PAC
Grupo Aeroportuario del Pacifico, S.A.B. de C.V.
stockNYSEADR

Torres is a notorious grifter and would fold at the first $3.50 deposited in his super PAC by a gaming industry lobbyist

# Today is Friday, the 16th of October ## Upcoming events for Friday, October 16th - Stock splits: - KNDI @ **1:10** - Expected earnings: ATLO, BANF, BVFL, CFG, HDB, HIFS, HOST, IBN, MCBS, MTB, PBAM, RBCAA, RF, TFC, TRV - Ex-div: AMYY, AZYY, BBYY, BIOY, CBRL, CHAD, COYY, CRY, CWY, EASY, FBYY, FINY, FIYY, GWRS, HMYY, HOYY, HRZN, IMMR, IOYY, LOTI, MAAY, MDRR, MGRC, MTYY, MUYY, NUGY, NVYY, OXLC, OXLCM, OXLCN, OXLCO, OXSQ, PBHC, PLYY, QBY, QLDY, RBIL, RGCO, RGYY, RTYY, SATA, SEMY, SMYY, SPCT, TECY, TMYY, TQQY, TSYY, XBTY, XEY, YSPY, ZTOP - Economic events and announcements: - 4-Week Bill Auction (actual: 4.000%, previous: 3.980%) - 8-Week Bill Auction (actual: 4.050%, previous: 3.980%) - Atlanta Fed GDPNow (actual: 3.6%, consensus: 3.6%, previous: 3.6%) - Business Inventories (actual: 0.4%, consensus: 0.4%, previous: 0.9%) - Continuing Jobless Claims (actual: 1,710K, consensus: 1,710K, previous: 1,714K) - Core PPI (actual: 0.7%, consensus: 0.3%, previous: 0.2%) - Core PPI (actual: 5.0%, consensus: 4.4%, previous: 4.8%) - Core Retail Sales (actual: 0.9%, consensus: 0.6%, previous: 1.4%) - Crude Oil Imports (actual: -0.596M, previous: -0.053M) - Crude Oil Inventories (actual: -8.557M, consensus: 0.200M, previous: -3.186M) - Cushing Crude Oil Inventories (actual: 1.862M, previous: 0.444M) - Distillate Fuel Production (actual: -0.101M, previous: 0.287M) - EIA Refinery Crude Runs (actual: 0.135M, previous: 0.223M) - EIA Weekly Distillates Stocks (actual: -2.527M, consensus: -1.600M, previous: -0.042M) - EIA Weekly Refinery Utilization Rates (actual: 0.8%, previous: 0.2%) - Fed Chair Warsh Speaks - Fed's Balance Sheet (actual: 6,756B, previous: 6,748B) - Gasoline Inventories (actual: 3.518M, consensus: -0.500M, previous: 0.382M) - Gasoline Production (actual: -0.117M, previous: -0.117M) - Heating Oil Stockpiles (actual: -0.448M, previous: 0.668M) - IMF Meetings - Initial Jobless Claims (actual: 199K, consensus: 199K, previous: 198K) - Jobless Claims 4-Week Avg. (actual: 198.50K, previous: 198.25K) - NY Empire State Manufacturing Index (actual: 25.50, consensus: 12.10, previous: 7.60) - Natural Gas Storage (actual: 67B, consensus: 76B, previous: 85B) - PPI (actual: 1.3%, consensus: 0.6%, previous: 0.5%) - PPI (actual: 6.3%, consensus: 5.3%, previous: 5.6%) - PPI ex. Food/Energy/Transport (actual: 0.5%, previous: 0.3%) - PPI ex. Food/Energy/Transport (actual: 5.0%, previous: 4.8%) - Philadelphia Fed Manufacturing Index (actual: 20.9, consensus: 28.2, previous: 37.8) - Philly Fed Business Conditions (actual: 33.0, previous: 52.9) - Philly Fed CAPEX Index (actual: 34.90, previous: 37.10) - Philly Fed Employment (actual: 9.1, previous: 11.8) - Philly Fed New Orders (actual: 4.3, previous: 29.2) - Philly Fed Prices Paid (actual: 43.20, previous: 48.60) - Reserve Balances with Federal Reserve Banks (actual: 3.030T, previous: 3.022T) - Retail Control (actual: 0.1%, consensus: 0.3%, previous: 1.2%) - Retail Inventories Ex Auto (actual: 0.0%, consensus: 0.1%, previous: 0.1%) - Retail Sales (actual: 0.8%, consensus: 0.3%, previous: 1.3%) - Retail Sales (actual: 6.29%, previous: 5.56%) - Retail Sales Ex Gas/Autos (actual: 0.2%, previous: 1.1%) ## Upcoming events for Saturday, October 17th - Economic events and announcements: - CFTC Aluminium speculative net positions (previous: -0.9K) - CFTC Copper speculative net positions (previous: 69.4K) - CFTC Corn speculative net positions (previous: 452.5K) - CFTC Crude Oil speculative net positions (previous: 99.1K) - CFTC Gold speculative net positions (previous: 210.3K) - CFTC Nasdaq 100 speculative net positions (previous: 58.1K) - CFTC Natural Gas speculative net positions (previous: -236.4K) - CFTC S&P 500 speculative net positions (previous: -154.1K) - CFTC Silver speculative net positions (previous: 23.2K) - CFTC Soybeans speculative net positions (previous: 273.9K) - CFTC Wheat speculative net positions (previous: -16.0K) - Capacity Utilization Rate (consensus: 76.5%, previous: 76.3%) - Export Price Index (consensus: 1.0%, previous: 0.6%) - Export Price Index (previous: 8.6%) - Federal Budget Balance (consensus: -34.7B, previous: -167.0B) - IMF Meetings - Import Price Index (consensus: 0.9%, previous: 0.7%) - Import Price Index (previous: 7.0%) - Industrial Production (consensus: 0.4%, previous: 0.0%) - Industrial Production (previous: 1.42%) - Manufacturing Production (consensus: 0.3%, previous: -0.3%) - Overall Net Capital Flow (previous: 83.70B) - TIC Net Long-Term Transactions (consensus: 75.2B, previous: -27.9B) - TIC Net Long-Term Transactions including Swaps (previous: -27.90B) - U.S. Baker Hughes Oil Rig Count (previous: 462) - U.S. Baker Hughes Total Rig Count (previous: 603) - US Foreign Buying, T-bonds (previous: -3.60B) ## Upcoming events for Sunday, October 18th - Economic events and announcements: - IMF Meetings ## Upcoming events for Monday, October 19th - Stock splits: - AMTD @ **1:60** - CAPS @ **1:30** - FRGT @ **1:10** - GP @ **1:5** - OBAI @ **1:20** - Expected earnings: AERO, AGNC, BOKF, CCK, CLBK, CLF, COSO, DX, FITB, FNB, FUNC, HBCP, ISTR, KARO, MSS, NCPL, PAC, PEBK, RBB, RLI, RMCF, SFBS, SMBK, SMMT, STLD, WAL, WASH, WRB, WTFC, ZION - Ex-div: CHAD, DHC, FUNC, ILPT, RMR, SATA, SEVN, SVC, WDFC ^^^^2026-10-16

Hi everyone, I am writing to share my current financial situation, my operational choices, and the strategy I’ve planned for the coming months. My goal is to get feedback, ideas for improvement, or to identify potential issues I might have overlooked. Please bear in mind that I am well past middle age, so I tend not to look at very long time horizons; for me, a year or two is already a significant timeframe. Key data to assess my situation: \- Net salary: \~€1,400/month (employee). \- Net savings capacity: \~€500–€600/month. \- Currently, my liquidity (approx. €18,000) is held entirely in a BBVA current account (which acts as a withholding agent under the "administered regime" and pays 2.25% gross interest on the balance). I have a dual objective: To earn a return on my short-term reserve (1-year horizon) rather than leaving it unproductive, and to start a long-term DCA (Dollar-Cost Averaging) plan to grow my capital over time. I was thinking of allocating it as follows: A) Short-Term Reserve (1-Year Horizon): €11,000 Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C (XEON - ISIN: LU0290358497). Rationale: It replaces a traditional savings account. It tracks the ECB overnight rate (€STR) and guarantees a preferential tax rate of \~15.5% (thanks to the underlying European government bonds in the collateral basket), compared to the 26% rate applied to standard current or savings accounts. Additionally, it offers immediate liquidity and zero costs, aside from the initial purchase commissions. B). Operational Buffer in BBVA Current Account: \~€3,500 Rationale: Fund for day-to-day expenses and personal spending. By maintaining an average balance of around €3,500 in the current account, I continue to earn the bank's 2.25% gross interest while staying below the €5,000 threshold to avoid the state stamp duty (€34.20/year). C) Equity-based Regular Investment Plan (Long-term horizon: 5–10+ years) Total of €1,200 split between two sector-specific ETFs, purchased via limit orders: \-€600 in VanEck Semiconductor UCITS ETF (IE00BMC38736 / VVSM) (Semiconductors and advanced microchips) \-€600 in Xtrackers MSCI World Energy UCITS ETF (IE00BM67HM91 / XWEN) (Oil, Gas, and Energy Services) Going forward, I allocate €300 per month—drawn from my €500/month savings capacity—specifically for this investment. To minimize the impact of the broker's fixed fees (BBVA, €7 per transaction), I plan to make purchases of €1,200 every four months (€300 x 4 months), bringing the fee ratio to 1.17%; or does it make more sense to invest the money directly into the two ETFs each month? Everything is managed under the "administered regime" (tax-withheld) via BBVA (so no issues with the 730/Redditi tax return). No fixed stamp duty on the current account: average balance consistently kept below €5,000. That’s the plan—do you see any issues or flaws in this strategy for managing liquidity over a one-year horizon using the XEON money market ETF on BBVA? Any general thoughts on the balance between the defensive component (XEON + current account) and the two sector-specific equity ETFs chosen for the long-term accumulation plan (PAC)? BBVA also offers savings accounts, but the interest rates aren't attractive. Please don't hesitate to set me straight if I'm making a mistake; I'm here specifically to get constructive criticism before I start. PS, i live in Italy and english is not my main language, sorry for any error :) Thanks.

Makes me want to get back into the Super PAC game, I hate how dirty you gotta be just to come out clean. LOL