SCHG
Schwab U.S. Large-Cap Growth ETF
stockNYSEETF

You've been in SCHG for years and now you're scared of the ticker, not the strategy. SCHG and QQQM are 0.97 correlated and SCHG charges 0.04% against 0.15%, so switching there buys you nothing but a tax bill. VGT is the only real question, and that's just asking whether you want a tech sector fund instead of a large growth fund. At 28 the thing you're leaving on the table is contribution rate, not three basis points of overlap.

I have 25% SCHG & 15% XLK (very similar returns to VGT). You can't go wrong with either.

I hold VOO, VXUS, and QQQM. I’ve been very pleased with QQQM’s performance but have also been looking into SCHG for the lower Expense Ratio and/or SPMO for the momentum tilt but haven’t pull the trigger on either. VGT is another great ETF with great returns. I don’t think you can really go wrong with any of the above

We have pretty similar portfolios then. SPYM is my core as well. I hold both SCHG and SPMO in my personal and Roth IRA, but I’m considering just selling my SPMO in my personal and adding it to my SCHG position. And they do have the same top holdings, I just know VGT grew more because its top 3 are heavier positions.

VTI, SPMO, VXUS, SCHG

Are you though ? Adding VGT or QQQM will just double up the same top 6-8 holdings. SPYM is my core holding with 10% QNDX in my brokerage. My Roth is SCHG/SPMO.

SCHG is the safer choice, but if the tech boom continues VGT.

SCHG.

I have VOO, SCHD, VOOV, VGT, SPMO, XLK (same as VGT but was in a different brokerage account that I recently consolidated), DRAM, SOXX and SCHG. Lots of overlap but they all are slightly different. Ultimately, I’d love to be about: VOO 30% SCHD 20% VGT 20% SPMO 15% SOXX 7.5% DRAM 7.5% Then over time move the SOXX and DRAM positions into VOO, SCHD and VGT.

I did that and realized...What am I doing!? Simplicity wins. So, in the 457b I have there are two sides. The T Rowe side with a fixed number of choices and the self directed brokerage side with Schwab with ALL the choices. So as of today and going forward it is: 457b-T Rowe 70/30 VIIIX/VTSNX (S&P/Internat'l) 457b-Schwab: 60/40 SPMO/FNDX We have one small and one large taxable brokerage as well: Small: HACK Large: VTV/VOO/VGT/SCHG/DFIV Wife has TSP: C Fund, I Fund and L 2040 Fund. Fairly simple across the board.

For kids... just go with a total market fund and not think about it. My 16yo does 60% SCHX, 20% SCHG, 20% SCHD in a Roth that was opened earlier this year as they got their first W-2 job. Ironically, SCHD is the over performer, but i still expect it to lag long term.

My strength has wavered for sure. Not a fan of watching $10K drop from my Roth due to SPMO getting pummeled. I've thought about bailing from it and going back to something like SCHG, VOO, or VTI, but I'm hoping even if tech drops, SPMO will rotate out of it if it's continuously losing.

Right now? The day before election day? The SP500 is always good. So I would go with VOO. If SCHG goes under $33 - $34. It may be a sign to load the boat 😅

No argument with you about the performance of VGT. However, PVAL is a much smoother ride with impressive gains. Compare it to QQQM and SCHG. It holds its own.

Two different strategies, "income investing" vs "dividend growth investing" he's done so he wants income now, SCHG is dividend growth investing, is all about the DIVIDEND GROWTH RATE, and long term this strategy wins but like I said, OP is not interested on that, he wants income now.

I like SCHG, VGT, QQQM!

VTI, VGT and SCHG

I think SCHD SCHA and SCHG are perfect where they are at. Not sure why you think a stock that was 80 and split and is now 35 could plummet when if anything it is quite the play.

SCHD has beaten SCHG (since you are using Schwab) in the last 1-2 years. SCHG has significantly outperformed SCHD for the last 5/10/15 years since inception. This is fact. And this is your recency bias. (I doubt anyone on this sub bought Cisco stock in 1995… I did and still hold some 31 years later) I’m not arguing SCHD itself is a bad investment for some ppl. I also didn’t say current trillion dollar companies will grow to infinity, but I believe they will continue to get grow and at this point I don’t see too many companies in other countries that can challenge them in their perspective fields. Overvalued? Sure, of course some are overvalued using traditional metrics. Cyber is one example. But can you name foreign cyber security companies that’s not overvalued and used by USA firms? (I bought CRWD on IPO date in 2019). NVDA has forward PE of 18 and PEG of less than 0.5. Of course they won’t grow 70% in 2028 and of course their growth will slow down. (I bought NVDA in 2020 at $10). Which foreign companies have this type of PE and PEG? Samsung and Hynix do but they are in same boat as MU… I wonder how many ppl here have 35 years of investing experience…

SP500 in your brokerage account, SPYM VOO SPY your choice is VOO. In your Roth 100% VUG QQQM SPMO SCHG you choose.

I compare the top 10 holdings and weights of the 2 fundts not the names. SCHD and SCHG sound like a pair but SCHG's top 10 are about 60% of that fund and SCHD's top 25 holds none of those 3. SCHD's biggest position is Texas Instruments at 4.8%, as of Oct 29. The SCHD list came from an MCP market data server I tried and SCHG's from a finance site since the server doesn't cover every fund.

That makes sense—you’re testing a dividend sleeve alongside your core portfolio. Since you already hold VOO and SCHG, I’d compare the new sleeve’s combined top holdings with those funds so you can see what exposure it actually adds. I’d also decide in advance what success means for this experiment: growing income, total return, or simply learning how payouts behave through a downturn. Which matters most to you?

You can’t go wrong with either. I used to have SCHG and then ai sold when it was high cause of the ai bubble scare. Being committed to SCHD paid off immensely this year. Honestly, If you want dollar to dividend ratio. I would throw in VOO etf cause election days are near and SP500 overlaps a lot with SCHG and VGT. SCHG 10%+ holding into one company like Nvidia is just too much for me. I would do my research and add VOO while it’s under $700 per share. No one could tell the market and could do best accurately describe what’s best is up to the investor how they want to invest their money. You do you. for me its all about timing.

The right way and least risk. Six-months of living expenses in a HYSA. Then Combo: SCHD + SCHG or SCHD + VGT.