Apple Pay Launches in India: Check 4 Axis Bank Credit Cards You Can Use With It
From 30 September 2026, iPhone, iPad and Apple Watch users in India can finally use Apple Pay, but only with eligible Axis Bank credit cards for now. If you are thinking of getting a new Axis Bank card to use with Apple Pay, here is a simple comparison of four popular options, from an entry-level shopping card to a premium travel card.
Apple Pay Launches in India with Axis Bank Cards
Axis Bank is Apple Pay’s first and only banking partner at launch. Only Axis Bank credit cards running on the Visa or Mastercard network can be added to Apple Wallet right now. Debit cards, RuPay cards and other banks are not supported yet, and HDFC Bank, ICICI Bank and SBI Card are still in talks with Apple to join later.
1. Flipkart Axis Bank Credit Card
Joining Fee: Nil, limited period offer till 31st Oct 2026, and after that, ₹500 + GST
Annual Fee: ₹500 + GST, from the 2nd year onwards.
Fee Waiver: Waived if you spend ₹3,50,000 or more in the preceding 12 months
Lounge Access: None
Forex Fee: 3.5% + GST
Rewards & Benefits: 5% cashback on Flipkart, 7.5% on Myntra, 4% on preferred partner merchants like Swiggy, Uber and PVR, and 1% unlimited cashback on all other spends
To apply for the card, please visit the Official Website
2. Axis Horizon Credit Card
Joining Fee: ₹3,000 + GST (Nil for eligible Burgundy Savings Account holders)
Annual Fee: ₹3,000 + GST
Fee Waiver: No waiver applicable
Lounge Access: 8 domestic visits per quarter for VISA variant and 8 domestic visits per quarter for Mastercard variant and 2 international visits per quarter via Priority Pass
Forex Fee: 3.5% + GST
Rewards & Benefits: 5,000 EDGE Miles as a welcome benefit, 5 EDGE Miles per ₹100 on Travel EDGE and direct airline bookings, 2 EDGE Miles per ₹100 on other spends, plus EazyDiner discounts and a fuel surcharge waiver
To apply for the card, please visit the Official Website
3. Axis Bank SELECT Credit Card
Joining Fee: ₹3,000 + GST, Nil for Burgundy customers
Annual Fee: ₹3,000 + GST, Nil for Burgundy customers
Fee Waiver: Waived in full on annual spends of ₹8,00,000 or more
Lounge Access: 2 domestic visits per quarter on spending ₹50,000 in the previous 3 months and up to 12 international visits a year through Priority Pass membership
Forex Fee: 3.5% + GST
Rewards & Benefits: 10,000 EDGE Reward Points worth ₹2,000 on your first transaction, 10 EDGE Points per ₹200 on retail spends, plus movie, dining and golf privileges that renew on annual spends of ₹3,00,000
To apply for the card, please visit the Official Website
4. Axis Bank ATLAS Credit Card
Joining Fee: ₹5,000 + GST
Annual Fee: ₹5,000 + GST
Fee Waiver: Not applicable, but you earn extra EDGE Miles based on annual spend to help offset the fee
Lounge Access: Tier-based, from 8 domestic and 4 international visits a year at the entry tier, up to 18 domestic and 12 international visits a year at the top tier
Forex Fee: 3.5% + GST
Rewards & Benefits: 2,500 to 5,000 EDGE Miles as a welcome benefit, 5 EDGE Miles per ₹100 on travel spends and 2 EDGE Miles per ₹100 on other spends, redeemable for flights, hotels or transferred to airline and hotel loyalty programmes
To apply for the card, please visit the Official Website
Also read: Club ITC Hotels Offers Up to 50,000 Green Points: HDFC Diners Black, Regalia Gold & SBI MILES Can Help You Earn More
Which Axis Bank Credit Card to Choose?
If you mainly shop online and want a low-cost card with cashback, the Flipkart Axis Bank Credit Card is the entry-level card, though it no longer offers lounge access. If lounge visits matter most to you and you don't want to chase a spend target, the Axis Horizon stands out, since it gives the most domestic lounge visits of the four without any minimum spend condition.
If you want an all-rounder for shopping, dining and some travel with a path to a full fee waiver, the Axis SELECT fits well, especially if you can cross the ₹8 lakh annual spend mark. And if you travel often and want the richest travel rewards and highest-tier lounge access, the Axis ATLAS is built for that, though it comes at the highest fee of the four.
Whichever card you pick, remember all four carry the same 3.5% + GST forex markup, so none of them are ideal for heavy spending abroad. It's worth matching the card to how you actually spend, rather than just picking the one with the most benefits on paper.