Benzinga | Jan 27, 2021 10:29AM EST

BCB Bancorp's Earnings Outlook

BCB Bancorp (NASDAQ:BCBP) announces its next round of earnings this Thursday, January 28. Here is Benzinga's everything-that-matters guide for this Thursday's Q4 earnings announcement.

What Are Earnings, Net Income, And Earnings Per Share?

Earnings and EPS are useful metrics of profitability. Total earnings also known as net income is equal to total revenue minus total expenses. Dividing net income by the total number of shares outstanding yields EPS.

Earnings And Revenue

Based on BCB Bancorp management projections, analysts predict EPS of $0.22 on revenue of $22.50 million. In the same quarter last year, BCB Bancorp reported EPS of $0.29 on revenue of $21.10 million.

What Are Analyst Estimates And Earnings Surprises, And Why Do They Matter?

Analysts who cover this company will publish forward-looking estimates of its revenue and EPS each quarter. Averaging together every EPS and revenue prediction that each analyst makes about a company in a quarter yields the "consensus estimates." A company posting earnings or revenue above or below the consensus estimate is known as an "earnings surprise" and may move the stock by a considerable margin.

The analyst consensus estimate would represent a 24.14% decrease in the company's earnings. Sales would be up 6.65% from the same quarter last year. Here is how the company's reported EPS has compared to analyst estimates in the past:

Quarter Q3 2020 Q2 2020 Q1 2020 Q4 2020EPS Estimate 0.11 0.07 0.22 0.29EPS Actual 0.29 0.14 0.12 0.29Revenue Estimate 19.40 M 19.97 M 21.29 M 21.96 MRevenue Actual 27.84 M 19.10 M 19.46 M 21.10 M

Stock Performance

Over the last 52-week period, shares are down 14.15%. Given that these returns are generally negative, long-term shareholders won't be happy going into this earnings release.

Do not be surprised to see the stock move on comments made during its conference call. BCB Bancorp is scheduled to hold the call at 08:00:00 ET and can be accessed here.