QQQM
Invesco NASDAQ 100 ETF
stock NASDAQ ETF

I’m not smart enough to pick those sectors. Yes large Tech has been on an absolute tear. Will it continue? When will it end? What will be the next outperformer. I have no idea.
(QQQM expense ratio is still much higher than a broad fund)

Well, you've got QQQM if the expense ratio is an issue.
Whether diverging from SPY weights is compensated or uncompensated risk - I won't pretend to have all the cards there, but I will say that there are plenty of ETFs that have better ROI and Sharpe ratios and Sortino ratios than SPY for close to 30 years, at what point do we change our minds? Is 30 years not long enough? Should the events of more recent years not weigh heavier?

I only hold QQQM. So feel your pain. But what can ya do.
I may buy some leaps on HOOD for 2027 though.

I’m planning to rebalance my US portfolio. Here are my current holdings and I’d like to get your opinion and share some of my future strategies:
VOO 15%, SCHD 10%, MAIN 20%, O 15%, TLT 5%, NVDA 15%, MSFT 10% and TSLA 5%.
The main reason why MAIN went up so much because I heavily invested last 2022-2023 although Microsoft, Nvidia and Tesla skyrocketed I top slice these stocks when the price goes up except for MAIN, because I took a leverage 2022 when I bought these stocks.
Now I want to keep MAIN and O in my portfolio even if small percentage lang and just hold VOO yes one ETF only that will carry my portfolio I'll just keep buying this ETF for now. My target is 15yrs? or even more. My Plan B is to add growth ETF like VUG or QQQM but I don't want to micro-manage anymore and I just want to do chill investing like buy every month then forget, parang ito kasi ang best strategy na nanotice ko sa US market, I also have PH stock holdings but more on dividend growth strategy like REITs, dividend stocks and preferred shares.
Add ko lang 80% of my loan are almost paid that I used during 2022-2023 naka 36mos to pay siya at 0.39% interest so to give an example for ₱10,000 loan the total interest is ₱1,404 also bawi or positive na po ako even if the market drops again like the Liberation Day April 2025.
Lastly am I slowly turning into a Boglehead? What if VT and chill nalang kaya? 🤣

Put half in VOO and the other half in QQQM

VT, VOO, QQQM, IBIT

I like your list. I would pick SCHG over QQQM and SPMO due to the lower expense ratio.

Selling your winners means you will never experience exponential compounding of gains. You’ll eventually roll into a loser, never sell or sell way too late and lose all your profit then repeat the process.
It’s all too common for the psychologically typical trader and novice “investor”. Can’t let go of losers and always lets go of their winners far too quickly only to lose to buy and hold or even worse.
In a bull market, learn to hold and double down. And you really could just roll everything into VOO or QQQM instead of stock picking at random…

For longest time I just had VFIAX in my Roth IRA. Only recently, last 2 years or so, I've started investing in ETFs (like VGT, SCHD, QQQM). I still have 60% of my portfolio in VFIAX. I wanted exchange that to VOO but couldn't find a way. There is 'exchange' button and I follow the prompt only to get to point where I can't select anything other than Vanguard Mutual Fund.
Does this mean, I have to 1) Sell my VFIAX 2) Let it be deposited to the Settlemend Fund within my Roth 3) Buy (Invest) in VOO?
Is that the process I'm looking at? That sounds stupid but wanted to check with this Reddit board to see if there's a faster and more efficient way to do this transaction.
Thank you!

QQQM at 15 basis points isn't exactly "ultra-low" IMHO.... it's fine but other large cap growth ETFs are much lower like SCHG, VGT, VUG, etc. Ultra low to me is below 5 BPs.

Maybe spend less on advertisements?
Also QQQM is the move for 99% of investors.

40% SPLG 30% QQQM 30% in 4 picked companies you hold long term. You’re young. Learn, take risk, and grow so by the time you have a family you have a large sum but most importantly learned experience

I'm quite optimistic that the move will allow Invesco to lower the fees on the fund, as they could less rely on marketing to get their income. But that's wishful thinking. Not really expecting it to be ultra-low because QQQM already serves the purpose, but at least at par with SPY.

Contributing to my Roth IRA for minors, 1/3 FTEC, 1/3 QQQM, 1/3 FXAIX.

I think you should follow the boggle head strategy. It’s proven to be a patient game and you will win. Like most said, probably just 3 funds, S&P500, International and bond. If more agressive, VT, QQQM and VXUS. If you sell anything, check the tax event implications first. In the future if you want to sell anything or go cash, ask a fiduciary advisor first, pay it at the meeting for $100 or so. He might keep you invested. Good luck.

You're basically doubling down on US large-cap growth with QQQM and VUG, including lots of overlap. AVUV brings some small-cap value, which helps, but 20% in FBTC is really aggressive for someone just starting. Check this breakdown of your portfolio: https://www.insightfol.io/en/portfolios/report/86c8885355/ - it could use more diversification outside US growth and crypto (e.g. VXUS)

Generally, you want to own the global market as your starting point, unless you think you know something the rest of the world doesn't.
>25% QQQM, 35% VUG
These two, particularly QQQM, will be more volatile than a broad market index fund. Can you handle that higher volatility, or would you panic sell the next time there's a big dip, say 20-40%?
>20% AVUV
This is fine, though a little heavy compared to the actual market cap.
>and 20% FBTC
This will obviously be extraordinarily volatile. So again can you handle +50% or +70% drops? Even if you can, 20% bitcoin is very heavy. You should have 5% max ideally, maybe 10% but even that's pushing it.

Sounds like you got your head on straight about investing, better than I was at 19 for sure! I would definitely change a little bit and add at least 40% VOO.... You're right about QQQM and vug having overlap, you really don't need both. I like FBTC and have done well with it as well...

I enlisted in the National Guard this past year and with my state tuition now paid for I want to put the money I have sitting in my checking account to use. I have about $15k in my TSP, (military 401k) all in the C fund which tracks the S&P 500. I want to stay in ETFs but approach the market more aggressively than just VOO, VTI, or FXAIX in my brokerage as I have the time and can now take the risk. I've been reading up on a few investing subreddits, playing around with ChatGPT, and speaking to friends and family that have more experience than me and have come to a rough draft of putting my money in 25% QQQM, 35% VUG, 20% AVUV, and 20% FBTC. I know QQQM and VUG have a decent overlap but I am bullish on big US tech in the long run and have that included tactically. What could/should I do differently?

QQQM vs GARP