VIG
Vanguard Dividend Appreciation ETF
stock NYSE ETF

So I am currently holding VOO(25%) VIG(25%) VB(25%) VXUS(20%) and BND(5%) and have been considering adding VNQ or O and shaving 5% off VIG since it is similar to VOO but holds a different purpose in my portfolio. I am aware this may slow my long term growth and to compensate for that I have my Roth 401k geared more aggressively towards growth. My goal for my IRA is income with growth as I fear I will not always be able to meet the full contribution as the economy we live in is highly uncertain at the moment. I feel like adding real estate will give my portfolio more diversity along with more dividend growth. Yay or nay?
Note: I am employed and have no large student debt and should have the rest of it taken care of by the end of this year

Do you think there’s other dividend growth ETFs that can offer greater than 7% cagr? Maybe VIG or DGRO?

SCHD, VIG, SCHY with a small amount of JEPI that I bought way too early

>You did: my original statement was dividend growers, not payers
Your remarks were about adding portfolio stability. I see no evidence of that. You posted a document that said it "might be more stable" than dividend payers alone, but I ran VIG against SCHD and it's also a beta of 96 against each other, which means basically a 1:1 correlation.
>You are looking at one metric to judge stability
Is there another metric you'd like to use apart from beta? That's typically how we measure volatility and risk. I'm open to suggestions if you have something more solid than a gut feeling.
>What I originally offered isn’t really all that novel or controversial
I think it's very controversial. It misleads people into thinking that dividend ETFs are somehow more stable than the broader market they belong to. This is a common Reddit myth, no data backs it up, and when I challenge these arguments with actual numbers, people fall back on emotions or the notion that finance is subjective like cooking, body building, or fashion. It's not.
>My friend who is in the business as a wealth manager uses VIG/VIGI in the portfolios his clients for exactly this reason
For the reason he thinks it adds stability with a 96 beta? I mean everyone has to earn a living, but I don't see how he'd pass professional exams with that rationale. He'd fail a lot of questions on volatility and asset correlation.
>Not much point debating me about it
I write this for the other readers here. It's not about changing your mind individually. It's not a DM. I'd just delete a DM. This thing about "dividend payers are less risky" is a Reddit myth that needs to be put down. I'm using your arguments to help put it down.
>I have read and heard persuasive cases in favor.
I haven't. And I've looked.

You did: my original statement was dividend growers, not payers. You are looking at one metric to judge stability. I am not an expert. I’m only referencing others’ analysis. What I originally offered isn’t really all that novel or controversial. My friend who is in the business as a wealth manager uses VIG/VIGI in the portfolios his clients for exactly this reason. Not much point debating me about it. I have read and heard persuasive cases in favor.

>Just to add on here, dividend growth is associated with higher quality companies and more stability in stock price performance. So something like VIG is never going to pay dividends at a particularly high rate, but it is likely to be a stabilizing factor in a portfolio
Do you have any evidence to support this claim? VIG has a beta of 96 over the last 20 years. That means it's almost a total 1:1 correlation with the S&P 500, but it also drags in total return.
I don't see why we need to take guesses or make wild claims when we can pull up the beta and correlation measurements in about 15 seconds and see for ourselves.

VIG has more overlap with VOO than VYM. I’ve been favoring VYM for this reason in my portfolio. I’ve been buying it to add some diversification after VOO has run up considerably last year.

Just to add on here, dividend growth is associated with higher quality companies and more stability in stock price performance. So something like VIG is never going to pay dividends at a particularly high rate, but it is likely to be a stabilizing factor in a portfolio. Note: this is not Boglehead-sanctioned, although I don’t think it wildly violates the philosophy.

For 2026, I would temporarily favor sector-specific equities, and/or U.S. mid-cap & small-cap equities over VOO until VOO begins to outperform them all. Stay away from large-cap growth stocks until the NASDAQ 100 index shows signs of outperforming.
Over the long-term growth matters more than dividends with regards to stocks. With regard to return, focus on "total market return" in lieu of dividend returns. VIG may be OK in the short term but over the long term I would expect it to underperform.

I have 10 K to invest. Currently in VOO. I could potentially leave it in for 30\* years, or could possibly use it in 2-5 years as part of a down payment.
Most of what I have heard is to put it into VOO and forget about it. But I also got advice about mutual funds and dividends but I don’t really understand it. Is there a benefit to putting a portion of this into VIFAX or VIG instead?

VOO, VUG, VIG, dollar cost average it in monthly for the next several years.

It takes a lot of capital invested in dividend ETFs to produce a worthwhile amount of dividends.
Desired annual dividends / decimal version of dividend yield = required capital
Say you want $50k per year in dividends (which in 20 years with inflation might not be enough to cover your needs). The yield of VIG is 1.51% and for SCHD 3.51%.
SCHD $50,000 / 0.0351 = $1,424,501
VIG $50,000 / 0.0151 = $3,311,258
So, as you see, you need to grow grow grow your portfolio well into the 7 figures. You aren't going to get there by wasting precious time fooling around with VIG and SCHD while you are young. In my opinion you need to keep your pedal to the metal to maximize *total return* while you are young. After you have grown your portfolio into 7 figures you can start selling your growth assets around 5 years before your planned retirement age and start buying dividend-paying assets, assuming that is how you choose to generate retirement income (that's what I am doing) rather than follow the Boglehead approach of selling 4-5% of your index fund portfolio each year.

>long term growth/tech focused?
Vanguard Dividend Appreciation Index Fund ETF (VIG) and Schwab U.S. Dividend Equity ETF™ (SCHD) don't really fit a growth/tech focused portfolio. VGT and SCHG would fit that focus better.

Any particular reason you're doing both VIG or SCHD?

I have a 24m that has a good amount already in SPY, VOOG, FTEC and QQQ. I realized these might not be the most efficient for long term growth . These stocks are in a regular robinhood account but i am now starting a roth ira and wanted to make a better lineup.
10% VIG
10% SCHD
50%SPYM
15%QQQM
15%FTEC
10%VXF
Would this be a good makeup for long term growth/tech focused? Any suggestions?

VYM has outperformed VIG these past 5 years.

Investing part of the cash will generate more future wealth, and you can always keep part in cash (SGOV, etc) for emergencies. If you put part into growth, like IVV, QQQ, SPY, IYM, etc, some into dividends like VIG, VYM, SCHD, or such, and then keep adding to it as you can. But you will earn 2000+ a year with any luck, and still have some cash for emergencies. But it will not ay the entire rent any time soon.

Thanks! It's like AI read my mind...I like VIG more for capital appreciation and VYM more for dividend income.
But this sub seems largely about dividend income, so I was wondering why I see more recommendations for VIG.

I was looking for information on the beta of the two. I couldn't find it but I found this AI summary which rings true.
> VIG (Vanguard Dividend Appreciation ETF) and VYM (Vanguard High Dividend Yield ETF) are popular Vanguard ETFs designed for different income strategies. VIG focuses on companies with a history of growing dividends (growth/quality), while VYM targets companies with higher current yields. VIG generally offers lower volatility and better long-term capital appreciation, whereas VYM is better for immediate, higher income.

VIG vs VYM