FRAN
Francesca's Holdings Corporation Common Stock
stockNASDAQ

# FRAN Report: NDSN _Generated 2026-09-28 14:47 UTC_ ## Summary & Financial Metrics - **Company:** Nordson Corporation - **Current Price:** 327.37 - **Market Cap:** 18,240,385,024 - **P/E Ratio:** 33.17 - **EPS:** 9.87 - **Dividend Yield:** 1.15% - **Sales Growth:** 10.30% - **Gross Profit Margin:** 55.39% - **EBITDA:** 957,891,008 - **Debt/Equity:** 55.62 - **Current Ratio:** 1.82 - **Debt/EBITDA:** 1.90 ## Valuations - **10-Year Cap Price:** 110.16 - **Fair Market Value:** 114.17 - **Discounted Cash Flow:** 12,736,488,112 - **Recommended Buy Price:** 57.08 ## Value-Investing Models - Piotroski F-Score: 6 - ROA improved vs. prior year: No - Positive ROA: Yes - Positive operating cash flow: Yes - Operating cash flow > net income: Yes - Lower long-term debt/assets vs. prior year: Yes - Higher current ratio vs. prior year: Yes - No new shares issued: Yes - Higher gross margin vs. prior year: No - Higher asset turnover vs. prior year: No - Altman Z-Score: 5.53 - A) Working Capital / Assets = 0.12 x 1.2 - B) Retained Earnings / Assets = 0.72 x 1.4 - C) EBIT / Assets = 0.11 x 3.3 - D) Market Cap / Total Liabilities = 5.94 x 0.6 - E) Revenue / Assets = 0.44 x 1.0 - NCAV per Share: -32.19 - Current Assets: 1,275,032,000 - Total Liabilities: 3,068,774,000 - NCAV = Current Assets - Total Liabilities = -1,793,742,000 - EPV per Share: 44.97 - Normalized EBIT (avg of all years): 486,515,300 - EPV (Enterprise) = after-tax EBIT / WACC = 4,209,860,985 - EPV (Equity) = EPV Enterprise - Debt + Cash = 2,505,573,017 - FCF Yield: 3.37% - Free Cash Flow: 613,806,656 - Market Cap: 18,240,385,024 - Owner Earnings per Share: 9.20 - Net Income: 487,493,000 - + Depreciation & Amortization: 59,719,000 - - Capital Expenditures: 34,583,000 - DuPont ROE: 17.63% - Net Profit Margin: 18.55% - x Asset Turnover: 0.54 - x Equity Multiplier: 1.78 - Tangible Book Value per Share: 2.66 - Total Equity: 2,932,192,000 - - Goodwill: 2,784,201,000 - - Intangible Assets: 0 - DDM Fair Value: 408.51 - ROE: 16.63% - Payout Ratio: 42.97% - Growth Rate = ROE x (1 - Payout Ratio) = 8.65% - Cost of Equity: 9.65% - Magic Formula Earnings Yield: 3.37% - EBIT: 672,761,000 - Enterprise Value: 19,944,672,992 - Net Working Capital: 746,555,000 - Net Fixed Assets: 544,607,000 ## AI Insight Nordson Corporation shows solid operational performance with 10.3% revenue growth, 23% earnings growth, and a healthy gross profit margin of 55.4%, indicating strong pricing power and operational efficiency. However, the company carries significant leverage with a debt-to-equity ratio of 55.6x and a concerning debt-to-EBITDA of 1.9x, which warrants close monitoring of debt management. **What to Watch** - PE ratio of 33.2x is elevated relative to the 1.86 PEG ratio, suggesting valuation may not fully account for growth rates - Debt-to-equity ratio of 55.6x is exceptionally high; monitor debt reduction progress and interest coverage - Earnings growth of 23% significantly outpaces revenue growth of 10.3%; track sustainability of margin expansion - Free cash flow of $614M against a market cap of $18.2B; monitor FCF generation relative to debt service - Current ratio of 1.823 shows adequate liquidity; ensure this remains stable as debt is managed **Valuation Note** At the current price of $327.37, the stock appears expensive relative to intrinsic value estimates—the DCF-derived fair market value of $114.17 and 10-year cap price of $110.16 suggest the stock trades at roughly 3x these valuations, indicating significant overvaluation. The high PE ratio of 33.2x combined with leverage concerns makes this an unattractive entry point for value-conscious investors.

# FRAN Report: INTU _Generated 2026-09-28 14:47 UTC_ ## Summary & Financial Metrics - **Company:** Intuit Inc. - **Current Price:** 268.87 - **Market Cap:** 71,851,745,280 - **P/E Ratio:** 16.33 - **EPS:** 16.46 - **Dividend Yield:** 2.00% - **Sales Growth:** 13.70% - **Gross Profit Margin:** 80.98% - **EBITDA:** 6,848,999,936 - **Debt/Equity:** 44.34 - **Current Ratio:** 1.51 - **Debt/EBITDA:** 1.23 ## Valuations - **10-Year Cap Price:** 237.75 - **Fair Market Value:** 161.89 - **Discounted Cash Flow:** 131,837,720,576 - **Recommended Buy Price:** 80.94 ## Value-Investing Models - Piotroski F-Score: 7 - ROA improved vs. prior year: Yes - Positive ROA: Yes - Positive operating cash flow: Yes - Operating cash flow > net income: Yes - Lower long-term debt/assets vs. prior year: Yes - Higher current ratio vs. prior year: Yes - No new shares issued: Yes - Higher gross margin vs. prior year: No - Higher asset turnover vs. prior year: No - Altman Z-Score: 4.13 - A) Working Capital / Assets = 0.10 x 1.2 - B) Retained Earnings / Assets = 0.53 x 1.4 - C) EBIT / Assets = 0.10 x 3.3 - D) Market Cap / Total Liabilities = 4.17 x 0.6 - E) Revenue / Assets = 0.44 x 1.0 - NCAV per Share: -11.75 - Current Assets: 14,107,000,000 - Total Liabilities: 17,248,000,000 - NCAV = Current Assets - Total Liabilities = -3,141,000,000 - EPV per Share: 63.34 - Normalized EBIT (avg of all years): 2,083,000,000 - EPV (Enterprise) = after-tax EBIT / WACC = 18,146,692,105 - EPV (Equity) = EPV Enterprise - Debt + Cash = 16,925,691,913 - FCF Yield: 8.84% - Free Cash Flow: 6,353,625,088 - Market Cap: 71,851,745,280 - Owner Earnings per Share: unavailable (Missing net income, depreciation & amortization, or capital expenditures.) - DuPont ROE: 17.58% - Net Profit Margin: 18.19% - x Asset Turnover: 0.47 - x Equity Multiplier: 2.05 - Tangible Book Value per Share: 12.82 - Total Equity: 17,269,000,000 - - Goodwill: 13,844,000,000 - - Intangible Assets: 0 - DDM Fair Value: 569.80 - ROE: 17.16% - Payout Ratio: 49.79% - Growth Rate = ROE x (1 - Payout Ratio) = 8.62% - Cost of Equity: 9.67% - Magic Formula Earnings Yield: 4.97% - EBIT: 3,630,000,000 - Enterprise Value: 73,072,745,472 - Net Working Capital: 3,737,000,000 - Net Fixed Assets: 961,000,000 ## AI Insight Intuit shows solid operational performance with strong profitability metrics (80.98% gross margin, 23.6% ROE) and healthy free cash flow of $6.35B, though earnings declined 1.4% year-over-year despite 13.7% revenue growth. The company carries elevated leverage with a debt-to-equity ratio of 44.34, though debt-to-EBITDA of 1.23x remains manageable. **What to Watch** - Earnings growth turned negative (-1.4%) despite 13.7% revenue growth—monitor margin compression or cost drivers - Debt-to-equity ratio of 44.34 is very high—track debt paydown and refinancing risks - Current stock price ($268.87) sits well above fair value estimates ($161.89–$237.75)—watch for valuation mean reversion - PEG ratio of 0.88 appears attractive on growth, but negative earnings growth undercuts this signal - Free cash flow of $6.35B and current ratio of 1.51 show near-term liquidity is solid **Valuation Note** INTU appears significantly overvalued at the current price of $268.87, trading 66% above the fair market value estimate of $161.89 and well above the 10-year average price of $237.75. Even accounting for strong margins and cash generation, the elevated valuation leaves limited upside and substantial downside risk, especially given negative earnings growth.# FRAN Report: INTU