PH
Parker-Hannifin Corporation
stock NYSE

i would keep at least 1 year of funds in treasuries or super safe interest paying.
then a mix of growing dividends that are small like ABT, ADP, PH, etc maybe add MSFT, AVGO for some growth with div.
then do some pay me now stocks, REITs and utilities , like FR, TRNO, ES, PNW, WEC

if you dont want to do stock picking, you can just pick a few div growth ETF, DIVO, CTIF, DGRO, VIG and then just use VPQ and VPU for REITS and utilities.

Gold investment in PH

1. Ideally may license, sa ngayon kase tinatanggap ng mga buyers/sellers kahit wala. Which is a no-no professionally.
2. Track record, check mo kung maganda ba after-sales.
3. Legit ang DOS if registered sa Registry of Deeds. (You double check it too if wala ka tiwala)
4. 3weeks-6mos lang dito samin, I live in davao. But in other parts of PH, some takes 6mos-2years. Nakadepende rin sa estado ng title. If its TCT, its easy. If kunware DAR/CLOA ang title, umaabot ng 2years.
5. In your case, I am guessing naka mother title, pwede na yan ipa cut. Hindi pwede na di mo mapa process ang pag transfer ng title to you. Ang need lang talaga niyan is subdivision plan ng lote AND Extrajudicial Settlement, if multiple heirs/owners. Hindi pwede na antayin mabenta lahat.

You are better off listening for advice from international content creators, do some research about PH laws and try to apply it to your scenario. Sadly, PH finance content creators are not good.

Salamat. I found another 4 options:
1. A virtual office address which provides a real mail address but it's pricey for P7k/year.
2. Ask my landlord if I can use his address for free or maybe for a fee but there's privacy issues.
3. Retain my abroad address in the account but the new renter may open my mails which is a privacy issue.
4. Open another foreign stock broker which I found that can open clients with address in PH. This might be the logical one. I will probably split my funds to my current abroad stock broker and this new one since both doesnt have maintenance fees. If the current stock broker found out that I dont reside there anymore, I can transfer it to this new broker. What do you think?

Hi! Has anyone found a solution / workaround on this missing Bonds.PH app? I also lost access to it when I upgraded my iOS. Now I cannot reinstall kasi no longer available sa App Store. TIA!

Hello, not sure if this is the right flair.
May I ask, if meron ba pong subreddit for PH about gold? Parang most ng nakita ko is under this sub lang.
Salamat

I’ve been observing and contemplating investing in gold for the past two years since I don’t have any exposure to it yet (I currently hold US and PH stocks, as well as crypto). If you check here on Phinvest, you’ll see that many others have also asked about gold-related investments.
Last Friday, I finally decided to take the plunge and bought GFI, with plans to add GLD and possibly OGP locally. I’m avoiding physical gold for now since I don’t have the time or capacity to handle the buying, storage, and security aspects.

1. depends on your residency status. If PH resident then no US taxes provided the relevant forms are filed. But the BIR will tax you based on world wide income.
2. US Brokers will quote by price.
3. US Tbills use x/360

Any fixed-income traders here that has some experience in buying/selling US Treasury Bills? I have a few questions lang:
1. How is it taxed? If I bought a 52-week US treasury bill through a local bank, 20% rin ba?
2. How do you normally quote it? Price? yield? discount rate? AFAIK, PH treasury bills usually use yield as the quote
3. What's the day-count basis, /360 or /365?
Would greatly appreciate it if you can also provide a sample computation excel file to arrive at the total settlement amount. TYIA!

JAPAN TO PH FREIGHT SERVICE

So it was a gofundme for PH, looks good but my main issue with this is the donation process. I know one of the hardest things to implement on a MVP is the payment gateway and your workaround for this is by using crypto but brother this limits your audience by a big margin, trust me.

Have you tried sending jewelry items from PH to USA using philpost? Asking because I’d like to ask my friend to ship my item from PH to NJ,USA but not using FedEx or DHL as courier service since the price of shipping is too much

1. go to COL or whatever broker na may fund market.
2. buy ALFM GLOBAL MULTI-ASSET INCOME
3. chill
disclaimer:
not a financial advisor, and i know suboptimal to, pero i wouldnt trust myself personally picking stocks and PH market kinda sucks. and yes, medyo mataas overhead but capital preserver to (sort of) na medyo may income.

+1 here spread it out on a few blue chip PH companies. Dividens of 20k a month is very feasible. Enjoy the dividend while the equity increases in value.

In my personal experience as someone na may international stocks and PH stocks, mas confident akong mag invest internationally (ETFs) kasi kung pagbabasehan ang last 5 years, mas malaki pa rin ang kita kumpara sa PH market. Better to diversify if you can.