Benzinga | Jan 20, 2021 10:14AM EST

Earnings Preview for Bank OZK

Bank OZK (NASDAQ:OZK) releases its next round of earnings this Thursday, January 21. Get the latest predictions in Benzinga's essential guide to the company's Q4 earnings report.

Net Income, Earnings, And Earnings Per Share

Earnings and especially earnings per share (EPS) are useful measures of a company's profitability. Total earnings, which is also referred to as net income, equals total revenue minus total expenses. EPS equals to net income divided by the number of shares outstanding.

Earnings And Revenue

Analysts expect Bank OZK earnings of $0.78 per share. Revenue will likely be around $251.81 million, according to the consensus estimate. In the same quarter last year, Bank OZK posted EPS of $0.78 on sales of $245.38 million.

Why Analyst Estimates And Earnings Surprises Are Important

Wall Street analysts who study this company will publish analyst estimates of revenue and EPS. The averages of all analyst EPS and revenue estimates are called the "consensus estimates"; these consensus estimates can have a significant effect on a company's performance during an earnings release. When a company posts earnings or revenue above or below a consensus estimate, it has posted an "earnings surprise", which can really move a stock depending on the difference between actual and estimated values.

The analyst consensus estimate would represent a 0% decrease in the company's earnings. Revenue would be have grown 2.62% from the same quarter last year. In comparison to analyst estimates in the past, here is how the company's reported EPS stacks up:

Quarter Q3 2020 Q2 2020 Q1 2020 Q4 2020EPS Estimate 0.58 0.33 0.61 0.76EPS Actual 0.84 0.39 0.09 0.78Revenue Estimate 244.30 M 232.98 M 234.38 M 240.35 MRevenue Actual 251.33 M 238.18 M 237.46 M 245.38 M

Stock Performance

Over the last 52-week period, shares of Bank OZK are up 24.64%.

Do not be surprised to see the stock move on comments made during its conference call. Bank OZK is scheduled to hold the call at 11:00:00 ET and can be accessed here.