SCHW
The Charles Schwab Corporation
stock NYSE

Hey, u/BugKey6120. Could you tell us more about this? You placed a trade to sell some shares of Charles Schwaab (SCHW), and you then had a check sent out to deliver the proceeds to you. Is that correct? When did you have this check sent out? Typically, it takes 7-10 business days to be delivered; however, it can take longer.

Why didn't mentioned the same for SCHW. I think it's better opportunity
https://www.msn.com/en-us/money/markets/charles-schwab-to-launch-direct-bitcoin-ether-trading-to-compete-with-robinhood/ar-AA212QYh

Correct. Schwab’s money is largely made on the interest they get from your excess cash. It’s counterintuitive at first, but this is why high rate environment is often bad for SCHW stock, because although the yield they get would be better, their customers are more conscious on the risk free rate of cash and are more likely to put it in a money market, where Schwab does not make money.
I have never had to pay margin. It’s super straightforward. If I have $10k of cash in SWVXX and want to buy $5k of a stock, the cash clears immediately. It then shows I owe $5k, so in the same motion I place a sell order of $5k of SWVXX, which clears overnight. Not complicated.

# Today is Thursday, the 16th of April
## Upcoming events for Thursday, April 16th
- Stock splits:
- AFFU @ **2:2500**
- FGLDF @ **1:3**
- GXXM @ **1:10000**
- NMTC @ **1:6**
- VGLS @ **1:20000**
- Expected earnings:
AA, ABT, ACU, ATLO, BANF, BCML, BHB, BK, BVFL, CASS, CFG, CNS, FFIN, FNB, HOFT, IIIN, INDB, ISBA, KEY, LAKE, MAN, MRSH, NFLX, PEP, PKBK, PLD, SCHW, SFNC, TRV, TSM, USB, WABC, WAFD, WIT, ZBAI
- Ex-div:
FUTU, GLDY, GWRS, HRZN, JOUT, KSPI, MGRC, ODTE, OXLC, OXLCM, OXLCN, OXLCO, OXLCP, OXSQ, QQQY, RBIL, ULTI, USOY, YQQQ, ZTOP
## Upcoming events for Friday, April 17th
- Stock splits:
- LFBCF @ **115:100**
- PMAX @ **1:10**
- Expected earnings:
ALLY, ALV, BMI, CHMG, DIT, ERIC, FITB, HDB, HIFS, IBN, MCBS, OVLY, RF, STT, TFC
- Ex-div:
FUNC, PBHC, RGCO, WB, WDFC
^^^^2026-04-16

MSFT & SCHW

Hey, u/BugKey6120. Could you tell us more about this? You placed a trade to sell some shares of Charles Schwaab (SCHW), and you then had a check sent out to deliver the proceeds to you. Is that correct? When did you have this check sent out? Typically, it takes 7-10 business days to be delivered; however, it can take longer.

Why didn't mentioned the same for SCHW. I think it's better opportunity
https://www.msn.com/en-us/money/markets/charles-schwab-to-launch-direct-bitcoin-ether-trading-to-compete-with-robinhood/ar-AA212QYh

Correct. Schwab’s money is largely made on the interest they get from your excess cash. It’s counterintuitive at first, but this is why high rate environment is often bad for SCHW stock, because although the yield they get would be better, their customers are more conscious on the risk free rate of cash and are more likely to put it in a money market, where Schwab does not make money.
I have never had to pay margin. It’s super straightforward. If I have $10k of cash in SWVXX and want to buy $5k of a stock, the cash clears immediately. It then shows I owe $5k, so in the same motion I place a sell order of $5k of SWVXX, which clears overnight. Not complicated.

# Today is Thursday, the 16th of April
## Upcoming events for Thursday, April 16th
- Stock splits:
- AFFU @ **2:2500**
- FGLDF @ **1:3**
- GXXM @ **1:10000**
- NMTC @ **1:6**
- VGLS @ **1:20000**
- Expected earnings:
AA, ABT, ACU, ATLO, BANF, BCML, BHB, BK, BVFL, CASS, CFG, CNS, FFIN, FNB, HOFT, IIIN, INDB, ISBA, KEY, LAKE, MAN, MRSH, NFLX, PEP, PKBK, PLD, SCHW, SFNC, TRV, TSM, USB, WABC, WAFD, WIT, ZBAI
- Ex-div:
FUTU, GLDY, GWRS, HRZN, JOUT, KSPI, MGRC, ODTE, OXLC, OXLCM, OXLCN, OXLCO, OXLCP, OXSQ, QQQY, RBIL, ULTI, USOY, YQQQ, ZTOP
## Upcoming events for Friday, April 17th
- Stock splits:
- LFBCF @ **115:100**
- PMAX @ **1:10**
- Expected earnings:
ALLY, ALV, BMI, CHMG, DIT, ERIC, FITB, HDB, HIFS, IBN, MCBS, OVLY, RF, STT, TFC
- Ex-div:
FUNC, PBHC, RGCO, WB, WDFC
^^^^2026-04-16