MSFT
Microsoft Corp
stock NASDAQ

FDVV is an ok fund if you just want to invest in one fund. It has dividend paying investments and also has growth focused tech stocks. But not everyone wants to combine their growth investments with their dividend focused holdings.
For example I have a dividend focused portfolio of which over 50% is in SCHD / DGRO/ HDV and the rest in higher yielding investments. That portfolio is in my retirement accounts. The dividend income is not taxed until I take distributions. I also have a growth portfolio with SCHG, SPLG, RSP, MOAT, etc. The growth portfolio is in a taxable account. Many of the ETFs in that portfolio have the same growth positions that are in FDVV (AAPL, MSFT, NVDA, etc.). Taxes will be due for years that I sell.
There are limitations as to how much I can add to the retirement accounts. And I want substantial dividend income. So I prefer to use all of the funds in my retirement accounts for an income focused investment strategy.
I also add to the taxable account consistently (buying SPLG currently).
Note that my retirement account is a rollover-IRA from 401k & profit sharing accounts. They were mostly growth focused but now I am preparing to retire in a couple of years.
There are many good ETFs that hold the growth stocks that are in FDVV and many good ETFs that hold the dividend focused investments that are also in FDVV. I just don't see the value in having them all in one ETF.

Strategy: Long Term Buy and Hold Investing (12+ months)
XOM, CVX, CAT, UNP, RTX, PG, KO, HD, NKE, JPM, GS, RH, UNH, JNJ, ABBV, AAPL, MSFT, NVDA, GOOGL, META, NEE (21 positions)
Cash: 2% (CD)
Stocks: 98% with each weighted at 4.667% (equally)
What are your thoughts?

I'm down 11.8% from my ATH which I hit on Nov 8, 2024.
I've been able to increase my annual dividend income by nearly 80% over the past 12 months.
I started taking some profits out of my long NVDA, AVGO, MSFT, and GOOG positions last summer/fall.
I figured if Biden won the market was quite overvalued already and if Trump won, well...here we are.
Much of those gains were DCA'd into SCHD, JEPQ, NLY and I've been building some small new positions in EU and China/JP markets.
My cash position is around 30% now, I'm normally at 10-15% cash.

Everyone is being rude for the sake of feeling like a superior trader. I made this same mistake too bc I saw someone else do it and they made a profit, The trick is to sell those options almost immediately bc of IV, open interest, theta, gamma, etc. Premium on options will decrease each day especially if the current stock price is far OTM of the strike price.
I would stay way from MSFT and other high priced stocks bc option premiums are high, which is why (I'm assuming) you bought an out of the money option due to expire in May. There are so many great low priced stocks with option liquidity that are well within the price for small accounts. Look for those stocks.
If you want to trade those big stocks (such as NVDA, TSLL, SPY, QQQ, etc) on a smaller level, check out NVDQ, TSLL, TQQQ, and more. Learn how they move with their correspond stocks. Much lower risk and you can still make a decent profit.
Also, learn about extrinsic value of option contracts. It helped me immensely.
Good luck! 🫡

What are your thoughts on MSFT? Personally, I see it as a better buy at the moment.

Thank you for posting about this.
I've been doing my own self-directed investing for over 20 years and always try my best to make ethical AND financially sound choices - it isn't always easy but there are some companies that I've divested from recently because of their actions: including MSFT, AMZN, ORCL, FTNT, NTNX, SIEGY, SAP, ANET and yes sadly even NVDA (not as hard based on recent performance 😄).
Personally I don't want to profit from this dystopian stuff, whether it's ICE or war and genocide.
Meanwhile I've still beat all the indexes over the years by picking tech stocks (buy what you know), so ethics and finances don't have to be at odds if you are willing to put in the time.
One of the resources I use is this site from the American Friends Service Committee (the Quakers):
[https://investigate.afsc.org](https://investigate.afsc.org)

I also use the Weapons Free Funds site:
[http://weaponfreefunds.org](http://weaponfreefunds.org)

And other resources from As You Sow:
[https://www.asyousow.org](https://www.asyousow.org)

I am in the process of adding more Dividend Income to the portfolio.
Growth: GOOGL AMZN AAPL NVDA V
Dividend Growth: HD LOW PEP PG COP CVX AMP BX JPM AMGN JNJ CAT CMI LMT UNP AVGO MSFT QCOM ATO CPK ES EVRG NEE WEC
Dividend Income: VZ BKE CNQ EPD HESM MPLX AB AFG O VICI EOI EOS GOF JEPI JEPQ SPYI UTG
This is our taxable account only. Retirement accounts can’t be touched for a few years still.

Honestly, some of the best investing opportunities come during a crisis. Prices are lower, emotions are high, and most people are running for the exits — which usually means it’s time to look closer, not away. The key is to stay rational and focus on the long-term. Best companies fundamentals will remain strong, but the price drop would give a chance to secure a better deal. Look at [Microsoft](https://app.mecompounding.com/tickers/MSFT/summary) during 2020 or 2022. Fundamentals were good, but the fear was too strong.
Don’t be afraid

Dude still has a off chance of that, sure. He can always put up a limit order on the ask side and hope an impatient buyer comes along to buy at the ask like he did but with a contract that illiquid he'll still need a pretty decent move lower to have any chance at that. It may be shrewd but I wouldn't call it a POS move. The big thing working against that position is MSFT's overall low implied volatility.

Chart shows the most mentioned stocks along with the sentiment.
Looks like regards are turning bullish on TSLA and bearish on MSFT and GOOG.

Fucking hilarious that they rule google a monopoly when there are multiple alternatives to
>Chromebooks, android OS, chrome browser, google search, internet ads, and advertising.
When google mainly provides free services to consumers AND isn't the only option even when it comes to online advertising (META/AMZN/UBER/MSFT/SNAP/TT/X).
But somehow DOJ and government does jack shit with credit card processors, top tier education, home/auto insurance, health insurance, and NIMBY housing.

Thank you for taking your time to explain all of this. Duly noted. The problem is that I used to have a stop loss in place on all my trades, 20-50%, depending on equity. I closed a few losing contracts on SPY, TSLA, and MSFT just to see the price skyrocket past my breakeven two days later. This is an extremely volatile market where large daily swings of +\- 20 bucks on SPY are already a norm. Some of my positions that I closed for a loss went from $2000 loss to a $2000 profit after a couple of trading days.
I don’t know what to do, I feel a bit defeated. Trading with a SL or without it makes me lose money either way. I used to make 5-10k per month consistently, but since end of February I lose almost $10k per month. In December/ January, I also opened a few leaps position for May 16 and June 20, deep in the red with zero chance of recovery. My portfolio is down $50k.
How do you trade in the market like this? Is day trading, quick scalping the only way? I had a few nice winners, but a single loss wiped out all of my gains. I trade 1-2 contracts at a time. I risk 3-5% of portfolio per trade but I still lose in a big picture. Need help.

Can't wait to eventually buy the dip on tech: NVDA, AMD, CMG, AVGO, MSFT, AAPL 🤑

Imagine thinking you have to hold til expiration.
If MSFT gets a decent bump early in the week, he’ll be in profit.
I’d cut these by Tuesday afternoon probably if it doesn’t move favorably by then. Sooner if the opposite

Come on give the guy some credit. It was $270. Perfectly reasonable to expect MSFT to drop 26% in a week and the deep OTM option to actually be worth something when it does ;)

Top 10 holding in EU Stoxx 50 includes the likes of ASML SAP SIEGY SNY LVMUY ALIZY.
Some of the top 10 holdings in VOO/SPY include AAPL MSFT NVDA AMZN BRKB GOOGL BRCM. Just behind the top 10 you have the likes of V MA COST LLY JPM PG JNJ.
For the people who downvoted the above comment - you're putting your hard earned savings into list 1 over list 2?

You paid a debit of $90 for the call. That's all you've got at risk. If MSFT looks like it'll hit $400 (it starts moving up, accelerating up, etc) flip the call. And since you're long, time will hurt you, so you need this move to happen sooner rather than closer to 4/25.
The one good thing i can think of on this trade is that MSFT earnings is 4/30 so maybe IV will increase through your time horizon. But it won't be jacked up as much as it would be the day before earnings

Maybe. For some more context:
We see tried SignIns from all over the world against our Azure/M365 (EntraID) accounts everyday. Multiple per minutes. None of them guess the PW correctly. Even if they do, ConditionalAccess Policies block the SignIn as we enforce phishing-resistant credentials and or MSFT knows thats an IP with bad reputation (risky SignIns)
So while its normal to see multiple SignIn attempts from all over the world even within a few minutes of an account being created, its far from normal that the bad actor shows correct credentials within a few minutes.
Only options for that to happen (imho) are in my previous comment.

Lmao “all the ways it could go wrong”. It can’t go right. You think MSFT is going over $400 next week? If not, no reason to buy the option. You can just watch it unfold without investing a cent.

My take:
1) if top US companies collapse, this will cause a domino effect onto European and Asian economies. So no, investing in those will not save your portfolio. Say for example Mastercard or visa fail, along with NVIDIA, MSFT, and all the mega cap. Do you think this won’t have any effect worldwide? If they tank, the world market goes with them.
2) if the US collapses, your money won’t be safe in cash because it won’t be worth anything.
3) Unless you buy physical gold, how do you use the gold in your account? You need CRM, you need MSFT, AWS, and so many software companies that run our modern world. Having your money in a virtual place means you are bullish in big tech in some way or another.
4) if you did have physical gold, how are you going to use it? By the time the economy collapses, no gold will help you because you will probably be killed for your backup generator rather than your gold.
5) if you were so bearish on the US, you only have one option. Leave. So say you do that. What do you do? Who’s going to trust an American in another country? You’d start from zero and the bottom. Not something most people want to do.
Investing in turbulent times like these is a risk worth taking. However bleak it looks, we have looked at bleak times before and we have recovered. IF, this time IS different, then there’s no real way to insulate yourself from whatever dooms day scenario that could realistically happen. Yes you can hedge, prepare, and pivot short term. That can add shock absorbers to your portfolio, but if we truly crash, there’s nothing you can do to stay afloat. Keep investing and remain hopeful. Also, do better next time and choose your political representatives wisely, we shouldn’t have to repeat this again (if we make it 4 years from now).