UBCP
United Bancorp Inc/OH
stock NASDAQ

so for context cause I'm sure the title will make some people complain about a few things: "There is an ETF or just buy multiple ETFs", "too many holdings" (not wrong but I'm fine with it), and more. I also don't care much for Ai or Tech holdings (MSFT was purchase cause it hit my 1% yield target which I've had for a while now, and even then its a tiny part of the portfolio.)
I like stocks that have a low payout ratio (\~10-50%), stock buybacks, and decent or aggressive dividend hikes (5%-20%). SCHD excludes small caps and most of what I like (Canadian stock OR just don't qualify for what they look for in the ETF.), I also prefer Micro/Small/Mid cap stocks (Profitable ones).
**Example:**
* $RX.V | microcap ($171.57M) | Drug Manufacturer/LIGHT industrial stock
* \~40% market share of dentist equipment in Canada, Tibella (women's health) \~20% growth, FeraMax (iron suppliment) \~20% growth, smaller other products.
* Payout ratio: 24% (after acqusition estimate: 18-20%),
* buybacks: average -2.5% a year (acquisitions slow this down heavily)
* Dividend hikes (3yr streak): ($0.005) 10%+ per year
* Cash & shor term investments: $10.9M
* Debt: $4M, used in acquiring Oral Science, paying off by year end (debt free before this) so basically debt free since they are paying it down aggressively
Because of its market cap its excluded from most index funds, outside of a few smaller ones focused on microcaps. But those index funds normally include unprofitable companies or those extremely risky ones. I don't want to own that.

So is this the best way to go about it? or no? what would you do? Just curious what you would do if you find stocks you really like but they aren't in a solid index fund?
Micro caps:
$NET-UN.V (Canadian NET REIT), $MHC-U.TO (Flagship Community REIT), RX.V (Biosyent), UBCP (United Bancorp, Inc.)
most my my holdings are Small/Mid cap with the 'sattelite' positions being either starting positions that will grow or large caps.

so for context cause I'm sure the title will make some people complain about a few things: "There is an ETF or just buy multiple ETFs", "too many holdings" (not wrong but I'm fine with it), and more. I also don't care much for Ai or Tech holdings (MSFT was purchase cause it hit my 1% yield target which I've had for a while now, and even then its a tiny part of the portfolio.)
I like stocks that have a low payout ratio (\~10-50%), stock buybacks, and decent or aggressive dividend hikes (5%-20%). SCHD excludes small caps and most of what I like (Canadian stock OR just don't qualify for what they look for in the ETF.), I also prefer Micro/Small/Mid cap stocks (Profitable ones).
**Example:**
* $RX.V | microcap ($171.57M) | Drug Manufacturer/LIGHT industrial stock
* \~40% market share of dentist equipment in Canada, Tibella (women's health) \~20% growth, FeraMax (iron suppliment) \~20% growth, smaller other products.
* Payout ratio: 24% (after acqusition estimate: 18-20%),
* buybacks: average -2.5% a year (acquisitions slow this down heavily)
* Dividend hikes (3yr streak): ($0.005) 10%+ per year
* Cash & shor term investments: $10.9M
* Debt: $4M, used in acquiring Oral Science, paying off by year end (debt free before this) so basically debt free since they are paying it down aggressively
Because of its market cap its excluded from most index funds, outside of a few smaller ones focused on microcaps. But those index funds normally include unprofitable companies or those extremely risky ones. I don't want to own that.

So is this the best way to go about it? or no? what would you do? Just curious what you would do if you find stocks you really like but they aren't in a solid index fund?
Micro caps:
$NET-UN.V (Canadian NET REIT), $MHC-U.TO (Flagship Community REIT), RX.V (Biosyent), UBCP (United Bancorp, Inc.)
most my my holdings are Small/Mid cap with the 'sattelite' positions being either starting positions that will grow or large caps.