IQ
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I have worked with a team from happiest minds. Have to say, that was one of the lowest IQ teams I have come across in IT.

Calling a well reasoned argument propaganda without responding to the issues raised is sign of low IQ.

As a guy who did masters. Thats false. I have 50 IQ and I did it.

\*Title:\* Unpopular Truth: Profit is the participation trophy for retards //Body// Everyone is celebrating profit like it's an IQ certificate. It's not. Profit is literally what happens when you make everything a little bit worse. You made the shoes cheaper so they break faster profit. You made the food more addictive so people get sick / profit. You made the app more addictive so kids can't sleep / profit. That's not genius. A rat can do that. A retard can do that. And you traders are even more retarded than the companies. You see a company being retarded on purpose and you say "wow, great fundamentals, let's buy". You INVEST in [retardation.You](http://retardation.You) cheer for [it.You](http://it.You) want MORE retardation because more retardation = more profit = your portfolio green for 2 days. then the stock crashes 30% and you act shocked. "Why market falling?" Because the whole thing was built on being retarded, dumbass. What did you expect? You are not traders. You are retardation investors. You scan the market every day looking for the next most retarded thing to put your money in. And you will defend it in the comments.

You can't unless you're IQ is like the idiots in here

This is why options trading should come with an IQ requirement

Another dynamic I have noticed is that online discourse quality is falling because the average person's IQ seems to be declining due to these three factors: 1) K-12 education is now a joke, kids don't pay attention, they get passing grades for performance that would have been a 'fail' 20-30 years ago 2) Smartphone and social media addiction with average screen time eating up 1/3 to 1/2 of the average person's waking hours 3) AI psychosis

You'd think an adult with even a below average IQ would be able to figure it out...

u/theFOMO This is a meme thread. Nothing you read in here is financial advice. PSA: please be careful of your words. u/theFOMO believes memes are financial advice and if you causally make jokes, he will financially self harm himself because he believes you are giving him advice on what to buy. Please note that people with an IQ below 70 are present and that adults need to behave accordingly. Seize all humorous activity and prepare a safe-space for u/theFOMO so he is not incentivized to selfharm due to a complete lack of comprehension of the English language and the absolute absence of critical thinking skills.

Dude you have 0 fucking understanding of how bond markets work. Indian yields are stable only because of rbi and banks buying indian bonds. Indian bond market is not like US market which is fairly traded and price discovery is accurate. And why would I bet against rbi's capabilities? They are the best central bank. Maybe the argument is too advanced for your low IQ brain. And lead poisoned morons upvoting haha. Indians are so dumb man.

I have that. I am being stalked by meltdowners. I am still not hiding it... I mean, before the IPO at least you could get admins to ban them, but now it really takes the big effort of just not giving a shit about what they have to say... Some people say it is impossible and can't be done, but maybe I'm just an alien... Why would you care if people with an IQ below room temperature, who have failed to write down any consistent argument, throw words at you? Don't you need to respect them to respect their opinion?

You seem to misunderstand the difference between “a difference of opinion” and “insults”. Insults are made to drag the conversation into low IQ territory, while a difference of opinion is always warranted.

big low IQ take

So as you correctly put, that means 99 out of 100 are NOT profitable. This is because it takes significant skill to analyse markets effectively. Most of these people are maths/economics genius' level IQ and they still only make average (above 51% correct calls) hit rates. A 1% chance of being 51% good at something is not something you should push people towards doing.......

Yup leftist echo chambers, even the local ones (they support illegal immigration and disrupting ICE aka the rule of law). Lots of subreddits, whatever you post get shadowbanned. Even the ones you think would be supportive of the right like r/capitalism well I would open the same thread in a private window and see that my comment is disappeared. Same thing they did on twitter when it was run by leftist, they love censorship and shadowbanning. Sometimes it might not even be the subreddit, they just flag your account for certain words. Of course, now they want people to have an account before seeing threads so you won't even be able to use private/incognito to see if your comment was shadowbanned unless you log into another alt account. Eventually, people figure out it's just a waste of time to have arguments with low IQ redditors. I still use reddit, there are some decent non-political subreddits for games, genres of topics but then you run into overzealous moderators that ban tons of people over nothing which then turns the subreddit to becoming dead. People just post a discord for that subreddit, then when the reddit moderator thinks they are so powerful, they get banned from the discord. 4chan was way more smart people but everything just get deleted very fast.

but you have not ever undrestood it... you pull figure of speech fragments out of my comment, ignoring everything that was said, just to hang yourself up on the figure of speech taken literally is no longer applicable as a figure of speech... Is it really just your lack of understanding english that confuses you this much? You taking every word literal? I mean... I do understand that this really is how people with an IQ below 90 see the world. scientifically proven... But you also need to be aware that only 5% of the global population have an IQ below 90 and how that means 95% are significantly smarter than you.

Honestly not even. We are just stir crazy and posting low IQ shit on the daily.

why did they lose money? because they gambled on emotions. Why can't they take responsibility for their own actions? because gamblers cope about their addiction. What do gamblers do when they cope? They explain everyone gambled on the same understanding they had, blaming people who are positive and anyone they can find a reason for, just to not have to face the reality of them being degenerate gamblers with an IQ too low to work a job, let alone make financial decisions. So... it is their fault and they are just stupid... I agree.

Low IQ Take. Anderen Beratungsresistenz vorwerfen, aber selbst nicht mal zwei Steuerebenen auseinanderhalten können. 100k Gewinn → 69,9k nach Unternehmenssteuern → 51,4k nach Dividendensteuer. Macht 48,6% Gesamtbelastung, nicht 25%. (Quelle: BMF, Steuern im internationalen Vergleich 2025) Übrigens unterscheidet der Gesetzgeber ausdrücklich zwischen abzugsfähigen Gehältern und Gewinnausschüttungen. Ein angemessenes Geschäftsführergehalt mindert den Unternehmensgewinn, eine verdeckte Gewinnausschüttung hingegen nicht (§ 8 Abs. 3 Satz 2 KStG). Man kann also nicht einfach beliebig Ausschüttungen als Gehalt deklarieren. Da sieht man schon dass Gewinnausschüttung als Gehalt weniger Abgaben bedeutet als Dividende! Daher ist der Trick auch verboten und der Staat sagt: zahle die teuere Dividende!! Vielleicht erstmal die eigene Wissenslücke schließen, bevor man sich über das Unverständnis anderer lustig macht. Ziemlich peinlich.

Each day, more meltdown and superstonk accounts join in to brigade us. That's where you see the decline in IQ... The dumbest people that exist on earth come here in groups.

Hey, I googled it. It turns out that a large CPA firm has multiple inexpensive ways to use Claude without risk of leaking sensitive data. It also turns out the top firms in the US all run Claude and all do so on their own private servers. Crazy that my random guess was right and your neckbeard obsession but with a low IQ is wrong. Crazy.

I mean, they did try, they just fell flat on their face early and then gave up trying to catch up. still a smart decision, but not a 200 IQ move either

I know: 1. Companies can run Claude without leaking their code. 2. IBM's CEO saying that watsonx in the future doesn't mean Anthropic is definitely going to fail soon. 3. When a company's revenue is up 1,400% from a year ago, that means more people are using it, not less. It doesn't take much knowledge to know more than someone with your IQ.

I hope so... the alternative would be severely mentally challenged people with an IQ below what is required to survive in our world, who waste their time fighting windmills, based on fantasy constructs they made up in their own mind... But if you want, I can consider you an IQ 40 result of inbreeding, that is completely overwhelmed by life and does not earn a cent, if you prefer. Or I give you the benefit of the doubt, assume you have at least an average intelligence and you are just opportunistic, taking a job that is morally despicable but at least it puts food on the table. Which one do you prefer?

Dumbass doesnt known the difference between, polishing, which is abrasive and can absolutely cause damage, then they mention dips which are absolutely a much more harsh chemical. What's your chemical engineering degree in? Ahh you dont have one do you? Masters in Fine arts LOL. Is that all mommy and daddy could pay for? Or is that all your tiny brain could withstand? What's your metallurgical background? What's your expertise in metallurgy? How many metal refinerys have you been employed at? Mints? How many private mints have you developed? But nooooo let's reply with some bullshit you got from ChatGPT. Have you been employed at all? FFS people get a life and learn something. How many precious metals refinerys have you been employed at? How many years of experience do you have? Do you understand the difference in bullion products and jewelry? Do you understand chemical composition? Your 1 masters degree in "Fine Arts" bout the easiest fucking degree known to man that doesnt compar to decades of experience in chemical engineering, metallurgy, and actual refining experience. We can go degree for degree, experience for experience. I have nothing but time and nothing better to do. From the sounds of it, ive probably been doing this longer than you've been alive. But go ahead act an expert instead of letting real experts answer a simple question about WHAT SOMEONE ELSE OWNS. Like I said, let's hop on a zoom call and we can all discuss this like we've been in the business. I'm ready anytime. We can have a mod join as well. We can scan with microscopes. Nice Chem dip suggestion fuckhead, that'll for sure cause issues. The bath with aluminum, salt, baking soda, etc is no where near as harsh as a dip. Low IQ dumbasses. But yeah. Comment on "my truck" instead. No substance adding imbecile