CGDV
Capital Group Dividend Value ETF
stock NYSE ETF

CGDV

CGDV

Time is on your side. If you want to max risk-adjusted returns over the next decades and only want to do two equity etfs. I would do VTI, VXUS (60:40). If you want more large-cap tech or growth add a small position in VGT or VUG or SCHG (like 5 to 10%), and trim VTI by that much. Please bear in mind ther there is a lot of overlap between VTI and VGT, and what worked the last decade may have lower future expected returns. If you want more dividend heavy etf you could employ the same strategy given the same proviso. Pick one from from HDV, IDV, VYM, VYMI or SCHD. Or if you like active overlay with the same strategy then TDVG, CGDV. IMHO, dividend ETFs don't pay enough to offset a loss of income unless you have a very substaintial amount in them.
Personally, I wouldn't pick any of those. If I want to add a third ETFs, I'd add a 10% allocation to a factor OR smid value ETF, not both. For Factor, Id pick VFMF OR for small value you can choose from AVUV, AVDV, VOIV and DFAT.