ZS
Zscaler, Inc. Common Stock
stockNASDAQ

I'd put a third into indexes like SPHQ, SOXX, SPMV. I like Dividends, I like high quality, I like low volatility factors, I like some US and some international. I have other ETFs and indexes that are low cost that also make money like HOMZ is a housing REIT that pays monthly dividends and it has more than doubled since I bought it during COVID and then it has sat in the $40s but I am just reinvesting the dividends and letting it run forever so my cost basic drops. I have FLIN, FLKR, EWY, EWY, DXJ, and so on for international diversification. So think about your index creatively, do not put all of your eggs into any one basket, in sectors, nations, etc. I'd put the other 2/3rds into 5 different stocks in a diversified best of breed focus. Sector examples of what I like: One Semiconductor I like NVDA best, but AVGO, AMD, INTC, MU, MRVL, etc (I have most of these as well as some not mentioned like QCOM that I am well up in but it really is not doing much) Semi services LAM, AMAT, KLA, etc (I have 2 of these) One Tech I like MSFT, & DELL, but GOOG, APP, AMZN, META all worth consideration. (I have half of these) One Financial I like V, MA, GS, JPM, but BA, WF, AXP, MS all worth looking at (I have the ones that I like) One industrial CMI, DE, CAT, GNRC, SHW, GLW, ETN, etc I have one of these at the moment One Healthcare (I have none of these, I do not like the sector) LLY, MRNA, BMS, AMGN, NOVO, etc etc One Software SNOW, NOW, CRM (I have NOW, love it, shocked at how CRM & SNOW have outperformed NOW so far this year, but NOW looks like a better investment to me). One Cyber-Security PANW, NET, OKTA, CRWD, ZS, FTNT. I have 3 of these. Energy ARRY, FLSR, GEV, CVX, XOM, BE, DNNGY, I have all of the renewables via stock ownership and gas & oil via low cost ETF like XLE instead of individual stocks Aerospace, defense, space, communications, and so on are other sectors as well as consumer staples, consumer discretionary, I'd look for value and/or growth catalysts. High quality, profitable, nice cash flow, any moat, etc, Example: I think that the market is dead wrong on APP, I do not see the legal cases as a problem, and while Unreal seems like a threat, it is a very different customer that uses Unreal game development for the ads. So find areas where you think that the market is wrong. I bought PLTR at $8 per share when no one loved it. I took out my cost basis at $80 (sold 10%) and sold another 10% at $120 and just play with house money and ignore it now, IDGAF what it does, I am letting the rest ride or die. Sometimes I lose. I am underwater on APP, but I am sticking with it, the revenue miss was still a very nice year over year increase. If it goes down more, I will add to my position and lower my cost basis. I am not abandoning a company that is literally printing money. So you want diversification because it makes betting against a trend less painful like I am doing with HOMZ and APP. Because even when those go down, my portfolio is still mostly going up.

ZS on unrelenting pumping

ZS up 30% from my entry. Still was -10% (or more i don't remember) at one point. Diamond hands be praised.

I would buy real estate now if you don’t have any real estate. My rentals are doing very poorly this year and I can’t imagine if some one has to sell their home this year. best time to buy is when no one is buying.. I’m not familiar with Now, but I have ZS. I have been holding it since $115 and it’s $210 ish. Sounds like a huge jump, but it’s merely 2023 level. I think software still has room thanks to saaspolyse earlier yhis year. I wish i had more money to invest in a house. make sure you buy something like not brand new, and something in the 80’s 90’s when mello roos aren’t widespreaded