CGCP
Capital Group Core Plus Income ETF
stock NYSE ETF

I haven’t looked too deeply at the percentages, they seem good enough. What I think they’re doing with all those funds is breaking your holdings into lots of different categories: 
- US growth
- US value
- International growth
- International value
- Emerging market growth
and so forth. In an IRA it feels like complexity for complexity’s sake. Just three funds — CGUS, CGIE, and CGCP — could basically do the same thing. In a taxable account the advantage of this fragmented approach would be that if certain segments of the market gain and others lose, it’s easier to sell the losers and claim a tax benefit. 
The expense ratios aren’t terrible in my opinion, but they’re higher than they need to be. At your current balance you’re paying $20-30 per year in fund fees, plus of course the 1% you’re paying the advisor. Those expense ratios get to be a big deal as your balance climbs; a 0.1% difference on a million dollar portfolio is $1,000 per year. 
I think CGCP is your only bond fund. That’s 10%. Assuming this is long-term money (10+ years) that’s reasonable. Fund managers tend to play it safer than we would individually.

I haven’t looked too deeply at the percentages, they seem good enough. What I think they’re doing with all those funds is breaking your holdings into lots of different categories: 
- US growth
- US value
- International growth
- International value
- Emerging market growth
and so forth. In an IRA it feels like complexity for complexity’s sake. Just three funds — CGUS, CGIE, and CGCP — could basically do the same thing. In a taxable account the advantage of this fragmented approach would be that if certain segments of the market gain and others lose, it’s easier to sell the losers and claim a tax benefit. 
The expense ratios aren’t terrible in my opinion, but they’re higher than they need to be. At your current balance you’re paying $20-30 per year in fund fees, plus of course the 1% you’re paying the advisor. Those expense ratios get to be a big deal as your balance climbs; a 0.1% difference on a million dollar portfolio is $1,000 per year. 
I think CGCP is your only bond fund. That’s 10%. Assuming this is long-term money (10+ years) that’s reasonable. Fund managers tend to play it safer than we would individually.