BTCUSDT20220624C20000
Bitcoin / Tether USD Jun 24 2022 20000.00 Call
crypto

I'm also considering at least semi- retirement in 5 years. Whats ur strategy to de-risk? I'm 70% in an World Etf, 15% in a tech ETF & 5% BTC. I'm considering selling some of the World ETF & parking the cash in Gold. No real HY savings options in my country, we have time- deposits, I have a little cash in a 30 day one at 3.5% 🤷‍♀️ I woukd prefer to DCA down my current ETFs, they've done well & I've been aggressive with them but if there's a big crash like 40 or 50% + I'll be so screwed. No state pensions or anything in my country & it's expensive. Any suggestions to de-risk would be helpful, the current market is making me uncomfortable.

BTC is a work of genus.

I’ve been predicting that BTC money will eventually flow in to gold for a couple of years now.

Hello,
I believe that the sale of TikTok will
Fall through.
I have been buying the stock since ~13.
My average is 9.15.
I am interested in the TSLA/SNAP and BTC/SNAP ratios.
I believe that SNAP is quite undervalued at the moment and in the event of a TikTok ban or Sale (due to valuation announcement) the stock should go up quite significantly.

I’m similar. I got into silver and gold first, but did a silver trade in BTC for $60. I proceeded to forget about it for about a year until I heard it had a huge jump. That $60 in BTC I got way back then is worth nearly $40k now. After I started following it more closely, I’ve been DCAing every paycheck. Same amount into each silver, gold, BTC, and stocks.
Keep it up, and we will be retiring pretty happy when that day comes. :)

I referred my friend. He had to open an account using my referral link and make a $100 crypto purchase. After 30 days we each received a $75 BTC reward. Either your friend fucked up using your link or he never bought the $100 worth of crypto or it hasn’t been 30 days.

From your questions it's clear to me that you will lose all your money regardless of what you do.
At this point, the investment with the best ROI you can have is your financial education. So, start there.
And if your money is burning in your hands and it must absolutely go to crypto, start DCAing periodically small amounts into BTC and nothing else.
The rest of altcoins are for trading. You don't "invest and HODL" them like you would do with Bitcoin. And for trading, you need to learn skills from different areas and work on yourself, which is a slow process. 
Forget about this altseason. You will fall into FOMO, you will make all the possible mistakes that novices do (like "waiting the fed annnouncement" to buy in the top of the trend just for selling later in the first correction you encounter) and **you will lose money in every single bull run,** which will flow into the accounts of the professional traders. You are their liquidity.
Not trying to discourage you, but go step by step. Learn on financial education on one hand (*The richest man in Babilonia* is one of the best first books to get started), and if you want to learn about trading, I suggest you the book *The new trading for a living* from Alexander Elder, which is introductory but dense. You will learn about market psychology, indicators, how to operate like a non-amateur trader, risk management and a lot of stuff. It's not a book about pre-cooked strategies, but more about giving you the tools to survive.
Focus on learning, practice what you learn, educate yourself about the crypto ecosystem ans keep yourself updated about the projects arising in it, and you will be ready to tackle the next altseason (yes, there will be more in the future) with more decent survival chances than you have now.

I plan to relax while BTC hits $200K.

Got to love the guys who think they can call how high or low BTC will go. Meanwhile they always end up screwing themselves and losing money.

Hey! cool to see you’re starting so early, and with such a solid base. I also started when I was around 19 and had to go through multiple losses to get the hang of this
Tbh your port is solid. I am personally not a fan of XRP, mainly because of the Ripple board and CEO. I don’t like em. But I mean, people have made money with it, and the community it’s loyal AF for better or for worse. So just do good research on it.
The rest of your portfolio is solid. Can’t go wrong with a solid portion in BTC, and imo ETH is the next best option.
I would personally look divide the XRP port to 5% SOL and 5% SPX6900.
SOL exposes you to the entire Solana ecosystem pretty much. And since it’s the fastest growing blockchain network after ETH, I think is another really safe bet.
SPX6900 is a movement coin mocking the S&P500, and making a similar index seeding other crypto projects. It’s natively an ERC-20 token, but it has become chain agnostic through bridges with Solana and Base. TLDR. It’s an index exposing you to the rest of the crypto ecosystem.
Do your research always. You have a solid base, so as long as you don’t deviate too much from it you should be good. Don’t look at charts too much. Hodl strong. And be patient.

Thank Binance. They sent a shit ton to their market maker Wintermute this weekend and probably still are. They can’t manipulate BTC anymore because it’s too big so they have to manipulate others.

Sign up for Coinbase using my link and we can each get $10 AUD in BTC. https://coinbase.com/join/HAA3ADV

BNB set new ATHs last year and in 2025 - like BTC. If BNB goes to around $1,200 it would match BTC's current level above its 2021 ATH.

BTC, SOL and SUI

I think a lot of the political left has issues with the energy usage of BTC and its contribution to climate change. Other than that, crypto in general has gotten such a bad rap publicity wise for all the scamming and bad actors in the space. So maybe addressing some of those key issues would also go a long way toward warming them up to Bitcoin. Especially vocalizing that 99% of cryptos ARE either worthless or a scam.

There are many tokens and coins that have greater utility than BTC, should get valued more.than BTC, and should be implemented now. Unfortunately what should happen verse what is happening is the difference between reality and actuality.

Go have a sandwich and wait for the thumbs up from the attendant…
Obviously there are fast options, but coming from Algorand, AVAX or Stellar, BTC and ETH has you pacing the floor hitting refresh.

Hey u/far-shallot-6173 so you are telling me it is a smart strategy to give up $1,132,000 for a house that’s costing you 6% carry cost plus the cap gains tax for selling BTC? I think you need to go back to high school math class.
 
“Here’s an [interesting stat](https://www.forbes.com/sites/mauriciodibartolomeo/2025/06/30/the-difference-between-bitcoin-mortgages-and-bitcoin-backed-loans/): In 2022, someone buying a house would've needed to sell about $188,000 worth of bitcoin (accounting for capital gains tax) to make a $160,000 down payment. That bitcoin would be worth over $1.25 million today. When you factor in capital gains taxes (15-40% depending on jurisdiction) plus the opportunity cost of bitcoin's foregone appreciation, that "cheap" 3% mortgage becomes the most expensive money you'll ever borrow.”

I have over 60% HBAR. BTC and LINK are my other top ones. I would limit diversification to 10 coins or less. I diversified too much in the past and regret it.

Sure it can and should have layers but it's not the same thing as BTC being usable as cash money. We've been down this road numerous times and there are ALWAYS downsides to trying to do it with a L2 like reduced security, increased centralization, loss of anonymity, etc.
I'm not saying they are useless but they are not the same as BTC's L1 solving the problem.