ET
Energy Transfer LP Common Units representing limited partner interests
stock NYSE

Excellent! I've been making a sim/backtester. It turns out to be much harder than making a profitable bot at least for me, lol. Do you have backtest vs live PF for April, or a trailing 90 day PF including the worst month? Also curious about tick rate on NAS100 / US30 through your MT5 broker. Those instruments fire wildly different tick density than forex especially around 8:30 and 9:30 ET. Which broker's MT5 feed are you on, and how do you handle spread blowouts on news prints?

You are receiving too little income to be retired unless you have several million dollars in these stocks. Chasing yields is dangerous, but not when the yields are well covered and reflect the value of hard assets.
Buy some MLPs that own hard assets like pipelines. ET and EPD pay around 7%. They tend to appreciate too, not like a tech stick but far less volatile.
Put these in a taxable account. They are master limited partnerships, and they do not pay dividends; they pay distributions. The distributions are treated by the IRS as return of capital, so you put the entire amount of the quarterly distributions in your pocket and pay no taxes. You are not taxed until you sell or until you receive all of your capital back. Your heirs inherit at a stepped up basis. Talk to any accountant about the strategy.
Run a few simulations for say 5 or 10 years: what if I had put 50% of my funds in a basket of the MLPs listed above? What would be my total returns? Compare to what you own now.
I own SCHD as well, and park cash in a Schwab fund that pays 3.5% — but balance it out with master limited partnerships. I also own some WES, USAC, and MPLX. None of these heft distributions are taxed as all are treated as return of capital.

Thanks for spending part of your weekend with us, u/ChrisP2a!
For your first point, I do want to confirm that company stock is not eligible for BrokerageLink accounts, as they're only allowed in your 401(k). Therefore, this would require a sell if you wanted to transfer part of that particular fund to the BrokerageLink account.
For your second question, you can transfer specific sources to a BrokerageLink account if your plan allows. Some BrokerageLink plans offer a setup with two separate accounts: one for pre-tax contributions and another for Roth contributions. Others may offer just a single account, and different types of contributions may be lumped together.
You can learn more about the specific rules of your BrokerageLink accounts, including eligible investments and specific source transfers, in your BrokerageLink Plan Fact Sheet and FAQs. To locate these documents on Netbenefits.com, click the three-dot menu next to your plan and select "BrokerageLink."
If you need further assistance with your plan, we suggest contacting our BrokerageLink team directly via the link below. The team is available Monday through Friday, 8:30 a.m. to 8:00 p.m. ET. When prompted by the automated system, say "BrokerageLink" to be routed to the correct team.
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As always, thank you for being part of our Reddit community. Please let us know if you have any other questions.

I only trade from 3-4 p.m. ET.

A few reasons…
1) They have a tilt towards gas. The war has obviously provided a bump to the more liquids focused midstream’s, but over time I believe the AI data center buildout will be almost entirely fueled by gas. Just look at GEV and their turbine backlogs. If you look at the numbers, nuclear will be window dressing and renewables won’t provide the dispatchable baseload generation needed. They’ll be built, but 90%+ of the electrons will be supplied by gas.
2) Asset location. They have great pipelines in the Marcellus and connecting the Permian to the gulf coast. Those are THE two hot spots for development and where a huge amount of data center construction is set to occur.
3) Good management. I’ve listened to a number of their earnings calls now. They have a very competent set of leaders who understand that this is the time to grow, but they have to execute and be disciplined and not get too far out over their skis (like ET has in the past). MPC owns half of MPLX and also keep the pressure on MPLX to focus on returning cash to unit holders.

So for future sakes, what should I do
Nvidia earning is coming and so is Google
Should I buy Google earning just before earring and buy 350 out of the money with hope for huge spik3?
With Nvidia earning, say they are to announce earning on may 29, I should buy MU And SNDSk at 3:25pm ET and pray they will spike like OPs move?

Excellent! I've been making a sim/backtester. It turns out to be much harder than making a profitable bot at least for me, lol. Do you have backtest vs live PF for April, or a trailing 90 day PF including the worst month? Also curious about tick rate on NAS100 / US30 through your MT5 broker. Those instruments fire wildly different tick density than forex especially around 8:30 and 9:30 ET. Which broker's MT5 feed are you on, and how do you handle spread blowouts on news prints?

You are receiving too little income to be retired unless you have several million dollars in these stocks. Chasing yields is dangerous, but not when the yields are well covered and reflect the value of hard assets.
Buy some MLPs that own hard assets like pipelines. ET and EPD pay around 7%. They tend to appreciate too, not like a tech stick but far less volatile.
Put these in a taxable account. They are master limited partnerships, and they do not pay dividends; they pay distributions. The distributions are treated by the IRS as return of capital, so you put the entire amount of the quarterly distributions in your pocket and pay no taxes. You are not taxed until you sell or until you receive all of your capital back. Your heirs inherit at a stepped up basis. Talk to any accountant about the strategy.
Run a few simulations for say 5 or 10 years: what if I had put 50% of my funds in a basket of the MLPs listed above? What would be my total returns? Compare to what you own now.
I own SCHD as well, and park cash in a Schwab fund that pays 3.5% — but balance it out with master limited partnerships. I also own some WES, USAC, and MPLX. None of these heft distributions are taxed as all are treated as return of capital.

Thanks for spending part of your weekend with us, u/ChrisP2a!
For your first point, I do want to confirm that company stock is not eligible for BrokerageLink accounts, as they're only allowed in your 401(k). Therefore, this would require a sell if you wanted to transfer part of that particular fund to the BrokerageLink account.
For your second question, you can transfer specific sources to a BrokerageLink account if your plan allows. Some BrokerageLink plans offer a setup with two separate accounts: one for pre-tax contributions and another for Roth contributions. Others may offer just a single account, and different types of contributions may be lumped together.
You can learn more about the specific rules of your BrokerageLink accounts, including eligible investments and specific source transfers, in your BrokerageLink Plan Fact Sheet and FAQs. To locate these documents on Netbenefits.com, click the three-dot menu next to your plan and select "BrokerageLink."
If you need further assistance with your plan, we suggest contacting our BrokerageLink team directly via the link below. The team is available Monday through Friday, 8:30 a.m. to 8:00 p.m. ET. When prompted by the automated system, say "BrokerageLink" to be routed to the correct team.
[Contact Us](https://www.fidelity.com/customer-service/contact-us)
As always, thank you for being part of our Reddit community. Please let us know if you have any other questions.

I only trade from 3-4 p.m. ET.

A few reasons…
1) They have a tilt towards gas. The war has obviously provided a bump to the more liquids focused midstream’s, but over time I believe the AI data center buildout will be almost entirely fueled by gas. Just look at GEV and their turbine backlogs. If you look at the numbers, nuclear will be window dressing and renewables won’t provide the dispatchable baseload generation needed. They’ll be built, but 90%+ of the electrons will be supplied by gas.
2) Asset location. They have great pipelines in the Marcellus and connecting the Permian to the gulf coast. Those are THE two hot spots for development and where a huge amount of data center construction is set to occur.
3) Good management. I’ve listened to a number of their earnings calls now. They have a very competent set of leaders who understand that this is the time to grow, but they have to execute and be disciplined and not get too far out over their skis (like ET has in the past). MPC owns half of MPLX and also keep the pressure on MPLX to focus on returning cash to unit holders.

So for future sakes, what should I do
Nvidia earning is coming and so is Google
Should I buy Google earning just before earring and buy 350 out of the money with hope for huge spik3?
With Nvidia earning, say they are to announce earning on may 29, I should buy MU And SNDSk at 3:25pm ET and pray they will spike like OPs move?

Don’t understand what the point of these posts are. Just SCHD and chill. Also hope you’ve been filing a K1 for your ET holdings.

If your goal is retiring at 41 and then running an SWP till 85, the biggest issue is not “which app” or “is market overvalued”, it’s whether the math works.
At 31, with 50L now + 1L SIP for 12 months, a 2–3 crore target in 10 years is achievable on paper. But funding 44 years of SWP from age 41 is a very different problem. For that, 2–3 crore is likely tight unless your yearly expenses are quite low.
I’ve worked through similar early-retirement plans before, and the usual mistake is optimizing fund selection while underestimating withdrawal risk, inflation, and sequence-of-returns risk in the first 5 years of retirement.
Your fund mix is aggressive: 50% Nifty 50, 30% midcap, 20% smallcap. Good for growth, but not ideal if this corpus becomes your retirement engine in just 10 years. Also, buying on “5–10% dips” sounds smart but usually turns into cash sitting idle.
What I’d do right now:
1. First calculate required retirement corpus based on annual expense x inflation x safe withdrawal rate.
2. Keep the core simple: 1 large cap index + 1 flexi cap/midcap, and reduce small-cap allocation.
3. Don’t pick platforms based on promised 15–18% CAGR. No serious planner can promise that.
One commenter will probably mention asset allocation, that’s the real lever here, much more than ET Money vs INDmoney vs Groww.
What annual expense are you trying to fund from age 41 onward? That number decides whether this plan is solid or fantasy.

Hello there. Thanks for connecting with us on the sub.
Investment choices for 401(k) accounts depend on the rules provided by your specific employer plan. You can view your investment choices based on your plan on NetBenefits.com by doing the following once you're logged in:
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Don't be a stranger! We are here if you need us.

Hey, u/MammothNarrow5500. I understand how important the timing is here, especially with a home purchase upcoming.
Since you’ve already been in touch with the Workplace Investing team, and they confirmed everything looks in good order, they’re still going to be your best point of contact for the most up-to-date status and any potential next steps.
QDRO timelines can vary depending on final plan processing, so they’ll be the best resource to view your specific plan. Representatives are available Monday through Friday, 8:30 a.m. to midnight ET.
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I'll open your post as a "Discussion," so other members can share their experiences. Please do not hesitate to use our sub as a resource if anything else comes up.

I am getting more nervous on the ER, let's hope we run to $500, give us 10-20% downturn, still ok, at this moment, I really think the only factor can make this price sustainable is another mega deal announced at ET.

Good to have you here, u/Latter_Mistake_920! I'm happy to help out.
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Hey there, u/DistributionNo3698.
We suggest trying a few common troubleshooting steps to see if they help alleviate the issue.
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After navigating through these steps, if the issue continues, we recommend you contact our Technical Support team, who can help further troubleshoot. Associates are available Monday through Friday from 8:30 a.m. to 9:00 p.m. ET. Please say "technical support" when prompted by the automated system to be connected to the right group.
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I replied abt it here.
Ppl are completely missing the picture.Agentic AI is cauaing CPU shortage.
CPU to GPU ratio is increasing, real dat also showing CPU supply shocks, Intel confirmed this. The analyst on the call alao confirmed these exaxt ratios of need foe more CPU (compares to GPU) over the call, nVidia trying to enter the CPU market (check news from 3-4 mnths back), Most recent rumor was them trying to look to bjy a PC company (if cant build a CPU fast then buyout and control the chain).
Its so surprising to see ppl disregarding everything said on Intel's ET call but would blindly asaume GPUs are the future.
##Man CEOs had been saying this from laat 2 yrs that with Inference and Agentic CPUs will be needes more. GPUs were moatly used for Training.
Just go and listen to Intel's ER. That ER was eye opener. Numbers were okayish. Q&A was quite interesting.
#Intel also answered that demand for CPU is so high that they have sold put everything, they dont have faster nodes as competitor which will take 12-18mnths. This line sky rocketed AMD's price also.