VWO
Vanguard FTSE Emerging Markets ETF
stock NYSE ETF

you don't have to be 100% invested in stocks, you can invest in bonds at any age and at any ratio because each investment strategy is personalized.
With that said, historically a 100% ETF portfolio outperforms given a long enough timeframe, and if you add bonds for less volatility in your net worth you will probably have a lot less money when you retire than if you had 0 bonds.
if it makes you feel better I have no US exposure at the moment because I sold it all for a house down payment, so my portfolio is like 50/50 cash/stocks and it's all VXUS and VWO

Essentially, not necessarily exactly:
* VT = VTI + VXUS combined into one at market cap weight
* VTI = VOO + VXF combined into one at market cap weight
* VXUS = VEA + VWO combined into one at market cap weight
QQQ(M) is the 100 largest non-financial companies that are listed on the Nasdaq exchange. I'd say this is complete nonsense - why does the exchange matter? Why omit only financials? Just about everything in our will be in VOO (and even more inside VTI).
Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust volatility level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds should equal less volatility. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund.

These are estimates.
Compounded Total Returns (2016-2025)
\* BTC: +18,556.97%
\* VGT: +737.78%
\* VOO: +300.55%
\* GLD: +292.02%
\* VT: +206.00%
\* 60/40 Portfolio: +156.26%
\* IWM: +150.61%
\* VEA: +132.52%
\* VWO: +120.37%
\* DBC: +100.74%
\* VNQ: +66.46%
\* AGG: +21.93%
\* TLT: -4.42%
Not sure how to say. Any suggestions.

You’re definitely on the right path. I would consider adding VWO to complement VXUS. This will add some emerging market exposure. Start with around 10% allocation. Drawing 5% from VOO and VGT. Love how you’re keeping it simple. I always fall into the trap of over complicating things.

I don’t think there’s an ETF that weights countries based on inverse correlation to the U.S. market. I even ran your question through Copilot and it came to the same conclusion. The closest practical approach is adding some emerging‑markets exposure, but even that won’t reliably counter U.S. downturns — global selloffs tend to hit most equity markets at the same time.
If your goal is actual ballast during a U.S. equity slump, boring options like BND and BNDX do a much better job. Nobody loves hearing “bonds,” but they’re the assets that consistently hold up when stocks don’t.
And just to clear up a common misconception: you don’t need to worry about the ETF being priced in USD. The underlying holdings are bought in local currencies (yen, euro, etc.), so if the dollar weakens, that actually boosts the value of unhedged foreign‑equity ETFs in USD terms.
If you do want emerging‑markets exposure, you can use something broad like VWO/IEMG, or — if you prefer a more fundamentals‑driven, value‑tilted approach — FNDE is the one EM fund I’m personally comfortable with. It avoids the frothier parts of EM and leans into companies with real earnings and cash flow. Just keep in mind EM is still volatile, so it’s more about long‑term diversification than hedging a U.S. downturn.

FSPSX has had a 97% correlation and an identical Sharpe-ratio to VEA \[since inception.\](https://testfol.io/?s=jbgainZGgBo) Adding in 33% emerging markets via VWO to approximate VXUS, and we have a...95% correlation. OP, FSFSX is fine.

Yeah it's fine. Emerging Markets are riskier than developed markets, so you could go with a fund from Avantis or Dimensional since targeting systematic risk characteristics are their whole thing. But just buying VWO is probably the best option for most investors.

95% of my brokerage portfolio is in VFIAX and VXUS/VWO. Each month I like to buy a stock or two of something like KO, WMT or something with a good dividend yield. Do you guys do that? I feel like it is a little fun to buy some individual stocks rather than just sticking to the SP500. Is this a terrible idea / thing to do?