XLK
Technology Select Sector SPDR Fund
stock NYSE ETF

IMO, paying for a financial advisor at your stage is not necessary.
Decide your time frame and risk tolerance, and use broad market ETFs to gain exposure. You’ve already done that by considering that you want to keep 50-60k in safe investments to ensure you can fund short-term expenses. If the remaining 20-30k is for the long-term, consider how much risk you’re willing to take.
If it were me, I’d put it all in technology funds such as QQQM or XLK. People will undoubtedly say that is a risky weighting, since we may be in a bubble (we’re not by the way) and you should be more conservative with something like VT. I personally believe a 27 year old should take significant risk with money they do not intend to need for decades. I also believe we are near the beginning of the AI revolution and technology is likely to lead economic growth for many years to come.

IMO, paying for a financial advisor at your stage is not necessary.
Decide your time frame and risk tolerance, and use broad market ETFs to gain exposure. You’ve already done that by considering that you want to keep 50-60k in safe investments to ensure you can fund short-term expenses. If the remaining 20-30k is for the long-term, consider how much risk you’re willing to take.
If it were me, I’d put it all in technology funds such as QQQM or XLK. People will undoubtedly say that is a risky weighting, since we may be in a bubble (we’re not by the way) and you should be more conservative with something like VT. I personally believe a 27 year old should take significant risk with money they do not intend to need for decades. I also believe we are near the beginning of the AI revolution and technology is likely to lead economic growth for many years to come.

If I were 26 again, I would invest in VOO, SCHG and maybe SCHD. SCHD has not preformed so well the couple of years. I would look at the companies in VIG and DGRO. Those two etfs invest in dividend growth companies. I'm 56M, the efts I own are SCHD, SPYD, FDVV, DGRO, SMH, SPMO and VTV. If you want to buy individual stocks, take a look at the top 10 holdings of each of these efts. I don't invest in covered called etfs, but alot of people do, so just make sure NAV not eroding and tax advantage. If you hold any dividend paying etfs, try to put them in a Roth IRA. At your age, VOO, VIG or DGRO, VGT or XLK would be my 3 top picks. Best of luck and time is the best investment asset you can have!!!