Coinbase Now Offers Fixed-Rate Bitcoin-Backed Loans. Here's What Crypto Investors Need to Know.
Coinbase (NASDAQ: COIN) , one of the most popular crypto exchanges, has offered on-chain Bitcoin (CRYPTO: BTC) -backed loans since January 2025. These loans allow you to borrow USDC against your Bitcoin, but until recently, only variable-rate loans were available. On Sept. 22, Coinbase announced fixed-rate Bitcoin-backed loans through Morpho Midnight. While this could be a useful option in certain situations, investors should understand the terms first. Image source: Getty Images. Continue reading