VTI
Vanguard Total Stock Market ETF
stock NYSE ETF

Why would you need to rebalance VTI and VXUS if you buy at market weighted average?

QQQ is not a good option. Its better to go with VTI or VT, it contains all of that and the rest of the market. VT contains the rest of the world. Why limit to just tech heavy nasdaq?

I'll probably be dead in ten years, but I'm still going all in on VTI for the options given. My nieces and nephews will enjoy the boosts to their college funds.

Im curious to hear why BNDW instead of BND.
Same reason as VT instead of VTI?

I usually buy mutual funds for my individual brokerage account. Very straight forward, I click buy and the dollar amount and that's it.
I've been wanting to buy some ETFs (VOO, VTI, and VT specifically) for my Fidelity individual brokerage account. When I try to buy VTI, there is Market vs Limit and Shares vs Dollars.
If I want to straight and simple buy $10,000 worth of VTI do I click Market or limit and do I click Shares or dollars?
Thanks

Option 3 has the potential upside of the foreign tax credit which the others don’t. That makes your taxes slightly more complicated but can result in savings. 
With Vanguard there’s not much difference between Options 1 and 2. If you wanted to eventually go to somewhere else, the ETF is easier (but Vanguard would also keep you do a one time change from MF to ETF so it’s not a huge difference). 
All things considered, I would go with Option 3 and buy VTI and VXUS in similar ratios to VT and then deal with the foreign tax credit. 

>if returns are not in line with the market
Just buy the market.  If you are the market, you can't underperform the market.  VT.  Or VTI+VXUS or whatever total market equivalents you want.

I'd recommend the VTI/VXUS combo, but only rebalance twice a year at the most. You don't need to mess with it monthly. You get a slightly lower combined expense ratio than pure VT, and the ability to change your US weighting if at some point your investment outlook changes (note: \*not\* in response to daily news). You also get the foreign tax credit, TLH, etc as you mentioned.

I plan to start a taxable account at Vanguard but can’t decide the best fund choice(s). To be clear, I am 100% VTWAX in my Roth IRA and do my best to approximate the same in my 401k. I’m thinking of investing around $1000/month for the first year, which may increase in the future. I’m between a few similar options:
1. VT. Slightly lower expense ratio than VTWAX. I’ve heard that ETFs weren’t able to be autoinvested and had issues with fractional shares but that is all resolved now?
2. VTWAX. Simple, same as my Roth IRA. Slightly higher expense ratio than VT and requires $3000 initial investment, which wouldn’t be too bad but throws off my $1000/month plan.
3. VTI and VXUS split at market cap weightings. More complex and more effort because I will want to ensure the allocation is correct every month or so. Lower expense ratio combo, ability to claim foreign tax credit, and potential for tax loss harvesting in the future.
Knowing how much I overanalyze this stuff, option 1 feels really nice from a simplicity perspective. Option 3 would provide the most “juice”, but don’t know if it’s worth the squeeze. Probably not at $1000/month, but I will likely increase future contributions, have decades of growth ahead of me, and want to set it up right.

This is good advice. Look up a three fund portfolio. You can also sub out vfiax or VTI for voo.
I do VTI/VXUS/VDC and don’t mess with bonds.
Also make sure you have cash on hand in an HSY before you invest.

So VT and chill stills apply or better do do VTI and chill? Sorry, too technical need the explanation for dummies

Its basically VTI. It was all of FXAIX (Tge S&P 500) but also contains the US greater market (Medium and Small caps) which is about 20% of the market. This means that for you to lose your investment instead of just large caps crashing the WHOLE US economy would need to collapse, which is incredibly unlikely. Also FZROX has a 0% expense ratio.

if you are in your prime working years, have income, you just dump everything into VTI or VT and let it do its thing.

VOO, VTI, SPY

I would not split them evenly as then you are actively making bets overweighting sections of markets you probably don't even intend to. To keep it simple passive investing is a solved problem you buy the market with the lowest cost funds available. The two big decisions you need to make are your stock and bond mix and then your international allocation.
VTI is essentially 3800 US companies its 99.8% of the US
VXUS is the rest of the worlds stock markets (though not nearly as complete as VTI)
All the stocks that makeup SCHG are in VTI by buying SCHG you are overweighting Large cap growth - will large cap growth overperform relative to the other companies from now until you retire? I have no earthly idea so I would keep it simple and stick to VTI and not complicate your portfolio with overlap.
60% VTI, 20% VXUS, 2.5% FLCH, 10% SGOV and 7.5% reserved for your individual industry ETF and company picks will set you up for a very successful future. Once your investments are of sufficient size you can decide to learn about investing and spend time researching individual companies and pouring over 10k's and trying to beat the market. Until then its a waste of time and a losing effort - just buy the market and let it compound.

Slow and steady wins the race, VTI, VXUS and SCHD

>Perhaps taking off 3% of each ETF below QQQ and putting into VOO or VTI?
VOO is the same thing as SPY. VTI has every stock in SPY and VOO, and overlaps 88% with both of them.

80-90% of Wall Street (paid professionals who do nothing but stocks) do not beat VOO in a given year. Zero beat it reliably over a long timeline. 
The numbers for us normal folk are even worse. 
I’m just saying it’s far less effort for what will likely yield better returns. People who like to stock pick generally invest 90% into a VOO or VTI and then “play” with the last 10% to see if they can pick a winner. But lemme tell ya. They rarely do! 

Hi! First time posting… I’m 61, late start investing, life happened! I’d like kind opinions on my financial situation and how I’m looking nearing retirement. I have 5mth emergency fund, 0 debt besides 2 mortgages. I pay 1800 each month towards principal + regular payment. My rental has tenants and that covers mortgage. I plan to have my primary house paid off by retirement at 68/69. I’m not taking soc security until I’m 70. I max my Roth IRA 8k every year by February. I put aside 1500 every month for investing, and I pay all insurance/hoi/hoa/ in full when due. I also put aside a small amount every month to emergency fund. This is my portfolio now: Roth: Voo, vti, vxus, O, Jnj, MO. Main position VTI, only 20k total. I’m looking to add funds this year: backing off Voo, so Vti. Vxus,O, jnj, MO, adding vgt,schd,vnq,vht. Avuv,bnd.
Taxable account:Voo, vti, vxus, looking to add schb?, vb or scha? No more here. 25k total.
I’m just amateur read this forum everyday and study constantly but definitely don’t know too much. My Roth with drip/taxable managed by me, about 15-18% roi this year. I have inherited Ira managed by merril lynch, roi 11% many more funds/bonds less risk. About 110k. Houses worth about 340k each if I were to sell, so about 150k in my pocket if I sold both. I live modestly, work constantly, and still don’t feel too comfortable financially about retirement. I’d appreciate those with much more knowledge giving ur thoughts on my portfolios/financial set up. Thank you!

I’ve been researching dividend ETFs and came across GPIQ. From what I can tell, it seems to focus on quality income with a rules-based approach, but I don’t see it discussed much here compared to SCHD, VTI, JEPI, etc.
I’m curious:
• Do you consider GPIQ a good long-term dividend hold?
• How do you view its dividend consistency and growth potential?
• Would you choose it over more commonly discussed dividend ETFs, and why or why not?
Not looking for financial advice — just trying to learn from people who’ve looked at or held it. Thanks!