FLCG
Federated Hermes MDT Large Cap Growth ETF
stock NYSE ETF

For the purposes of this post, I'm going to ignore my retirement portfolio (which is pretty boring) and focus on my non-retirement holdings:
* **Core ETF:** OEF. OEF is my largest holding and one that I included to boost quality exposure. I also see OEF as the ultimate "buy and hold" ETF, given the size and competitive advantage of the companies it holds.
* **Wildcard ETFs:** FLCG and AVLV. Both of these use quantitative methodologies and reach into mid-cap quite a bit. There's no guarantee they will outperform SCHG + MGV (which I use in my retirement portfolio), but I'm willing to risk it.
* **Sleeper Picks:** IHDG and AVDV. People have slept on international for a while, but I still think it warrants inclusion. This combination gives me a nice mix of growth and value, hedged and unhedged, large and small-cap exposure.
* **Guilty Pleasure ETFs:** BAI and SHLD. I don't believe in parking a lot of money (if any) in sector or thematic funds, but I couldn't resist buying these two.
* **Income ETF:** GPIQ. GPIQ is similar to JEPQ, but since it doesn't sell covered calls on the entire portfolio (only 25-75% of it), I should still get some modest price appreciation.

For the purposes of this post, I'm going to ignore my retirement portfolio (which is pretty boring) and focus on my non-retirement holdings:
* **Core ETF:** OEF. OEF is my largest holding and one that I included to boost quality exposure. I also see OEF as the ultimate "buy and hold" ETF, given the size and competitive advantage of the companies it holds.
* **Wildcard ETFs:** FLCG and AVLV. Both of these use quantitative methodologies and reach into mid-cap quite a bit. There's no guarantee they will outperform SCHG + MGV (which I use in my retirement portfolio), but I'm willing to risk it.
* **Sleeper Picks:** IHDG and AVDV. People have slept on international for a while, but I still think it warrants inclusion. This combination gives me a nice mix of growth and value, hedged and unhedged, large and small-cap exposure.
* **Guilty Pleasure ETFs:** BAI and SHLD. I don't believe in parking a lot of money (if any) in sector or thematic funds, but I couldn't resist buying these two.
* **Income ETF:** GPIQ. GPIQ is similar to JEPQ, but since it doesn't sell covered calls on the entire portfolio (only 25-75% of it), I should still get some modest price appreciation.