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She Can Hold Gold in Her IRA, but Not in Her Safe at Home. Take Possession of the Coins and the IRS Treats It as a Withdrawal

24/7 Wall St. | Nov 4, 2026 1:32 PM EST

Late-night ads promise you can roll your IRA into gold coins and store them at home in a safe, but the IRS has a very different opinion about who owns those coins the moment you touch them.

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