ET
Energy Transfer LP Common Units
stockNYSE

With banks, whether JPMorgan Chase, Bank of America, Wells Fargo to name a few - the money is available for use as soon as the teller/ATM/Mobile deposit is done as in instantly for withdrawals as in cash or check. Schwab for the brokerage side for Mobile Deposits is usually within 10 minutes or so before it's available for investing. Fidelity Investments could be tricky as mobile depositing it prior to 9:30AM ET will usually be available 100% of the time for investing by 9:30AM ET. If one does it at 12:00PM ET or later, it might or might not be available by 4:00PM ET for investing but it will still be received on the same day after 4:00PM ET. With the later, sometimes it can be available minutes after depositing as there are times when I make the deposit at 3:55PM ET and it would already be in the transaction history as pending which is when it's available. With both Schwab and Fidelity for the brokerage accounts, there are two sections. There is the section of the deposit in the transfers area with the confirmation #, when it is on that side, it is still unavailable but once it's on the transactions history side as pendng, it is already available. For Fidelity and Schwab, the deposit can only be used immediately for investing but not withdrawals until the hold is over. This is experience from 1993 with banks and 1995 with brokerage firms. Schwab did not have a bank until 2000 or so when they first had some people split the Schwab One Cash Management Account checking/debit card features into what was known as Schwab One Access with Schwab Bank with a separate checking account and debit card issued by the bank side after it was established and the chartered required one physical Schwab Bank branch which was located in Reno, Nevada that took over those two functions. Then Schwab Access and later became known as Schwab High Yield Investor Checking which was when they started issuing ATM rebates on their debit card so all fees are reimbursed. There was a point that at Schwab branches for the brokerage account I believe in the 1990s or early 2000's that had machines to deposit checks and it even issued a deposit card for that purpose. Those machines didn't last long and were removed. I think only the Charles Schwab & Co., Inc. branch at 101 Montgomery St in San Francisco where Schwab was headquartered before both the headquarters and branch moved had those machines.

| Ticker | Target | Entry | Current | Move | Expires | |:---:|:---:|:---:|:---:|:---:|:---:| | **SNDK** ▼ | $1200.00 (below) | $1299.55 | $1299.55 | -7.7% | Wed 6:36 PM ET | | **Record** | 10W - 8L | 56% | - | - | - |

**No Active BanBet** | W | L | Win Rate | |:---:|:---:|:---:| | 1 | 1 | 50% | *Banned from banbets until Sun 11:43 AM ET*

Fidelity does not charge a fee for wire transfers, but the receiving bank might, so I suggest checking with your dealership for confirmation on their end. Wire transfers differ from ACH transfers in a few ways, one of which is that they're typically sent and received on the same day if initiated before 4 p.m. ET. When it comes to sending the wire, you can do this on Fidelity.com. You'll need the recipient's name, address, and their routing and account number. You can get started on sending this by logging in to Fidelity.com and clicking "Transfer," then "Send a wire out of Fidelity." Please let us know if you have other questions!

| Ticker | Target | Entry | Current | Move | Expires | |:---:|:---:|:---:|:---:|:---:|:---:| | **QQQ** ▼ | $700.00 (below) | $746.01 | $710.20 | -6.2% | Thu, Oct 29, 1:38 PM ET | | **Record** | 1W - 2L | 33% | - | - | - |

Hi! Thanks for joining us here to get these questions answered. First and foremost, it's great to hear that you're looking to help your mom with her account, and we appreciate you considering Fidelity for these funds. I'm happy to provide some resources and considerations to help the process go smoothly. Jumping right in, I can confirm that SEP-IRAs can be transferred from another firm to Fidelity using our online Transfer of Assets (TOA) tool, which I've linked below. Your mom will need to have an account open with the same registration type to get started. If she doesn't already have a SEP-IRA with us, don't worry. She'll be prompted to open one during the online process. [Transfer an account to Fidelity](https://www.fidelity.com/customer-service/transfer-assets) To address your concern about closeout fees, Fidelity won't charge you any fees to send or receive assets via TOA, but it's always best practice to check with the sending firm before initiating a transfer. Next, once your mom has transferred her SEP-IRA to Fidelity, she can convert the funds to a Roth IRA in the same way conversions occur from a Traditional IRA to a Roth IRA. This transfer would be a taxable event, and if she converts the full account, the SEP-IRA would be closed, which might cause problems for future employer contributions. These contributions must go into the SEP-IRA, not the Roth IRA. If you have questions about the conversion process, the following page is a great place to start: [Convert retirement savings to a Roth IRA](https://www.fidelity.com/retirement/roth-conversion) Regarding what she can invest in, I can confirm that the Vanguard S&P 500 ETF (VOO) is currently tradable at Fidelity. At the end of the day, your mom gets the final say on what she'd like to invest in, but our community members can offer their insights. Remember, it's always important to conduct your own research before making any investing decisions. Finally, I understand you had some questions about planning, advice, and time horizons. While we can't cover that here, our Investment Solutions team can have a more in-depth conversation with your mom about her financial goals and portfolio. Their team is available Monday through Friday, 7:00 a.m. to midnight ET, and Saturday and Sunday, 8:00 a.m. to 10:00 p.m. ET. I've linked their contact info here: [Contact Us](https://www.fidelity.com/customer-service/contact-us) I know I covered a lot above. Does this information spark any additional questions?

**BanBet Created** ▲ | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **SOXL** | $143.00 (above) | $96.62 | +48.0% | Fri, Nov 6, 1:25 PM ET |

🛢️ India's shipping minister says a projectile hit the UAE-owned crude tanker MT ST 3 in the Strait of Hormuz today. The crew is safe. Iran first claimed a tanker strike this morning. This adds to oil supply risk heading into the weekend. CENTCOM is pushing back, saying about 400 ships have gotten through Hormuz in the past 7 days. SPY: mildly bearish, since it keeps oil bid on top of the tech selloff. The S&P was down 1.1% at 2:01 PM ET. FinancialJuice post with the minister's comments

Monthly opex today. Quick one for the people who keep asking “why does it move like that on Fridays”. Today’s dealer gamma map for SPX: * **Call wall:** 7,900 * **Put wall:** 7,650 * **Zero gamma flip:** \~7,729 * **Net GEX:** −$7.41B (16th most negative of the 59 sessions on record since July) At 11:30 ET SPX crossed below 7,729 into negative gamma, and it’s now sitting a few points above the 7,650 put wall. **Why you care:** above the flip, dealers (on the usual assumption about how they’re positioned) hedge *against* the move. They sell rips and buy dips, so things feel sticky. Below the flip it flips: they hedge *with* the move, so moves get bigger. Same index, different physics. That’s why the morning chopped and the afternoon has range. **What it’s not:** a prediction. Gamma tells you how hedging flow behaves, not which direction price goes. Open interest shows a contract exists, not which side a dealer is on. Anyone selling you GEX as a crystal ball is selling you a crystal ball. Disclosure: I made the free site these numbers come from (squawkflow.com, no signup, no paywall). Got tired of paying $100+/mo to see a wall. Roast it, tell me what’s wrong, I fix stuff the same night.

the VIX chart is absolutely comical...also, has anyone figured out what the fuck triggered this sell off? all started at 10:50 ET

🚨 Trump said the US may need to strike Iran's Pickaxe Mountain nuclear site, according to Reuters, citing his Newsmax interview. It's a direct US escalation threat on a Friday, so there's weekend gap risk, and WTI just hit a session high of $101.02. SPY: risk-off. Expect pressure into the close as traders cut risk before the weekend. Reuters post 📉 The Nasdaq 100 had dropped 2% as of about 1:06 PM ET, as chip and AI selling picked up again on top of the oil spike. SPY: heavy drag from tech. SPY will likely keep sliding unless oil eases. Walter Bloomberg post

I appreciate you providing more details about your trade, as well as trying our troubleshooting steps. After spending time testing these functions, I still haven't encountered it not updating. With that being the case, I recommend reaching out to our Technical Support team to investigate this further. Associates are available Monday through Friday, from 8:30 a.m. to 9:00 p.m. ET. [Contact Us](https://www.fidelity.com/customer-service/contact-us) If there is anything else we can help you with, please don't hesitate to let us know.

| Ticker | Target | Entry | Current | Move | Expires | |:---:|:---:|:---:|:---:|:---:|:---:| | **QQQ** ▼ | $700.00 (below) | $745.53 | $717.05 | -6.1% | Thu, Oct 29, 1:24 PM ET |

🛢️ Houthis fired missiles and drones at Saudi Arabia's Yanbu oil export hub around 11:50 AM ET, and the Saudis say they intercepted them. At 12:15 PM ET, Iranian state TV reported a new heat signature near the East-West pipeline, which hasn't been confirmed. Brent hit about $107, a session high. SPY: bearish risk. If a hit is confirmed, oil would likely spike, inflation and rate-hike fears would grow, and SPY could drop out of its OPEX range. Zerohedge post on Iranian TV · First Squawk post on Brent 📉 Bloomberg says the cost of insuring big tech companies' debt against default is surging on doubts that AI spending will pay off. Goldman says the AI selloff has moved into a second phase, with $106B of debt coming due. SPY: mildly bearish. The AI selloff is spreading into credit markets, which adds pressure on the mega-caps and the Nasdaq. Bloomberg post

....executed at an average price of $xxx per contract on October 16, 2026 at 9:32 AM ET.

| Ticker | Target | Entry | Current | Move | Expires | |:---:|:---:|:---:|:---:|:---:|:---:| | **TSLA** ▼ | $325.95 (below) | $362.17 | $358.38 | -10.0% | Fri, Oct 30, 8:20 AM ET | | **Record** | 1W - 0L | 100% | - | - | - |

Thank you for sharing this with us. We strongly encourage you to reach out to our Health Savings Account (HSA) team over the phone for next steps. They are available Monday through Friday from 8:30 a.m. to 8:00 p.m. ET through the link below. [Contact Us](https://www.fidelity.com/customer-service/contact-us) Please let us know of any additional questions.

**BanBet Created** ▲ | **Record:** 2W - 1L | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **GOOG** | $360.00 (above) | $340.87 | +5.6% | Fri, Oct 30, 10:15 AM ET |

Hi u/Due-Thanks1312, Ah, that makes sense, since your USDC is in the Web3 wallet, here’s the full path: **1. Move it to your Exchange wallet:** Open the Web3 wallet → tap Send on USDC → paste your Exchange wallet deposit address → confirm the transaction and network fee. **2. Sell it for USD:** Once it lands in your Exchange wallet, go to Buy Crypto → select Sell → choose USDC → enter the USD amount → Preview Sell → confirm. Full guide: [support.binance.us/en/articles/9842897-how-to-buy-sell-crypto-easily-with-the-buy-crypto-feature](http://support.binance.us/en/articles/9842897-how-to-buy-sell-crypto-easily-with-the-buy-crypto-feature) **3. Withdraw the USD to your bank:** Your bank account must be linked and verified. Go to Wallet → select USD → enter amount → choose your bank → submit Full guide: [support.binance.us/en/articles/12454471-how-to-withdraw-usd-via-ach](http://support.binance.us/en/articles/12454471-how-to-withdraw-usd-via-ach) One important note: always double-check the receiving address in step 1 before confirming, crypto transfers can’t be reversed once sent. If you run into any trouble along the way, [support.binance.us/en/](http://support.binance.us/en/) can walk you through it directly, live agents are available seven days a week, 6am to Midnight ET. — Binance.US Support

**BanBet Created** ▼ | **Record:** 9W - 8L | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **SNDK** | $1289.00 (below) | $1332.81 | -3.3% | Wed 9:54 AM ET |

Hi there, happy to point you in the right direction. Please dial 0-805-542-450 directly for assistance on this situation. Associates are available Monday through Friday from 8:30 a.m. to midnight ET. Additionally, our associates can only communicate in English over this channel. However, if you prefer to communicate in your language, interpreters are available upon request by phone. We're here if you have any other questions.

**BanBet Created** ▼ | **Record:** 1W - 0L | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **TSLA** | $325.95 (below) | $362.17 | -10.0% | Fri, Oct 30, 8:20 AM ET |

**BanBet Created** ▲ | **Record:** 1W - 3L | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **NBIS** | $200.00 (above) | $189.81 | +5.4% | Sat 7:31 AM ET |

That morning window around 9:45 to 11:00 ET usually lines up with when intraday directional patterns form the cleanest follow-through. When we look at ETF charts like SPY and QQQ on short timeframes, midday chop often flattens the edge until late afternoon volume steps back in.

Will the Tesla Roadster's 0-60 time be less than 1 second?" (\~$133K traded, snapshot Oct 16, 03:38 UTC): * Yes 97.3% (+74 in 24h) * Hourly: \~20% most of Oct 15, 38.5% at 00 UTC, 96.9% by 02 UTC. The live run was around 01:17 UTC. What happened: Tesla showed a recorded run of about 1 second, then a live run, and said 0.81s. Cold-gas thrusters, 10 of them, \~600 L of compressed air (TechCrunch). The rules: a live, timed run from a standing start, under its own power, under 1.0s, "demonstrated, not merely claimed", with a timer or instrument on screen. Livestream video is the primary source, but "a consensus of credible reporting" may also be used. The problem: * Jalopnik: no live timer was shown, and the time wasn't independently verified * Engadget's live blog at 9:18 PM ET: "It seems no one was actually timing that last demo" * Electrek asks whether a one-foot rollout was used Polymarket's API shows the market in resolution (proposed), not final. Context: 2017 promise was 1.9s, $200K, deliveries in 2020. Production is now 2028. Electrek counts at least six production slips and seven unveil dates. Does the reporting consensus satisfy "demonstrated", or should this resolve No? (We break this down in today's The Poly Brief. Search it on Spotify or Apple Podcasts.)