QQQM
Invesco NASDAQ 100 ETF
stock NASDAQ ETF

VTI and VOO are redundant for the most part. Pick one unless youll trigger a large taxable event to move one to the other. But moving forward id just pick one of those to contribute to in a taxable. They are very similar in terms of their returns and their holdings. I would focus funds into VOO/VTI and QQQM at your age (im close to same age) and ignore SCHD for a few more decades.

QQQM and hold. Only buy SCHD if you’re gonna retire soon

the momentum factor seems hit or miss, though nice when it's on... QQQM or SCHG gets good gains when growth is in favor

i would say VTI 50% VXUS 30% QQQM 20% " yes tech overlap but at your age its fine for long term growth" or just VTI VXUS if your worried about tech

34y/o. My Roth is maxed out, but I thought I heard something along the lines of don’t pay into schd unless it’s a retirement account do to tax.
Just getting started but I have about 30k+ invested.
With 10 of it being in my individual brokerage.
With that, is paying into SCHD through my regular brokerage account worthwhile?
Other invested tickers are VOO/VTI/QQQM if that helps.

I began with Schwab about 6 years ago by opening a Roth IRA with SWPPX ($4000), SCHB ($700), SCHD ($860), SCHH ($200), and SCHY ($500). Recently, I opened an Individual Brokerage Account with SWPPX ($800), GDX ($200), IGM ($130), QQQM($1000), SCHB ($900), SCHF ($500), SGDM ($250), and SMH ($400).

I am currently looking to add primarily to the individual account and have about $5000. I have been interested in VTI, more QQQM, VIG, VTIP, GLD, TSM, and CEG. I want to balance between setting up a solid, well protected foundation and capitalizing on AI.

Advice on these efts or ones similar would be greatly appreciated.

QQQM instead of QQQI -- one is for growth and one is for income, respectively.

I have a taxable account and put 50% on weeklyETF and 50% in monthly ETF. I will reach my target shares end of this year and will allocate 50 % of the dividend into QQQM.
I also have my own 401K running all growth

Looks like you’re off to a solid start for growth at your age. I’d just keep an eye on overlap between FXAIX and QQQM both lean heavily on large cap US stocks so shifting a bit toward broader or international exposure can make sense if you want diversification without overcomplicating things.

This portfolio is junky AF. You’re stacking the same tech exposure three times with QQQ, VGT, and SMH, then adding TQQQ to add to the risk for no real benefit.
I’d delete all the redundancy and run QQQM, SMH, and a XVUS. Same upside, cleaner structure.

My Roth:
60% FXAIX
25% QQQM
15% FZILX
I am 18M and this is my current Roth right now, and after doing some research it seems like the QQQm may not be a good fit with the over lap with FXAIX. But I could be wrong too and it is somehow still a good idea to have in my Roth, however, here is an idea for a new ROTH if having the QQQM in there isn't the best. I'm looking for the most growth, however diversified/simple and safe approach to this.
55% FXAIX
15% FSKAX
10% FNCMX
20% FIZLX
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Do you add to that 15k on a weekly basis? You sound young, why do you have bonds?
Anything that is for a house in 3 years should be in SGOV.
You sound like you’re believing someone’s instagram is their real life…
You sound young. So you should automate into VOO or QQQM to begin with. Then buy a reasonable amount of one off stocks. You will either make money, or learn the lesson. Just always have the auto with the etf for the major part.
We all have to touch the stove. Might as well do it young.
I still have fun on the side, but that’s all it is: fun. The major is QQQM auto weekly. Only sell when there is something urgent to pay for. Best of luck.

Here’s a basic theory if you believe in US tech being more beneficial to the world in 3-5 years time keep QQQM and dca. Add VXUS for international. Gold and silver ETFs is something to look into

You’re managing a crowded theater of overlapping tech exposure. That $106k gain is a tax anchor, making total liquidation reckless. Because FBGRX and QQQM mimic FXAIX’s top holdings, you’re paying active fees for passive beta. It’s the 1970s Nifty Fifty trap revisited. So, stop dividend reinvesting and harvest losses to exit these redundancies without a crippling tax bill.

I was planning to do the same protfolio what about VGT instead if QQQM?

i currently have VOO, SMH, QQQM and a few blue chips stock like GOOGL, NVDA and MSFT
thinking of what else to add on next, my portfolio is heavy in the US sector/market, so would like to diversify more and perhaps cover other parts of the world too 😂
any suggestions? thinking of selling QQQM as it isn't performing as i expected it to be, but i understand it's at its all-time high. thank you!

Yeah i’ve been doing alot of research on it recently, i’ll probably sooner or later fold it into my VTV, QQQM, or JEPQ holdings to make sure i avoid it but as of now its a small enough holding that i will remain below $1k for 2-3 years of DRIP, and i believe the sale avoids UBTI as long as it does pass the 1k floor in total gains for the year

This is hillarious. Imagine not understanding how dividends work and investing your own money. Just buy QQQM and hold. Guaranteed higher returns than even holding JEPQ, let alone the idiotic buying before ex-dividend nonsense.

Japan is the best international market outside of the US right now. They are going through a bit of a corporate governance Renaissance. There is increased scrutiny against corporations sitting on cash, and they have some of the highest dividends in the world, with increasing stock buybacks. The current administration is pushing incentives for domestic development.
I like EWJV a lot.
0.15% expense ratio
12% of the weight is in the 総合商社 which Warren Buffet/berkshire has personally invested 10s of billions into.
Toyota is a massively undervalued company that has basically been printing money for decades.
The three big banks (Mitsubishi, Sumitomo and Mitsui are also massively undervalued, are conservatively run, dont speculate on crypto bullshit and have great cash flows.
The top 20% are about 40% of the fund and they are all incredibly well run global conglomerates.
The fund has a value dividend tilt, which means the fund screens for quality companies.
Anybody saying dont bother with Japan is an idiot.
Both EWJV and DXJ destroyed VOO and QQQM this year and it wasn't close. I'm glad I hold them as a value tilt in my portfolio.
The BOJ is also slowly normalizing rates, which is supposed to strengthen the yen somewhat (I dont expect a large jump, maybe 155 per usd to 145) but even just this increase gives the fund an fx boost
Disclaimer: I'm fluent in Japanese and married to a Japanese woman, so I was able to do deep research into the new corporate governance push under the current prime minister. Don't underestimate them. They are easily the strongest non US market, even with an aging population. They have a strong R&D and tech industry.

QQQM