FFDI
Fidelity Fundamental Developed International ETF
stockBATSETF

Keep it simple -- *especially* in an IRA of any kind. Sure, you *could* dive into **individual** stocks in a Roth IRA - but unless you have exceptional circumstances (like stock options from an employer)? Keep it simple. ETFs -- "Exchange Traded Funds" are the way to go. The fund owns - and rebalances itself - a broad array of stocks according to the fund definition. Since Fidelity is your provider - generally best to stick with funds from your provider, but something simple like: 60% FSMAX (Fidelity's broad US stock ETF) 30% FSPSX (Fidelity's broad/international ETF) 10% FXNAX (Fidelity's broad US bond fun). Lots of people will say - and they're not wrong - that 32 is too young to bother with a bond fund, so fine - just take that 10% and reallocate to 65/35 or 70/30 or 68/32. There are also "Target Date Funds" -- TDFs -- FFFHX is Fidelity's "2050 Target Date Fund". I'm not a fan - but it's an "all-in-one" set it and forget it. If you use a TDF? I'd suggest being 100% in it. I think the returns are lower, but it balances all the various components internally. I used Fidelity funds just because you say your Roth IRA is with Fidelity -- and without digging into the weeds, while you can buy whatever you want in a Roth IRA regardless of provider? Usually, you're best off sticking with funds from the provider... not sure if it's true anymore - but for example, VTI is Vanguard's equivalent to FSMAX but *Fidelity* might nickel-and-dime you on things like dividend reinvestments/partial shares. You ***don't*** need to go from 0 to 60 -- stay small and simple to start.... but if you want/over time/what I prefer? You can do things like break down FSMAX -- rather than a "total market" play, get a bit more discreet.... I.e., FXAIX is Fidelity's "S&P 500" ETF -- a broad ETF, but limited to the S&P 500 (the 500 largest stocks traded on US exchanges). Generally, an S&P 500 ETF should always be your largest holding -- but maybe you do 40/20 between FXAIX and something like FSMDX. FSMDX is a "mid-cap" ETF -- think of it like the *next* 1000 stocks beyond the 500 biggest.... and on -- there are small cap ETFs that go down the line. You can also break down FSPSX into more discreet "developed" foreign index funds -- FFDI is Fidelity's *developed* foreign market ETFs. This basically means it's like FSMAX but - but stocks from European, Japanese, etc exchanges. There's also FFEM - this the same sort of thing, but *"emerging"* market funds (think, India, China, Brazil, etc). And on and on -- you can really get hyper discreet, but no need to do so (especially at the beginning). Within your Roth IRA? You ***can always*** start "big" -- just a couple, or even just one simple - ETF and over time, as you get comfortable/want? Start getting a bit more discreet.