The Social Security Earnings Limit: Who Could See Benefits Withheld?
If you plan to keep working after claiming Social Security benefits, it's important to know how the "earnings test" works. Whether you stay in your current position, find a new job, work part-time, or start your own business, earning money could affect your benefits. Image source: Getty Images. When a Social Security recipient continues to work, the Social Security Administration (SSA) employs an earnings test. However, the earnings test applies only if you begin collecting Social Security benefits before your full retirement age (FRA). For anyone born in 1960 or later, FRA is 67. Continue reading