Social Security Payment Schedule for 2027
Understanding when your Social Security benefits will arrive each month is essential for budgeting and financial planning. The Social Security Administration ( SSA ) operates on a fixed calendar, but certain holidays can shift payment dates. Here, we break down the full 2027 Social Security payment schedule and clarify the key dates based on your birthday and benefit type. Read on to find out exactly when to expect your payments throughout the year, and learn about the important exceptions and rules that apply to your benefits. Schedule of Social Security benefit payments in 2027 The general rule for Social Security payments is that the date you receive your benefit check is primarily determined by your birth date and the type of benefit you receive. A key exception: If a payment date falls on a weekend or federal holiday, Social Security issues the funds on the preceding weekday. For most Social Security retirement, survivor and disability beneficiaries who began receiving payments after May 1997, checks are distributed on the second, third or fourth Wednesday of the month, corresponding to their birth dates. Here are all confirmed payment dates for retirees based on the 2027 Social Security payment schedule (PDF). Find the day of the month you were born on the left side of the table. Then look under each month for the specific payment date. 2027 payment schedule for post-1997 retiree benefits only Month/Birth date 1st – 10th 11th – 20th 21st – 31st January Wednesday, 13th Wednesday, 20th Wednesday, 27th February Wednesday, 10th Wednesday, 17th Wednesday, 24th March Wednesday, 10th Wednesday, 17th Wednesday, 24th April Wednesday, 14th Wednesday, 21st Wednesday, 28nd May Wednesday, 12th Wednesday, 19th Wednesday, 26th June Wednesday, 9th Wednesday, 16th Wednesday, 23rd July Wednesday, 14th Wednesday, 21st Wednesday, 28th August Wednesday, 11th Wednesday, 18th Wednesday, 25th September Wednesday, 8th Wednesday, 15th Wednesday, 22nd October Wednesday, 13th Wednesday, 20th Wednesday, 27th November Wednesday, 10th Wednesday, 17th Wednesday, 24th December Wednesday, 8th Wednesday, 15th Wednesday, 22nd Supplemental Security Income (SSI) payments arrive on the first of the month or the preceding business day if the first falls on a weekend or holiday. In 2027, SSI-only recipients will see their May, August and January 2028 benefits arrive at the end of the previous month. Those who started receiving benefits before May 1997 or who receive both Social Security and SSI will receive their Social Security benefit on the third of the month. January 2027 payments : For those who get SSI only, SSI and SS, or started SS benefits before May 1997, January 2027 payments will arrive on Friday, December 31. 2027 payment schedule for all other beneficiaries Month If you receive SSI only If you receive SSI and SS Started SS before May 1997 January (early for all) Thursday December 31, 2026 Thursday December 31, 2026 Thursday December 31, 2026 February Monday, 1st Wednesday, 3rd Wednesday, 3rd March Monday, 1st Wednesday, 3rd Wednesday, 3rd April Thursday, 1st Friday, 2nd Friday, 2nd May Friday April, 30th Monday, 3rd Monday, 3rd June Tuesday, 1st Thursday, 3rd Thursday, 3rd July Thursday, 1st Friday, 2nd Friday, 2nd August Friday, July 30th Tuesday, 3rd Tuesday, 3rd September Wednesday, 1st Friday, 3rd Friday, 3rd October Friday, 1st Friday, 1st Friday, 1st November Monday, 1st Wednesday, 3rd Wednesday, 3rd December Wednesday, 1st Friday, 3rd Friday, 3rd January 2028 Thursday, December 30th The average monthly Social Security check In August 2026, the average monthly Social Security check for retired workers was $2,087.52, according to the Social Security Administration's Monthly Snapshot . If you're interested in learning more about Social Security benefit payments and how your check measures up to peers, take a look at the average Social Security check by age or by state . Why you should have a 'my Social Security' account You should definitely have a " my Social Security " account, the online portal managed by the Social Security Administration. The account helps you manage tasks such as requesting a replacement Social Security card, receiving updates about the cost-of-living adjustment (COLA), updating your direct deposit information and getting your Social Security 1099 form . If you're concerned about mail theft or travel often , you can opt out of mailed notices for those available online. Building a dream retirement shouldn’t feel like a second job. Subscribe to our free newsletter, Retirement Tips . Related Content Final 2027 COLA Estimate Takes Another Dip Despite High Prices Four Things You Need to Know Before Applying for Social Security The 10 Most Costly Social Security Mistakes to Avoid The COLA Challenge: Test Your Knowledge of Social Security