VTI
Vanguard Total Stock Market ETF
stock NYSE ETF

Sold August $8 strike CCs on PLTR in December as part of a buy-write vs $7.56/share basis.
I put all of the premium into VTI at that time.
My plan: let them assign. Between premium, sale profit, and appreciation on the invested premium, I’ll have made > 18% in 8 months. Rather than lament what could have been, I’m happy to have outrun the market with a very successful move.

VTI and direct deposit

I know that fractional shares will be liquidated before transfer of assets to another brokerage. Would this apply to every lot of a particular ETF or stock? For example, if I have 10 lots of VTI, each with fractional shares, would each lot be considered and fractional shares liquidated individually?

I think selling Redfin and BABA and using that towards higher quality names and/or VTI is a good move. Maybe could trim some of the AFRM position as well, but that is your choice.

Just started the investment journey. Not interested in trading individual stocks just index funds for long term growth. I have equal percentage in FXAIX, FNLIX, QQQ, VOO, VTI, and VUG. Should I add or drop anything?

I don’t see it as a negative for storing the value of my money. I’ve always seen it as a limitation to the growth however. So I tend to buy a lot of QQQ, IJR, Global Tech Funds, etc to take on a little extra risk but potentially more growth while I’m in the accumulation phase. VTI is still my largest holding but I lean toward smalls and tech and global with 70% of my portfolio.

How about some international?
How about collapsing all of those holdings into just VTI?

Would $SCHD be a good add at $70 (vs. VOO, VTI)?

I always hear that the 3-fund portfolio is the wiser choice. But when I run my own back tests, the SPY tends to outperform. Am I missing something?
The 3-fund I use for testing is:
* VTI: 42%
* VEU: 28%
* BDN: 30%
Rebalanced yearly.
[3-fund vs SPY](https://preview.redd.it/bg3csq8g833b1.png?width=4400&format=png&auto=webp&v=enabled&s=b336af2ec519f7093d074f705accd953d082aab4)

I evaluated your VTI, GOOG, DIS, RDFN entry possibilities.
You're prone to buy tops expecting break outs. Start by correcting that mentality. I'd consolidate the worst into cash and wait for some good pull backs on GOOG or something. So sell DIS, RDFN and wait until there's a pull back. RDFN is probably as high as it'll go, if it didn't break out now while AAPL is almost at All time High, it never will.
DIS is a turd, but it may stop shjtting itself. I really don't know. I abandoned DIS around $170 for a small loss at the time. Go woke Go broke, look at $BUD. It's imploding as we speak.
If I had to bet on a racist slave owner or a transgender, I'd bet on the racist slave owner any day. They know how to make money. I don't care about the morals.

When I first started a year ago, I didn’t really have a plan made up so I just put money into different stocks. But now I’m trying to have VTI and VUG make up around 50-60% of my portfolio and keep individual stocks to around 4-5% each. Currently my two biggest individual stock holdings are AMZN and COST at about 10% each.

Not sure why you’re attempting some low brow humor about meme stocks when I own VTI, GOOG, AMZN, DIS, AFRM is my former employer, Cresco is a single weed stock, BABA is Chinese/high risk reward….and yeah sure Redfin was stupid.

Isn’t it better to go with Bitcoin over VTI? I backtested it over the last decade and Bitcoin crushed US returns.

Sell the VTI buy FSKAX set up recurring transfers and forget about it. Unless you withdraw the money from your account which would make no sense there’s nothing to report on taxes.
And also while FSKAX is an index fund, so is VTI. I think you were referring to mutual fund.

I had the same issue. What I do now is:
1) 80% of contributions go to VOO/VTI and the like.
2) My investments are automated as much as possible. If they need to be done manually, I invest as soon as the money is available, regardless of where the market is.
3) I quit playing the mid-term market. No more rolling from stocks to bonds and back.
My only concern these days is being able to invest more. I'm not complaining, but my new worry or sport is to free up as much cash as I can to invest. I'm not worried about day to day or month to month performance, and if I feel something in my other 20% investment allocation needs to change I only change future investments.
Good luck!

Hi guys,
Just lost my gig, and fear it may take a while for me to land on another contract/job. I have $100k, considering putting it on (safe?) high yield dividends for the time being. Any thoughts? Maybe put it all on JEPI?
Background:
37 y/o
Not married, No Kids
Currently have the following:
$40K on Swing Trading
$125K on Mid-Long Term Brokerage Growth Portfolio (Apple, Microsoft, VTI, and VUG)
$78K on Sep and Traditional IRAs
$50K Emergency Fund in my bank (not included in that $100K)
Worked my ass off for the last 3 years to accomplish all of that.
Reason why I had that much in cash is because I was saving that for a future down payment on a home which plans got pushed due to the rates being raised the past year.
Happy to hear your thoughts. This can be a temporary decision only to help out my current situation. Thank you in advanced.

I am invested in VT versus just VTI. However, from this chart below isn't it better to go 100% VTI? I tried to back test but I'm limited by the inception date of VT or any other similar funds. I understand the argument that international and US performance are cyclical, but the times US outperformed international seems to be at a greater magnitude and for a longer period of time.
If we were to compare VT versus VTI from 1975 to present, wouldn't it be better to go 100% VTI? Can we compare the two over even longer periods of time, and if so why haven't I seen it anywhere?
https://preview.redd.it/0l6xpbtjm23b1.png?width=1342&format=png&auto=webp&v=enabled&s=0703dadb51af5d2e8744722aa82af588c81b23e9

You need more diversity. There are multiple individual stocks and only 1 etf. Although you are diversified with VTI, it's not the largest position in your portfolio. Take a look at investing in the asset classes and I would consider leaving the individual stocks alone for at least a decade if you can stomach it. If you invest in more asset classes, you can weather the storm when different assets classes underperform or over perform.
1. Large Cap Growth
2. Large Cap Blend
3. Large Cap Value
4. Midcap
5. Small Cap
6. Small Cap Value
7. Small Cap Blend
8. Reits
9. Total stock market International
10. International Small cap value
11. Emerging Markets
12. Developed Markets

Hello Friends, I have been a long time lurker of this subreddit and looking for some advice. I think I am generally okay with disciplined long term investing. I have over $160K in my portfolio - 36% VOO, 19% AAPL (since 2015), 10% MSFT (since 2017), a combination of stocks under 10% - F, TSLA (5%), BAC, INTC, AMZN, GOOG, META(3%), DIS, and some loss position in BABA (7% after loss).
I recently acquired over $15K and looking for creative ideas to invest. I am not putting any of these in ETFs (enough of 401K in VTI and rest in VOO). I have a principle of buying 1 VOO every month and I will continue to do it. What are some of the stocks that you can suggest that I should do my due diligence on? I am staying away from the NVDA or random AI companies train and also the tech stock train (I already have some MSFT, AAPL, META, GOOG, AMZN all in profit since I buy and hold for long time). Suggestions welcome what sectors/tickers I should explore?

>I feel like I'd feel worse if I sold and saw another run up than if they literally went to zero.
That feeling is not economically rational, and will guide you away from ideal decision making. Doesn't mean it isn't real, however.
>Or do I just bit the bullet, realize the loss, and add it into my bucket of VTI?
There's no reason to hold onto a loser that you wouldn't buy today if you didn't have the position.
Whatever this fund is, it's no better for you to hold it than it would be for me to buy it now - either of us would capture the change from today. But I'm not about to buy it (especially if this isn't a low cost index fund; I've assumed as much from the context, but maybe I'm wrong?) so why should you hold it?
"Sunk cost fallacy" is worth looking up