SPY
SPDR S&P 500 ETF Trust
stock NYSE ETF

I've always thought thats an option since they have less volatility than QQQ and SPY respectively and offer significantly more than a HYSA. I'd still keep my emergency fund amd sinking fund separate

I think Options are more capital efficient when it comes to trading.
Once you understand the fundamentals of Calls, Puts, Long and Shorts.
Try to understand, Bull Put Spread strategy and try to learn on $SPY (on paper trading).
I mean go on and find all that you can find and digest about Bull Put Spread strategy

Biden respected the Fed, so when JPOW started hiking he didn't complain about it. 2022 fucked a lot of us as a result, whether you were a bull or bear as the market reacted to each FOMC announcement. Totally stabilized by mid-2023 and after Biden passed the CHIPS act the market reached ATH's. The last year of his term was insanely bullish, but also felt backed up by fundamentals too so it just felt safer to trade overall.
Then this orange mf gets in and like 4 months later the Fear Greed index was at a fucking 4 and SPY dropped over 100 points. We're back now, but it certainly doesn't feel centered in reality. We're all playing musical chairs until we're fucked, basically. I will say that despite that, there's no sense in being a bear. You are forced to participate in the gambling as a trader, because Trump does not want markets based around fundamental analysis.

all this work only to underperform the SPY. Even worse when factor in short term capital gain tax.
may as well sell everything and buy SPY bro. Use the extra time to do anything else.

You can answer the question for yourself.
Pull up the SPY chart. Put timescale to weekly.
Just look at it- and everything you might assume about the phases it went through is mostly correct.

Good job at being smarter than 95% of the people here.
Now is the time to play it safe so you can never worry about it again.
Assuming you put it all in SPY and it averages 10% a year, $463,000 will turn into $1,000,000 in 8 years, and contributing $200 a week will bring it down to 7 years.

**BanBet Lost** — /u/nverloseinstocks (2W - 3L, 40%)
| Ticker | Entry → Target | Move | Time | Result |
|:---:|:---:|:---:|:---:|:---:|
| **SPY** ▼ | $765.66 → $762.00 | -0.5% | 1d | Lost |

In my country I only have access to SPY, QQQ, VEA, ACWI, IEMG and EEM, what would be an optimal distribution?

SPY had $915M in options premium. UNH had $615M. Only one was unusual.

SPY 760 or lower Monday open.

Your right 10% is high and you’d be taking on more risks than this woman could handle. But there are a fair amount of safe 6-7% yielders right now that she would probably be comfortable with ( VZ, PFE, UPS) and you could still get some upside from them . Obviously it would be MUCH better if she’d just go full SPY or other market ETFs, but you can take some baby steps in the meantime. Invest 10 grand each in a few, when she sees they don’t bite it’ll get easier to go further

First I check if there is short or long gamma enviroment. This set my bias for either mean reversion trades or momentum setups. Check option flow levels (call walls, put walls, GEX levels, main support/ressistance) all that is option flow - premarket gameplan. When I turn on pc I have splitted screen, one half is live time option flow - 1m timeframe where I see all call/put option areas (QQQ, SPY and NDX), when price enter one of important levels, I focus on what is happening in orderflow - looking for absorptions/failed auction or when breakout is happening I look for big trades confirmation. Set buy/sell in areas of big participation, stop loss below big trades area and trailing my stop loss into profit or set my TP on another GEX level because it works as magnet for price.

**BanBet Lost** — /u/APOLARCAT (0W - 1L, 0%)
| Ticker | Entry → Target | Move | Time | Result |
|:---:|:---:|:---:|:---:|:---:|
| **SPY** ▲ | $765.85 → $800.00 | +4.5% | 1d | Lost |

Yes, let's get a person who's scared of SPY into options. What can go wrong?

I tested the 200 day rule before using it, so here is what it actually does. SPY, 1993 to 2026, dividends included, decide on the close and fill at the next open. Long above the 200 day, cash below.

It returns 8.1% a year against 11.0% for just holding. It loses in every bull run, 1993 to 1999, 2003 to 2007, 2010 to 2019, 2020 to 2021, 2023 onward, by 5.5 to 7.7 points a year. It wins in every bear, 2000 to 2002, 2008, 2022. Worst drawdown 29% against 55%. Eight periods, eight the same sign. That is rare. Most technical rules I have tested flip sign depending on which decade you look at.

So it is not a return tool. It is insurance, and the premium is about 2.8 points a year. Whether that is worth paying depends on whether you would have sold at the bottom in 2008 without it. On Sharpe it is a wash, 0.70 against 0.65, inside the noise.

Two footnotes. 200 is a convention, not a tuned number. 300 beat it on every metric in my run and the improvement was monotone from 50 to 300, which means the optimum is somewhere nobody has looked. And I have not tested MACD, so I cannot give you a number for it, only that nobody in this thread has one either.

I know, what the Hell is it with some of these people? I'll read a post talking about SPY pumping or something so I quickly go to my account and see it's up 30 cents...

I'm trying to simplify what I check before trading spy 0dte.
Right now I sit down around 20–30 minutes before open. Starting much earlier usually just gives me more time to overthink the session.
My current checklist is:
* check if spy is gapping up/down
* mark prior day high/low and pre-market high/low
* check the economic calendar for CPI, jobs data, FOMC, etc.
* look at IV and the option chain
* check bid/ask spreads and liquidity
* decide how much I'm willing to risk
Then I wait for the market to open instead of deciding beforehand that SPY has to go in one direction.
**How much should I care about pre-market price action?**
If spy is already moving before open, I note it, but I'm not sure how much weight to give it.
Same with pre-market levels. I mark them because price does react around them sometimes, but I don't want to build an entire bias around what happened before 9:30.
**The options chain is where I probably overcomplicate things**
I used to mostly look at delta when choosing a contract.
Now I'm checking:
* delta
* IV
* volume
* open interest
* bid/ask spread
* premium I'm actually risking
The problem is I don't know whether I'm giving some of those too much importance.
For example, I used to see high open interest at a strike and assume it automatically made that price level important. I’ve realised that it’s too simplistic.
For 0dte specifically, I'm starting to think liquidity, spread and how much I'm actually risking on the contract may matter more to me than trying to interpret every number in the chain.
**Event days have been easier to understand**
CPI/FOMC/jobs days are the one thing I definitely want to know about beforehand.
I’ve already made a mistake of being in a 0dte position right before scheduled data. It was a very expensive mistake. Currently, I'm usually either waiting until after the release or trading smaller.
**Trading at the open**
I've mostly stopped trading immediately at 9:30. I just watch how SPY trades around the levels I marked and wait for a setup before doing anything.
I don't know whether waiting 30–45 minutes is necessary, but it has stopped me from chasing a lot of opening moves.
For those trading spy/spx 0dte regularly, what are the 3–5 things you consider non-negotiable before the open?
Also, let me know what you think of my checklist. 

|Stock Symbol|Quantity|
|:-|:-|
|SOXQ|0.19072214|
|SMH|0.1625006|
|IVV|5|
|PSI|0.12398955|
|PJP|2|
|SGOV|25|
|USFR|25|
|VGIT|10|
|GOVT|34|
|VYM|30.14593374|
|VGT|46.99999971|
|SPY|7|
|SOXX|9.00000023|
|XNTK|10.00000043|
|VOO|9.00000046|
|||
|BWX|42|
|DIVO|45|
|JEPI|87|
|JEPQ|76|
|SGOV|39|
|TFLO|55|
|USFR|115|
|VGIT|25|
Annual dividend income is expected to be \~1650$ . This amount will be reinvested into hire tier/risky monthly income streams or into index funds.
Investment goal: To create a multitier snowball/compounding effect over 10+ years.
Total investment till date \~67000$.
Have 35-40000$ of amazon shares sitting idle that need to be sold and reinvested. Looking for proper advice on where to deploy it in the tier.

Currently trying to use monthly payouts to initiate the snowball effect into higher tier/risky symbols.
Feel free to comment/review/suggest.

Open a Fidelity account. Also, with an annual effective interest rate of 10%, $400 a month will turn into a million after 30 years. So, just passively invest in SPY, VOO, or some index fund and gg ez

Is it possible to execute this sell order from the ToS iPhone app?
close(symbol = "SPY") <= MovingAverage(AverageType.SIMPLE, close(symbol = "SPY", period = AggregationPeriod.DAY), 200) \* 0.96