currently working in the upstate of SC, so wondering if there’s any of them here that are great.

That’s why I’m spending literally half my paycheck on gold and silver now. I got into it after the recent reset back down to 50ish an ounce. I’m blessed to have some great LCS out here in SC so they give me plenty spot deals on great items so I justify it through that.

Tell me you have been here for less than 3 months without telling me you have been here for less than 3 months.
The stock is more than 100% up since March 2026. The increment came from strong reports.
This report has been strong on some aspects (QNX) weak on others (licensing for Q3 will fall to 6M to 22.1M inQ2 and SC grew only a 2%). So investors are likely taking profit.
If there isn’t a bump next week, or more news,expect the stock to fall to the range of $6-$7. Opportunity for all those saying they want the stock to go down lower to buy more ( I don’t understand people. I guess they say that rather than crying because they are holding bags).
Good luck to everybody!!

Look at the trading volumes in the last 3 days. Whales are scooping up cheap shares at $8.0. Cautions on the gov SC business should not be viewed as sandbags. When they sensed it to slowdown they should have told the public. People who are buying BB is because of the QNX potential growth, nothing to do with the SC slowdowns. However, that’s only my view. Once the whales get their shares then price may go up.

But it could have already been $9 or $10 if management didn't sandbag such a great earnings for QNX, eps, and revenue beat. If undervalued, why didn't they buy at least some shares in the $7? If geopolitics aren't affecting SC materially, why did they lower guidance? They could have kept guidance but caution SC could come on the low end. This has allowed guys like Cannacord to continue to call the shots on this stock.

The SC division is not growing enough but it’s BB’s bread and butter recurring business with a relatively good margin. Canaccord may want to use it as a reason to vent its hatred, however I think until QNX’ revenue exceeds 60-70% of the total mix, it’s ok to keep the SC for any rainy days. I would ignore CC’s blindness.

government market is a bitch, one reason why silicon valley companies stay away from this market...palantir is different because there are a bunch of crooks running this company who are aligned with crooks inside the white house...
SC forecast for Q3 gave a reason to Canaccord to lower their rating on the company.
Treiber was either coked out the night before, or showed up completely drunk at the conference call when he asked why is QNX slowing down in third quarter...Foote had to remind him that QNX is actually accelerating
the fact is, SC is poisoning the numbers and the shareholder value...
Both JG (mcafee) and TF(good tech) come from cyber, and can't seem to let go...I will give them a C grade because of this
BB team needs to be paranoid as Grove pointed out...they cannot afford to doodle on areas where there is no growth even if it is providing cash...this is creating shareholder value 101
the board appears to be full of equally useless people...

Vanguard FTSE All world ex US + Vanguard S&P 500
Damit kannst du dein USA Anteil selbst steuern und hast für die USA noch einen Qualitätsfilter dabei.
Wenn du dich ärgern würdest wenn dein Portfolio nachdem Kauf erstmal fällt, dann verteile die Einzahlung über einen Sparplan, falls es dich relativ kalt lässt, dann investiere alles auf einmal.
Bei SC kannst du Einmalkäufe von Prime ETF Partnern ab 250 € ohne Ordergebühr tätigen. Alternativ kannst du auch einfach am Anfang Prime+ nehmen und hast alle Einmalkäufe ab 250 € Ordergebühr frei.

Würde alles in den neuen VGLA (A42B1M) schmeissen.
Über Sparplan wird bei SC etwas langwierig, weil höchtens 5k per Sparplan und auch nur einmal im Monat (ohne ständige Anpassung des Datums des Sparplans) ausführen lassen.

Einfach rein in die Olga. Gebühren bei SC sind doch nur 1 Euro? Du brauchst es nicht zerdenken, einfach rein.

Wenn du so viel Kredit hast, heißt das ja im Endeffekt du hast immernoch eine recht große Position, die besichert ist. Da SC max 75% als Kredit gibt und du weiterhin die max 250k ausreizt, wird der Rest den du noch hast sicher über 300k liegen.

Weil es sein aktuelles Guthaben bei SC ist, wenn man den Lombard Kredit aktiviert hat. Könnte aber auch sein OP hat ein 1mio Depot und 246k Kredit als Hebel in ein etf gesteckt. Geht aus dem Screenshot nicht hervor.

I don’t mind at all, my LCS sells me gold at 3% above spot for fractional 1 gram pieces, spot for 1/10th and above. Silver I get good deals on too. It’s Pirate gold and silver in Seneca South Carolina. They have their head branch 20 miles away I can’t remember the city. There’s also a great store for silver in Anderson SC called Concord coins and collectibles that’s family owned, it’s a dad his daughter and wife and they do great business. Before I even bought anything the owner gave me a 5 gram .999 silver shot in a small glass bottle for free just because I asked what it was. He just said “just put it in your pocket” three times in a row and I did. Beginning of a great relationship.

Do you mind to tell me who the great LCS is in SC? I’m currently working in the upstate of SC, so wondering if there’s any of them here that are great.

That’s why I’m spending literally half my paycheck on gold and silver now. I got into it after the recent reset back down to 50ish an ounce. I’m blessed to have some great LCS out here in SC so they give me plenty spot deals on great items so I justify it through that.

Tell me you have been here for less than 3 months without telling me you have been here for less than 3 months.
The stock is more than 100% up since March 2026. The increment came from strong reports.
This report has been strong on some aspects (QNX) weak on others (licensing for Q3 will fall to 6M to 22.1M inQ2 and SC grew only a 2%). So investors are likely taking profit.
If there isn’t a bump next week, or more news,expect the stock to fall to the range of $6-$7. Opportunity for all those saying they want the stock to go down lower to buy more ( I don’t understand people. I guess they say that rather than crying because they are holding bags).
Good luck to everybody!!

Look at the trading volumes in the last 3 days. Whales are scooping up cheap shares at $8.0. Cautions on the gov SC business should not be viewed as sandbags. When they sensed it to slowdown they should have told the public. People who are buying BB is because of the QNX potential growth, nothing to do with the SC slowdowns. However, that’s only my view. Once the whales get their shares then price may go up.

But it could have already been $9 or $10 if management didn't sandbag such a great earnings for QNX, eps, and revenue beat. If undervalued, why didn't they buy at least some shares in the $7? If geopolitics aren't affecting SC materially, why did they lower guidance? They could have kept guidance but caution SC could come on the low end. This has allowed guys like Cannacord to continue to call the shots on this stock.

The SC division is not growing enough but it’s BB’s bread and butter recurring business with a relatively good margin. Canaccord may want to use it as a reason to vent its hatred, however I think until QNX’ revenue exceeds 60-70% of the total mix, it’s ok to keep the SC for any rainy days. I would ignore CC’s blindness.