FMBM
F & M BANK CORP
stock OTC

farmers & merchants bank is proud to be an independent community bank. the bank was chartered on april 15, 1908 as a state chartered bank in timberville, va and is the oldest banking business native to rockingham county. we are dedicated to our shenandoah valley roots, stability that means we have never needed a bail out and have run our bank on fiscally responsible beliefs, and growth through having solutions to meet the banking needs of every member of our community. we hold the highest market share of bank deposits among banks in rockingham county. our conservative approach to finances and sound investments, along with excellent customer service, has made us profitable and paves the way for a bright future. f&m bank corp. (fmbm), incorporated in virginia in 1983 as a one-bank holding company, owns 100% of the outstanding stock of its affiliate f&m bank and teb life insurance company (a captive life insurance company). farmers & merchants financial services, inc. (our investment