CDL
VictoryShares US Large Cap High Div Volatility Wtd ETF
stock NASDAQ ETF

> should I put money into my individual account
As a general rule of thumb, the min-max answer here is "not unless you're maxing out all your tax-advantaged accounts".
However, there's a practical reality that at 19 years old you are probably:
1. In debt in some fashion (CCs, car loan, whatever your CDL program costs, if you're buying your own truck, etc)
2. Saving up to buy a home
As a result, you should be paying down debt+saving in addition to investing. Without knowing exactly what your debt situation and medium-term financial goals are, it's impossible to give any real advice on how to split that up. A HYSA is a perfectly reasonable vehicle for saving for a down payment or similar.
You almost certainly are not making enough money at this point in your life to justify doing full blown brokerage-account investing. If you are maxing out your IRA, put the rest in a HYSA to save for your goals over the next few years.
Just for the sake of argument, a 20% down payment on a $300,000 home is $60,000. That's probably a reasonable threshold at which it makes sense to open a brokerage account for anything in excess of that number.

> should I put money into my individual account
As a general rule of thumb, the min-max answer here is "not unless you're maxing out all your tax-advantaged accounts".
However, there's a practical reality that at 19 years old you are probably:
1. In debt in some fashion (CCs, car loan, whatever your CDL program costs, if you're buying your own truck, etc)
2. Saving up to buy a home
As a result, you should be paying down debt+saving in addition to investing. Without knowing exactly what your debt situation and medium-term financial goals are, it's impossible to give any real advice on how to split that up. A HYSA is a perfectly reasonable vehicle for saving for a down payment or similar.
You almost certainly are not making enough money at this point in your life to justify doing full blown brokerage-account investing. If you are maxing out your IRA, put the rest in a HYSA to save for your goals over the next few years.
Just for the sake of argument, a 20% down payment on a $300,000 home is $60,000. That's probably a reasonable threshold at which it makes sense to open a brokerage account for anything in excess of that number.