ING
ING Groep N.V.
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Uhhh. Quite a bit. ING was found to have been auctioning off about 500m of its Debt. Almost all of it was stargate, the official bids go public Nov 19 as no private takers.

Agree that credit is the bigger problem here. Frankly, it's already showing. Citrini wrote last week that banks are stuck holding $15 billion of funded bridge loans to an Anthropic-backed project the Texas moratorium halted, and that lending without a hyperscaler behind it has stopped. We're hunting down details on a big loan Morgan Stanley is trying to get off their books too. Stay tuned... Barclays reads the Texas flip as making the buildout pricier and a little slower, but they don't expect it to stop. Letting permitted projects finish would help the borrowers, though those bridge loans still need a buyer. We're watching ING's $500m data center loan sale (bids due November 19). This is the next real price.

War mir tatsächlich gar nicht bewusst. Die Depot-Konditionen mit 0 € Depotführung und 0,9 €/Order sind auch überraschend günstig. Dass meine generische Volksbank um die Ecke in nahezu jeder Hinsicht bessere Konditionen als die ING hat, hätte ich nie erwartet. Es gibt sogar dauerhaft mehr Tagesgeldzinsen bei besagter „Meine Bank“. Werde durch dieses Wissen alleine aus Prinzip bei der ING kündigen

Während die ING (wenn auch nur noch unter Bedingungen) dauerhaft kostenlos war, hatten die Genossenschaftsbanken in den letzten Jahren durchaus auch mal wieder Gebühren eingeführt. Filialbanken allgemein versuchen auch gerne, mit einem einen Termin auszumachen, um irgendwas, was dem Berater Provisionen bringt, aufzuquatschen. Falls du Bargeld abheben willst, bist du mit der ING-Debitkarte auch besser dran, da es gebührenfreie Abhebungen von fast allen Bankautomaten in Deutschland und Vielen in der Euro-Zone gibt. Wobei man sich hier auch eine Gratis-Kreditkarte zum Abheben zulegen könnte.

Neo Broker haben effizientere Systeme und müssen noch wachsen und Kunden sammeln. ING DKB und Consorsbank sind gesättigt und vertrauen auf die trägen Kunden, die nicht wechseln. Nach dem Motto "Neobroker sind böse" - jaja die Jugend kann da ruhig ihr Geld verspielen. Aber wir sind seriös.

Das Extrakonto der ING ist nicht gerade die beste Wahl für Tagesgeld. Nach den 4 Monaten gibt es regulär nur noch 0,75% p.a.

Hi zusammen, Wie kommt es, dass Neo-Broker Tagesgeld zum EZB-Tarif anbieten, Direktbanken wie die ING, DKB oder Consorsbank aber lediglich 1% Zinsen geben?

Ach aus der Zwangsfusion, spannend. Anyways, Danke für den Hinweis! Hab mir die Konditionen durchgelesen und die sind super. Hab leider viel zu oft Probleme ohne Girocard und 1,50 € bei der ING dafür sehe ich nicht ein.

Wild. Ist das neu? Sehe ich gerade zum ersten Mal. Schaue ich mir mal genauer an und kündige dann ggf. bei der ING.

Was genau erwartest du jetzt als Antworten? Ab 30 zahlst du halt Gebühren, musst du wissen, ob dir das Wert ist. Bin auch bei der ING, wo du ja noch bist, und soweit voll zufrieden. Finde die App sehr übersichtlich und würde da derzeit nicht weg wollen. Kann sein, dass du auch Anteile an der Genossenschaft kaufen musst, das war bei ein paar Volksbanken der Fall, als ich vor ein oder zwei Jahren nach einer neuen Bank gesucht hatte.

Giro Wechsel ING zur VB Berlin?

I specifically separated the situation of a margin call vs internal controls. I do recognize that sudden bursts of volatility can cause an unexpected need for deleveraging, possibly at prices below where your limits were supposed to trigger, and some strategies might get caught behind the curve if they don't move fast enough. But the fact that SOME strategies might get caught with their pants down, doesn't mean there's no further downside. There could very much still be a case for further downside. To put this more simply, I wouldn't expect that just because SOME funds hit their internal controls means the selling is truly over. Nor would I expect that just because SOME funds might have gotten margin-called, that the selling is truly over. There is currently a MASSIVE lack of liquidity in the bond market, at least when it comes to data center debt, and all the other projects that need funding (grid enhancements, some reshoring, etc etc etc) The money needs to come from somewhere. Whoever bought this week might think they're geniuses because they bought at big-dip prices. But they might also be skittish and unload their bets after a few percentage point move up. The real question is not if someone got margin-called or hit their limits. The real question is whether their brokers and the other prime brokers are getting stuck holding a bag of shares they need to liquidate, how long they'll tolerate holding this bag, how long they'll take to drip it out to market, and whether anyone else is actually sitting on the sidelines with boatloads of cash ready to buy these assets at current prices. Maybe those waiting on the sidelines aren't particularly excited about these prices yet, and the MMs and prime brokers are stuck holding stuff they can't get rid of, the same way some big banks got stuck holding datacenter debt, like ING, which was reportedly selling a $500m basket of data center debt they couldn't offload onto the market in an orderly fashion. ING underwrote the datacenter debt they're dumping on the market right now. They couldn't pass it off to others. All bids disappeared. Underwriters generally don't expect to have to hold the entire bag. ING did have to. Margin calls are the same thing. When a prime broker margin-calls their client, the prime broker has to liquidate that position. They often move quickly to do so, but sometimes not quickly enough. Sometimes they're left holding a bag, and hope that buyers come back in and they can offload it at slightly better pricing. But when push comes to shove, they will just go liquidate it. You an see an example of this by reading the Archegos capital report from Credit Suisse. There, you'll see exactly how prime brokers try to manage a massive liquidation, and it is a fascinating insight into how this stuff goes down. If the prime brokers are holding the bag, they won't hold it for long. They'll be attempting to engineer a small bounce, to sell into buying pressure, but they won't wait very long, especially not if other prime brokers are in a similar position and have an itchy trigger trigger. If the buyers don't materialize SOON, they'll all dump what they just margin-called, and there will be another leg down, until we hit prices where buyers and cash on the sides actually come in ready to buy in size. While the 6% down-day definitely indicated a disorderly market, it in now way indicates that the selling is over.

In dem Fall: Konto bei einer Bank eröffnen die in die SCHUFA einmeldet, das sind ja die meisten. Gratis bei C24, als Gehaltskonto auch ING, DKB etc pp

>Außerdem zahlt die ING Zinsen immer erst am Jahresende aus, nicht sofort. Bitte was? Ganz schön dreist bei einem Tagesgeldkonto.

Progressive lawmakers are pushing for a national moratorium on new data center builds after the Democratic midterm sweep. ING is already trying to sell about $500 million in data center loans, including debt tied to a New Mexico Stargate site, which shows the credit side is moving before any law passes. Data centers are the physical foundation of every AI earnings story from the past 2 years. If new construction gets legally blocked, hyperscalers and chip companies lose the clearest path to turning their capital spending into future revenue, and the growth numbers that justify current valuations start looking thin. Meta said political opposition to data centers could force it to pull back on AI investment. Does that make hyperscaler capex guidance the number to watch next earnings season, or does ING finding buyers for that loan portfolio matter more first?

Kann ich so auch nur bestätigen. Haben knapp 16T€ bekommen und die Bank hat nicht mal mit der Wimper gezuckt. Idiotischerweise musste ich auch alles gestückelt einzahlen, da die ING Automaten ein Tageslimit hatten und ich den Rest dann immer mitnehmen musste.

>ING Groep NV ($INGA) is offering a portfolio of data center loans worth roughly $500 million for sale through a so-called bids-wanted-in-competition process, Bloomberg reported late Thursday, citing people familiar with the matter.

ING sold $500m in datacenter loans in a fast auction / not preplanned yesterday, some of that was Stargate debt https://m.economictimes.com/tech/technology/ing-puts-500-million-of-data-center-loans-up-for-sale/articleshow/135592753.cms?hl=en-US. This came out yesterday afternoon US time / Europe evening time. (This is why Musk tweeted about softbank defaulting)

I see. The OP had earlier no space between question-mark and "\*ING", so I wasn't sure what OP meant

ING is a relatively small player in investment grade lending

what about this news ?*ING SAID TO BE SELLER OF $500M DATA CENTER LOAN PORTFOLIO folks forgot the 5 daily BWICs we had in 2008

Laut App Store ja, aber das steht auch bei der ING App. Ich habe mir die BBVA App mal heruntergeladen, aber in der Registrierungsstrecke sehe ich keine Option zur Sprachauswahl. Ist jemand Kunde und kann mal netterweise prüfen, ob man die App auf Englisch stellen kann?

ING is dumping $500M of data center debt into the market.