ET
Energy Transfer LP Common Units representing limited partner interests
stock NYSE

Hi there! Generally, clients can make a 2025 prior year contribution (PYC) by electronic funds transfer (EFT) until 11:59 p.m. ET on April 15, 2026, using existing instructions.
Also, if funds are pulled directly from a linked bank account into the IRA, you can choose the desired contribution year. The collection time of the deposit will not impact the contribution year. You can use the link below to initiate a contribution.
[Contribute to your IRA](https://www.fidelity.com/retirement-ira/contributing-to-ira)
If you'd feel more comfortable speaking with an associate while making a contribution, representatives are available 24/7 to assist. I've linked our contact us page below.
[Contact Us](https://www.fidelity.com/customer-service/contact-us)
If there is anything we can clarify or if additional questions pop up, please don't hesitate to ask! We're always happy to help.

Hey there, u/NerdTea! I'd be happy to help out and discuss some next steps.
It sounds like you are referring to the micro-deposits needed to link your bank to Fidelity. You will generally see these micro-deposits in your bank account within three business days. You should receive an email with a "Verify deposits" link, in which you will follow the steps listed below once logged into Fidelity.com.
1. Select "Accounts & Trade," and click "Transfers"
2. Select "Manage my linked accounts"
3. Select the bank information screen, and click "Verify deposits" and follow through with the prompts
If the three-day timeframe is past the tax deadline, there are some alternative ways to fund the IRA as a prior year contribution.
First, you can send a bank wire directly from your bank to Fidelity. Bank wires are received on the same day that they are initiated, as long as the transaction is entered before 4 p.m. ET. Keep in mind that while Fidelity doesn't charge a bank wire fee, other banks might. You can access the info you need to start a bank wire using the following link. Please note that the code "PYC" is required for a prior-year IRA contribution.
[Information Needed to Wire to Your Fidelity Account](https://www.fidelity.com/cash-management/information-needed-wire-to-fidelity-account)
Additionally, you can bring a check to one of our investor centers, and they will take contributions until 5:00 p.m. local time on April 15th
We understand that nearing the tax deadline can be stressful, so let us know if we can help out with anything else!

Good to see you around the sub today, u/FerrousTheDerg. We appreciate you taking the time to reach out to us about this.
Currently, we aren't receiving widespread reports of connection issues with Capital One and Fidelity Full View. With that said, you're on the right track with the troubleshooting steps you've already taken. Beyond attempting to remove and reconnect your external account, I recommend trying to do so in a different web browser or on an alternative device. You can also clear your browser's cache and cookies, and then reattempt.
If you continue to experience this, we encourage you to contact our Technical Support team so that they can investigate further. Associates are available Monday through Friday from 8:30 a.m. to 9:00 p.m. ET. Please say "technical support" when prompted by the automated system to be connected to the right group.
[Contact Us](https://www.fidelity.com/customer-service/contact-us)
Please feel free to follow up with us if you have any other questions or concerns. We're always here to help.

I organized an AMA/Q&A with Ben McKenzie, actor/author/filmmaker. You might recognize him from **The OC**, **Gotham**, **Junebug**, **Southland**, **Batman: Year One**, and other stuff. His directorial debut, **Everyone Is Lying To You For Money** has played at tons of festivals this year and is out in select theaters this Friday. It's an anti-crypto documentary, really funny and well-made.
It's live here now in /r/movies for anyone interested in asking a question:
https://www.reddit.com/r/movies/comments/1sl747q/hi_reddit_im_authoractor_ben_mckenzie_you_may/
He'll be back at 3 PM ET today to answer questions. I recommend asking in advance. Please ask there, not here. All questions are much appreciated!
Thank you :)

United States Central Command said it will begin enforcing a maritime blockade on all vessels entering and exiting Hungarian ports on April 13 at 10 a.m. ET under a presidential proclamation, applying to ships of all flags. It added transit through the Strait of Hungary to non-Hungarian ports will not be impeded.

For a research analyst role, here's a practical breakdown:
\*\*For financial news:\*\*
\- \*\*Mint\*\* tends to be better for markets-focused content vs Moneycontrol which is more retail/noise
\- \*\*ET Markets\*\* subscription — good if you need detailed company coverage and analyst reports
\- \*\*Bloomberg Quint (now BQ Prime)\*\* — worth it for macro and institutional-quality analysis
\*\*Free sources worth bookmarking:\*\*
\- BSE/NSE exchange filings directly — DRHP, quarterly results, corporate announcements (free, primary source)
\- SEBI website for regulatory updates
\- RBI publications for macro data
\- [Screener.in](http://Screener.in) (free tier is surprisingly capable for fundamentals)
\*\*For actual market data & analysis:\*\*
\- Refinitiv/Bloomberg if your firm pays — industry standard
\- For NSE/BSE specific tools, been building [trademine.ai](http://trademine.ai) specifically for Indian market analysis
For research analysts, honestly the primary sources (exchange filings, RBI/SEBI data) matter more than news subscriptions. What kind of analysis do you focus on — equity, macro, or sector-specific?

2.30 PM ET presentation also at the WTR conference. Might add some fuel to it

Just use robinhoodhood’s stimulate my returns feature.
SPY $700 CC 5/15DTE is worth $6.56 at SPY $687.24(as of 4am eastern time). Now go to VOO, find same DTE, the closest is VOO $640 going for $6.63(as of 4am ET). SPY has significantly larger volume. 

Use AI. Invest your money in that. I have an ET market subscription rarely using it. Most of the time I use Gemini or ChatGPT for analysis.

>PAKISTAN FOREIGN MINISTRY: NO DATE OR TIME HAS BEEN SET FOR THE SECOND ROUND OF US-IRAN NEGOTIATIONS
DAMP ET

Your brokerage firm has acted more like a commission agent than an investment advisor. This portfolio is poorly structured, directionless, and lacks thoughtful construction.
What can you expect from this forum? You can look forward to peer reviews, and members may guide you along the way. This is a DIY mutual fund investment forum, so you will need to take the initiative yourself. Please don't expect to be spoon-fed.
(a) When you have a portfolio that includes 4 midcap funds, 3 smallcap funds, 4-5 sector funds, many flexicap funds, multicap funds, focused funds, and large & midcap funds, it reflects a lack of strategy or conviction. This approach suggests that your advisor tried a bit of everything in hopes that something would perform well, leaving your portfolio in a state that's unworthy of a serious review. However, if you're still interested in evaluating it, please refer to our A-Z checklist for guidance.
[**Checklist for Self-reviewing Your Long-Term Mutual Fund Portfolio**](https://www.reddit.com/r/mutualfunds/comments/1lpmqq8/revised_checklist_for_reviewing_your_longterm/)
(b) These many funds are unnecessary, so to trim down the number of funds, use the material below.
[**ET Money Blog: How to Declutter Your Portfolio**](https://www.etmoney.com/learn/mutual-funds/how-to-reduce-the-number-of-funds-from-portfolio/)
(c) By the way, stay away from the sectoral and thematic funds.
[**Morningstar India: Why investors are better off avoiding sector funds**](https://www.morningstar.in/posts/75267/why-investors-are-better-off-avoiding-sector-funds.aspx)
[**Morningstar India: The lure of thematic funds**](https://www.morningstar.in/posts/75260/the-lure-of-thematic-funds.aspx)
(d) Lastly if you want to pursue the path of DIY investing, please consider investing in direct options.
[**Embrace Knowledge (1) - The Cost of Regular vs. Direct Funds - Revealed**](https://www.reddit.com/r/mutualfunds/comments/1epdyjn/the_cost_of_regular_vs_direct_funds_revealed/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)

Posting this because I've found an approach that works and haven't seen many people talk about it.

\*\*The problem:\*\* I want to trade actively (it's fun, I'm decent at it) but I can't be awake 24/7 and crypto doesn't stop.

\*\*My solution for the last 6 weeks:\*\*

\- 6am-10pm ET: I trade manually. My session, my decisions, my ego-driven mistake to make.
\- 10pm-6am ET: AI agent takes over (1024EX beta). Runs the same momentum strategy I'd run if I was awake, but without the 3am tired-brain decisions.

\*\*Why this works better than full auto OR full manual:\*\*

1. \*\*I keep my skills sharp\*\* (the concern from my earlier post about skill atrophy). I'm still analyzing, journaling, and making decisions during the day.

2. \*\*I don't miss overnight opportunities.\*\* 3 of my best trades last month were agent-executed while I was asleep.

3. \*\*My emotional trading is contained to market hours\*\* when I'm alert and caffeinated, not 3am when everything looks like a good trade.

4. \*\*The agent's overnight logs are excellent learning material.\*\* I review every morning and sometimes learn from trades the agent took that I wouldn't have.

\*\*The numbers:\*\*

Last 6 weeks combined: +12.3% total
\- Manual session contribution: +7.8%
\- Agent overnight contribution: +4.5%

Without the agent I'd realistically be at +5-6% because I'd either miss overnight moves or make bad decisions while half-asleep.

\*\*How to set it up:\*\*

I literally have two strategy descriptions — one for active hours (more aggressive, tighter entries), one for overnight (more conservative, wider stops to account for lower liquidity). The agent switches based on time.

Happy to share more details if anyone wants to try this. It's been genuinely the best improvement to my trading process this year.

https://preview.redd.it/ckm7d0vyd2vg1.png?width=1456&format=png&auto=webp&s=715a3507280dc087a632beb5fcfd2a090a506f9f
**📊 Key U.S. Economic Data — Tuesday, April 14, 2026 (ET)**
**6:00 AM** | NFIB Optimism Index (March) | Forecast: -- | Previous: 98.8
**8:30 AM** | Producer Price Index (March) | Forecast: 1.1% | Previous: 0.7%
**8:30 AM** | Core PPI (March) | Forecast: 0.4% | Previous: 0.5%
**8:30 AM** | PPI Year over Year | Forecast: -- | Previous: 3.4%
**8:30 AM** | Core PPI Year over Year | Forecast: -- | Previous: 3.5%
**Fed Speakers**
**1:00 PM** | Boston Fed President Susan Collins, Richmond Fed President Tom Barkin and Philadelphia Fed President Anna Paulson on a panel about rural economy
**5:50 PM** | Fed Governor Michael Barr speaks
⚠️ For informational purposes only. Not financial advice.
📌 #SPY #SPX #EconomicCalendar #USMarkets #FederalReserve #Macro #StockMarket #Trading #PPI #CorePPI #Inflation #FedSpeaks

Thank you for the reply, u/No-Permit7179. We're not seeing a reason why First Horizon can not be linked to your account.
That said, if you would like to review the specifics of your plan, you can contact a member of our Workplace Investing team by phone. Associates are available Monday through Friday from 8:30 a.m. to midnight, ET. You can access their number by clicking the link below.
[Contact Us](https://www.fidelity.com/customer-service/contact-us)
Have you also attempted to link the account through NetBenefits?

>Thank you again for your patience! I was able to get in touch with our trade inquiry team here and they have confirmed that this was indeed an intermarket sweep trade that took place at 15:59:55 ET at 626.74.

Mar 3: "We won the war."
Mar 7: "We defeated Iran."
Mar 9: "We must attack Iran."
Mar 9: "The war is ending almost completely, and very beautifully."
Mar 11: “You never like to say too early you won. We won. In the
first hour it was over.”
Mar 12: "We did win, but we haven't won completely yet."
Mar 13: "We won the war."
Mar 14: "Please help us."
Mar 15: "If you don't help us, I will certainly remember it."
Mar 16: "Actually, we don't need any help at all."
Mar 16: "I was just testing to see who's listening to me."
Mar 16: "If NATO doesn't help, they will suffer something very bad."
Mar 17: "We neither need nor want NATO's help."
Mar 17: "I don't need Congressional approval to withdraw from NATO."
Mar 18: "Our allies must cooperate in reopening the Strait of Hormuz."
Mar 19: "US allies need to get a grip - step up and help open the Strait of Hormuz."
Mar 20: "NATO are cowards."
Mar 21: "The Strait of Hormuz must be protected by the countries that use it. We don't use it, we don't need to open it."
Mar 22: "This is the last time. I will give Iran 48 hours. Open the strait"
Mar 22: "Iran is Dead"
Mar 23: "We had very good and productive talks with Iran."
Mar 24: "We’re making progress."
Mar 25: “They gave us a present and the present arrived today. And it was a very big present worth a tremendous amount of money. I’m not going to tell you what that present is, but it was a very significant prize.”
Mar 26: "Make a deal, or we’ll just keep blowing them away."
Mar 27: "We don’t have to be there for NATO."
Mar 28: No major quote
Mar 29: Claimed talks were progressing
Mar 30: "Open the Strait of Hormuz immediately, or face devastating consequences."
Mar 31: Claimed a deal was "very close" and that Iran would "do the right thing"
Apr 1: "We’ll see what happens very soon."
Apr 2: Repeated that a deal was likely, while warning of continued strikes if not
Apr 3: "Something big is going to happen."
Apr 4: Said Iran must comply "immediately" or face further consequences. "Tuesday 8 PM ET".
Apr 5: "Open the fuckin' Strait, you crazy bastards, or you'll be living in Hell - JUST WATCH! Praise be to Allah."
Apr 6: "We can bomb the hell out of them"
Apr 7: "A whole civilization will die tonight"
all credit to Panino87

Hey there, u/sabautil. Thanks for reaching out to the sub for the first time!
We'd like to gather some more information here before we discuss specifics. IRAs stand for individual retirement accounts, and they are separate from employer accounts. Did you make Roth contributions to your 401(k) instead, perhaps? A Roth IRA would not be transferred automatically unless you requested it. If it's an IRA, you should check with your initial firm to discuss the account.
You can also contact our Workplace Investing team by phone to talk over your specific situation with your workplace. Associates are available Monday - Friday from 8:30 a.m. to midnight ET.
[Contact Us](https://www.fidelity.com/customer-service/contact-us)
Also, are you familiar with our NetBenefits portal for workplace accounts?

Wish I got money for calls earlier. I'm a goner if we don't drop to 678.5 by 3:30PM ET

Great questions, u/Historical-Web-9235.
Generally, clients can make a 2025 prior year contribution (PYC) by electronic funds transfer (EFT) until 11:59 p.m. ET on April 15, 2026, using existing instructions. Also, if funds are pulled to Fidelity from a linked bank directly to the IRA, there is an opportunity to choose the desired contribution year. The collection time of the deposit will not impact the contribution year. You can use the link below to initiate a contribution.
[Contribute to your IRA](https://www.fidelity.com/retirement-ira/contributing-to-ira)
Now, if you were to push funds, there generally isn't a way to designate a contribution year, so it would default to a current year contribution (CYC); however, you can contact our customer service team by phone to adjust the contribution year if needed.
[Fidelity Contact Information](https://www.fidelity.com/customer-service/contact-us)
We'll be here if you need any further clarification or have more questions.

Hi, u/Canon5DMarkIII.
I can confirm that if you push the funds from your bank, the default contribution year is a current year contribution. You would need to reach back out to have it recoded as a prior year contribution (PYC) if that is your goal.
If you're using existing banking instructions from Fidelity.com or the mobile app, you can make a PYC until 11:59 ET on April 15, 2026. The deposit does not need to be fully collected but needs to be made.
If you are not confident that your transaction will go through, I'd suggest confirming everything is in good order with the sending institution or considering using an alternative deposit method.
[Deposit money into your account](https://www.fidelity.com/customer-service/deposit-moneyhttps://www.fidelity.com/customer-service/deposit-money)
Let me know how else I can help with your contribution.