EM
Smart Share Global Limited
stock NASDAQ

GOOD FOR THE CONSUMER TY TOSHIBA FUCK EM :kek:

Hey everyone,
I’m 18 and currently have €13,000 sitting in a savings account. I already have a separate emergency fund, so this €13,000 is purely for long-term investing.
My plan is to invest it over the next 4 months, roughly €3,250 per month. I’m investing with a long-term horizon (10+ years) and am comfortable with significant equity-market volatility.
My current idea is an 85/5/10 split:
85% Global ETF: Vanguard FTSE All-World UCITS ETF (VWCE) or Vanguard FTSE Global All Cap UCITS ETF (VALL) (€11,050)
5% Swiss Equity ETF: SMI ETF / CSSMI (€650)
10% Individual stock picks (€1,300)
Before I start investing the monthly amounts, I’d appreciate some feedback on a few things:
\- VWCE vs VALL
Which would you choose as the main ETF for the 85% core allocation, and why? Before VALL came out I was already pretty set on VWCE, but the lower cost and the apparent larger return over time is appealing.
\- Adding 5% Swiss equities
I’m Swiss, so I was considering a 5% allocation to an SMI ETF. Does this make sense as a small home market allocation, or would it mainly add unnecessary concentration/overlap with the global ETF?
Also, is there any meaningful reason to think of Swiss equities as “CHF exposure,” or is that not really the right way to look at it?
\- Emerging markets
Would adding a dedicated emerging-markets ETF such as Vanguard FTSE Emerging Markets UCITS ETF (VFEA) make sense on top of the global ETF?
My understanding is that the global ETF already contains emerging markets, so I’m wondering whether adding VFEA would actually improve diversification or simply overweight EM.
\- DCA vs lump sum investment
I’m leaning toward investing the €13,000 over 4 months rather than putting it all in immediately. I understand the argument for lump-sum investing, but spreading the purchases out feels more comfortable psychologically and would make it easier for me to stick to the plan.
Would you consider a 4-month DCA approach reasonable, or is there a particular reason you’d avoid it?
I’m mainly interested in hearing how people would think about the overall structure and diversification, rather than getting specific stock-picking recommendations.
Thanks!

The AI scours my database (start in 2021), looks at IV, expected move $, price close before earnings, price close after earnings and assigns a ticker:
* HOT (usually hits or breaches EM)
* Warm (sometimes hits EM but usually doesn't breach)
* Cold (almost never breaches)

I then track the performance infographic style. Q3 earnings were horrible. Across all tickers tracked, 36% hit the expected move (lower than a coin flip!). Hot tickers underperformed by 9% of this baseline. Warm tickers were WILD, over performing by 14%. Cold tickers came in-line.
Things I have noticed across all 3 earnings quarters:
* **EXPENSIVE IVs** mute absolute movement. This is what killed HOT tickers. Their IVs hovered around expensive to VERY expensive and thus there was a lot of theta gang possibilities because of IV crush and failed delta movement. HOWEVER, who the hell is brave enough to sell premium on tickers that usually do 2-3x expected move? Not me !
* **Cheap IVs** were the catalyst for greater than expected performance. This was across the board and usually when MMs were under pricing earnings. WARM tickers fell in this pot.
* COLD movers + Expensive IVs were easy picking to sell IC at the expected move wings. I kept mine small, $2-$5 wide ICs at the wings and cleaned up. Only got hit once and it was defined and small so who cares.

Best performing ticker for the quarter? ABNB at 267% of EM!!

I think Q4 is going to be a banger .. I am sure everyone read the 60% of the SP500 is in bear market stuff ... I think warm tickers will continue to outperform as the hot tickers will again have HUGE IVs and thus muted movement. They REALLY need to surprise, like Dell last Q with the +$150 move or whatever it was.

IF IT DOESNT TURN GREEN TMR IM BUYING A HUMMER AND DRIVING IT TO THE NORTH POLE! ILL DO FUCKING DONUTS ON THE BEARS ICE MOUNDS! FUCK EM!!! GLOBAL WARMING AINT KILLING EM FAST ENOUGH!!!

Well .. it is a small thing. But I have begun to keep paper copies of my brokerage statements.
In case an EM pulse zaps a ton of data. I have a law suit.
Unfortunately lots of other people do too.

Es gibt ne Menge Bond ETFs, ob nur US, EU oder EM, muss man dann entscheiden. Das ist auch wieder eine Rechercheaufgabe von ein paar Stunden, bis man da zufrieden ist. Ich hatte über die letzten Jahre in paar verschiedene getestet, war aber nie wirklich zufrieden und bin bei 100% Aktien... aber wenn Anleihen das Ziel sind, gibt es da bestimmt einige gute ETFs.

VIVIFY Technology and Evolution Metals & Technologies Sign Letter of Intent for Behind-the-Meter Hydrogen Power for EM&T's Planned U.S. Rare Earth Magnet Campus - EMAT

$EMAT - VIVIFY Technology and Evolution Metals & Technologies Sign Letter of Intent for Behind-the-Meter Hydrogen Power for EM&T's Planned U.S. Rare Earth Magnet Campus (NASDAQ: EMAT)

₹20k crore in two sessions is real money moving, but the question is where it's flowing to. If it's rotating into China or other EM baskets rather than exiting risk altogether, this is a reallocation trade, not a verdict on India specifically.

Ich bin selber verzweifelt mit dem Fondauswahl. Ich habe die günstigsten genommen. Prime Global hat aber leider 80% USA Gewichtung. Ich bin gerade bei 40% Prime Global 50% EU 10% EM

AI bubble is nice thought for EM investors to sleep at night while Ai agents like Muse and Dots rolled out each week. Not to mention the ceaseless AI investments

SNDK CALLS AT 2K LOAD EM UPPP

Yeah emerging markets have had a great run. Looking at 1 yr numbers before the end of Q2 seemed like every EM fund was hitting 40-50% returns.

Working EM. Canada is 2 year fam med. Yes I work more than normal.  And 700k of that is house which the wife contributes to the mortgage. 

Nice that's good to hear! Philly is a rough area for FM for sure. All the big systems there definitely are underpaying a bit and cost of living has creeped up.
Hope you are enjoying your line of work as well, I thought about EM for a while. An awesome field.

200k+ signing bonus that paid out as a lump sum? I'm in EM and haven't seen that. Usually the 6 figures signing bonuses are paid out over 2-3 years

Friday close vs Monday open expected move is the cleanest proof of weekend decay. EM dropping 247 to 160 before the open says it all. Do you size Friday afternoon differently from midweek?

Emerging Markets lässt man doch nicht weg, wenn man lediglich einen MSCI ACWI, Vanguard FTSE All World o.ä. bespart.
Oder MSCI World + MSCI Emerging Markets IMI (für alle, die vor einigen Jahren durch Finanzfluss zum Investieren gekommen sind).
Ob das dann im Verhältnis 70:30 / 80:20 / 85:15 sein muss und ob das letztendlich nach 40 Jahren überhaupt einen so gravierenden Unterschied bei den häufig üblichen Sparraten außerhalb dieses Subs ausmacht, sei dahingestellt.
Aber dann noch zusätzlich einen Eurostocks nehmen, ich weiß nicht.
Ich halte mich auch nicht an 1-2 ETF und nicht mehr reinschauen.
MSCI World, MSCI EM IMI, MSCI Consumer Staples, VanEck Gaming & E-Sports und sogar noch bei Quirion einen Robo-ETF mit 70% Aktien und 30% Anleihen. Dazu noch ein paar Einzeltitel, Krypto und Silbermünzen (war ursprünglich gar nicht mal als Investment in dem Sinne gedacht, wurden einfach immer mehr schöne Münzen aus allen möglichen Ländern)
Wenn ich das in Portfolio Performance mit einem FTSE All World vergleiche, liege ich minimal unter dessen Performance. Etwas weniger starke Schwankungen durch den Consumer Staples und Titeln mit Telekom, Itochu.
Ende 2021 war es durch Krypto mal wesentlich besser.
Befriedigt meinen Spieltrieb und hin und wieder Dividenden zu erfahren, motiviert mich.
Andererseits ärgert man sich, dass man AMD mal bei 80€ verkauft und sich noch über den Gewinn gefreut hat. Ist halt immer irgendwas. 😅
Und wie man an der Gesamtperformance sieht, könnte ich mir das eigentlich sparen.