VUG
Vanguard Growth ETF
stock NYSE ETF

What they were saying about value being risky is that value factor especially small cap value carries risk but has a risk premium - meaning that you will likely be rewarded for taking that risk especially if you have a long time horizon. Diversifying into small cap value actually lowers your overall portfolio risk if you are heavy in large cap growth (as you are). Small cap value balances very well with large cap growth. In fact, I wouldn’t recommend one without the other. Although you could do mid cap value over small cap value for a slightly less risky but still high reward portfolio. AVMV instead of AVUV.
If you want a one fund value etf I’d recommend SEIV instead of VTV and AVUV. It has large cap, mid cap and small cap value mixed in. You could do 40% SEIV and 40% VUG.
IFRA or VFVA aren’t bad additions either.

I read that recently about Avantis, some redditors were mentioning how tilting with value factor ETFs like AVDV, AVUV is actually extremely risky and said something how over time they will take a premium? I don’t quite understand that and I’m probably not explaining it right but it scared me off from them slightly. I was mainly turned off because of how great each of the Avantis funds have performed and I feel like I’m buying high. I was looking in to VFVA instead of VTV and wasn’t sure which would be more advantageous for me. I don’t want a large list of ETFs but I have also been highly interested in IFRA and either PPA/ITA. I went a bit crazy on growth with VUG and VOT to start my portfolio but I figured it made sense for a more aggressive approach and long time horizon

Great construction, can drop VOT (redistribute to VUG and VTV). Consider AVUV instead of VBR. Could also consider carving out some space for AVDV maybe go like 25-30% international to 70-75% US in total.

VTV would be better than AVLV in your portfolio. AVLV is more of a value-tilted core fund rather than a pure value fund because it is a blend of both growth and value. I assume you are going with VTV+VUG so you can control your growth to value ratio.
Avantis seems like a new company but it actually was created by the co-founder of Dimensional funds which has a very long and strong track record as specialists in the value factor. If you do a backrest of dimensional funds like DSFVX for small cap value it will be very similar to AVUV.

75% of VOT is in VUG. It isn’t necessary. A lot of large cap growth indexes are a combination of mid cap and large cap growth. I would put more into VBR and VXUS. I personally prefer Avantis funds for small cap and international so I would replace VBR with AVUV and VXUS with AVNM, but vanguard funds are fine. I would do 40% VUG, 20% VTV, 20% AVUV, 20% AVNM.
It’s a solid portfolio and is moderately aggressive.

Tengo IVV, IEFA y VUG... no sé si incluir VTV

VUG - 34%
VTV - 20%
VOT - 18%
VXUS - 18%
VBR - 9%
CASH - 1%
I’d love some thoughts on my current ROTH IRA how can I tweak this to be more efficient

SCHG, VOO, & QQQ all overlap. The top position in those funds is NVDA and the rest that follows are almost identical, and then you also have some NVDA. It would be a safe bet to drop SCHG & NVDA since you will be covered with VOO & QQQ. I would suggest picking up a little VT, VXUS, and/or SCHY to add some international percentage.
Nothing wrong with the dividends, I like to go ahead and get that snowball rolling. That being said, VOO & QQQ/VUG is almost half my entire portfolio for growth due to my age.

For me that hot sauce is something extra spicy like VUG

So you’re throwing caution to the wind then? VOO is already froth heavy, you don’t need VUG on top of that.
You should also diversify, add some international equity like FNDF, FENI, or VEA.
If you want something besides VOO for US equity, it pairs very well with AVUV and has no overlap.

Omg finally someone mentions VUG. I’m doing the same for my unborn child, he will start life on earth with a good ETF wallet.

Well lucky for you...SCHD is one of those Indexes that investors have recently rotated into and have had great returns, and increased dividends. Look into that for sure. You can move much of what you have in your savings account to those. All those I've picked have been far less volatile than the more popular indices, like VGT, QQQM, SPMO, VUG, SCHG, etc... certainly stay away from leveraged ETFs, or crypto...meme coins, etc.

VOO, VUG, VIG, dollar cost average it in monthly for the next several years.

Hey everyone, i've been really kicking around two different investment strategies for the next 20 years to build wealth and create passive income, and wanted some input on both- an initial $10k investment in high dividend stocks (either VZ or GAIN) and then DRIPing and a constant $500 a month investment vs a diversified ETF Strategy with the same initial investment and monty contribution. The strategy would be 60% VTI, 30% VOO, and 10% VUG.
To offset the dividend income gap, i'd switch that over to 50% SCHD and 50% JEPI towards the last few years.
I have a high risk tolerance, which is why I don't mind putting it all in a single stock vs diversification.
All this to say: which have you seen be more successful- Dividend investing or ETFs for long term wealth?

VOO is all you need. VTI will overall perform the same. Avoid large growth ETFs (ex. VUG or SCHG) since they’re too heavily weighted on underperforming, magnificent 7 stocks.

Zoom out it's actually on the way down growth stocks like SCHG, VUG, VOOG, and QQQ which are supposed to perpetually increase **ALL** had ATHs on Oct 29, 2025 and have been creeping down ever since.

Save first. Set up automatic transfers roar put at least 30% of your paycheck into savings, right on payday, every payday.
Start by building a 6 month emergency fund in a HYSA
Then split savings between 401k, IRA, and IIA contributions.
Invest in broad market index funds like VTI, VXUS, and VUG that track whole market sectors, rather than individual company stocks.

you can also set it up as monthly - that's what I'm doing in my daughter's custodial account. Monthly buys of fractional shares of VUG.

SMH, VUG

Tbh - this is not it. I’ve seen significantly better diversification by Chat GPT and here. You want to not overcomplicate it but also hit all caps in my opinion. Pick a core, like VOO - and compliment it. At 30, value should be the lowest recurring buy. Growth first, always. I prefer VO/VOT for mid cap (Russell crsp) or XMMO (S&P momentum). Small cap - add VB/VBR or AVUV (Russell 2000 value). For growth, honestly keep it simple and do either VUG or my preferred, QQQM (NDX 100).