OUT
OUTFRONT Media Inc.
stockNYSE

Second post ko na ito on the G C A S H ipo (here’s the first one if may pake ka hahahaha: https://www.reddit.com/r/phinvest/s/zgX4KVn9Cr) MAHABA NA NAMAN. Sinubukan ko na paikliin kay Chatgpt Gemini Claude Grok. Pero tinatamad na ako so idea dump na lang tas bahala na kung babasahin ng iba. mahaba pa rin siya hahahaha Dati sinabi ko better 6-7 vs yung 10 ceiling. Eh ayun na nga at 6.6 ang offer. 🤣 But honestly thinking about it, salo na lang ako somewhere 4-5, I can be wrong, but parang deins pa rin pala ako at 6.6. I think the more interesting way to look at GCash now is not simply “expensive vs cheap.” It’s how much of a premium am I willing to pay for growth? At 6.6, GCash P/E is roughly 20x annualized H1 2026 earnings. So kung nasa 5, it’s roughly 15.5x. Kung 4, roughly 12.4x. These are based on annualizing H1 2026 net income, so obviously hindi ito exact FY2026 P/E. Just a way to compare the valuation at different entry prices. I’m comparing GCash to big Philippine banks that are trading at much lower multiple: roughly 7x-ish earnings for BDO/BPI while also paying dividends consistently at around 4–5%+ depending on the bank and share price. GCash doesn’t have an established dividend yield yet. And that’s not automatically a negative. In fact, if Mynt can reinvest the money and generate very high returns, I’d rather they do that than pay me a dividend. But it does change the equation. If I buy the other Ayala company BPI at a much lower P/E and get a \~5% dividend, I’m getting paid while I wait. If I buy GCash at 20x earnings with no established dividend, I’m paying upfront for something-somewhere-somehow-potentially-in the future growth. So the growth has to show up. Hence my hesitation even at a lowered offer of 6.6. H1 2026 net income was up only \~7.3%. Revenue was up \~10.4%. EBITDA actually declined \~4%. Meanwhile, payments grew \~23% and monthly active users grew \~11%. Yes, GCash is clearly still growing. I’m not arguing otherwise. The only question I’m asking is: **How much of that growth is actually translating into shareholder earnings?** The payment numbers are particularly interesting. Payment volume is growing strongly, but payment take rate reportedly fell from around 0.32% to 0.25%. This is consistent with my original concern about payments becoming more of a utility business. QRPh interoperability, lower transfer fees (actually mostly zero na nga since my last post), payment processors, etc. are great for consumers and merchants. But they can also make it harder for GCash to capture the same economics from every peso flowing through the platform. GCash GTV looks very impressive. But **GTV × take rate = economics.** You can have massive transaction growth while monetization gets harder. Which now brings me back to lending. This is probably the most important part of the GCash story that I’m watching now. GCash has a huge amount of data and a massive user base, even claiming 40M active users. You would think that data advantage really translates into better underwriting, lower losses and better risk-adjusted returns. Their lending could potentially become a very powerful growth engine. But data doesn’t magically eliminate credit risk. GCash’s reported NPL was around 4.9% in June, versus roughly 3.35% for the banking system. That’s not an apples-to-apples comparison because the loan products and borrowers are different, but it’s still something I want to watch PLUS the type of lending products/ offers matters. Traditional banks have mortgages, auto loans, secured business loans, corporate loans, etc. GCash’s lending opportunity is in smaller, unsecured consumer/MSME credit — potentially a huge, untapped market, but also potentially more sensitive to borrower stress. The question isn’t: “Why can’t GCash score borrowers better if they have all that data?” But: “How much does GCash’s data advantage actually translate into better credit performance and risk-adjusted returns?” If the answer is “a lot,” then I could become much more bullish to their CreditTech plans as it seems like that’s their next growth engine, the next 10x maybe in the next 10 years? Which now brings me back to valuation. 20x for a great company doesn’t mean it’s a great entry price. At that pricing, I’m still giving GCash a premium versus banks. I’m just not giving it *as much* of a premium. And I think that’s the key point. I’m not questioning whether GCash will grow. I’m asking myself how much of that growth I’m willing to pay for upfront. Could I change my mind? Absolutely. If earnings growth accelerates, NPLs continue improving, and the data advantage clearly translates into better credit economics, then I’m happy to pay a higher multiple. I’d rather change my mind because the numbers changed than defend an old Reddit post forever. 😂 PEACE (also may trolls last time na acct created in the past 5 days hahaha so as an experiment tignan din natin dito). NOT FINANCIAL ADVICE. RESEARCH. USE YOUR BRAIN. USE AI TOOLS. FIGURE IT OUT. TRADE AT YOUR OWN RISK.

Omg the stock market is gonna crash SELL SELL SELL EVERYONE. FREAK RHW FUCK OUT!!! JUST FREAKOUT!!! 😂😂😂😂

# WHY GOING OUT IS SO COSTLY. THE FCK # DID I JUST REALLY SPEND $276 FOR A SMALL BREAKFAST (FOR 2), A LUNCH, COFFEE AND ICECREAM???????? WTF

If anyone want to gain confidence, sharing one of my MF portfolio value. This is when everyone is complaining about Indian equity markets. Markets reward those who stay here for long term, and punishes those who are here for short term. Long-term doesn't mean LTCG type taxed terminology Long term, it means minimum of 10 years, ofcourse forgot to tell that this portfolio was created in 08/2019, slowly added through lump sum investment. I believe waiting patiently would reward much better than doing IN OUT transactions. https://preview.redd.it/fqc3zwe5nhth1.jpeg?width=1016&format=pjpg&auto=webp&s=bdfef378ee536c2fed21aea8bacfff6bd7aa33d3

Woo Hoo! Happy weekend. SO MUCH NEW STUFF! I just got a new name statue from u/Acceptable_Rooster50 and it is incredible. I showed him a GIF of a wizard frog wielding the hammer of banishment and in what seemed like minutes he had a 3D model of it and turned it into a Silver Frog holding the Hammer of Zen! - https://imgur.com/Xt3bcVa PROOF - https://imgur.com/l0mGvEY Offers accepted on multiple items. WATCH OUT FOR IMPERSONATORS. I WILL NEVER OPEN A CHAT WITH YOU. WANT IT? CHAT ME UP AFTER YOU COMMENT. BIN it and Win it. First to BIN gets it. Otherwise I decide the order in which I respond to chats. And to be fair to others BIN means Buy It **Now**, so no dilly-dallying or haggling. TABLE OF CONTENTS * Dragons * Vintage Silver * Gold * Kangaroos * Premium Silver * Fractional Silver * Perth Lunar Series I /--------------------------- ##DRAGONS **1x - 2024 1/4oz Gold Lunar Series III Dragon in OG Capsule. BU.** * $1225 (should be lowest price available) * https://imgur.com/aJNPFjk * https://imgur.com/0DssNHe **15x - 2024 1/2oz Silver Perth Colorized Lunar Dragons. Many colors and designs** * $59 each * 2x - Red Dragon - https://imgur.com/PSDmcoD * 2x - Blue/Orange Dragon - https://imgur.com/FizQrzc * 2x - Light Purple Dragon - https://imgur.com/BTkbFIM * 2x - Blue/Green Dragon - https://imgur.com/wgBHuE4 * 2x - Yellow Dragons - https://imgur.com/uyyWjHi * 2x - Dark Purple Dragon - https://imgur.com/Faz7HJs * 1x - Yellow Dragon - https://imgur.com/7Gx0o4j * 1x - Yellow, original lunar design dragon - https://imgur.com/7Gx0o4j **1x - 2023 China Mint 1oz Silver Dragon Boat Festival. In original capsule and sealed in pouch. 1,888 mintage. Only one I can find for sale is $1000** * $199 * https://imgur.com/uewoMBe * https://imgur.com/2ZHisY5 **2x - 2026 1oz Silver Perth Myths & Legends Dragon & Horse in original capsule. 20k mintage.** * $99 * https://imgur.com/vpx5BzI **3x - 2026 1oz Perth Dragon & Horse Colorized in original capsule. Two different colors. Comps are crazy.** * $129 each * 2x - Yellow Horse/Purple Dragon - https://imgur.com/KAYRXj7 * 1x - Orange Horse/Green Dragon - https://imgur.com/0pfTMM0 **1x - 1oz China Mint Silver Medal. Hu-Peh Province Double Dragon, 1 Tael restrike of very old coin. In capsule and sealed in mint pouch.** * $79 * https://imgur.com/grvCUUv * https://imgur.com/JiKPZ6N **1x - 1oz World of Dragons, the Welsh Dragon. In capsule.** * $89 * https://imgur.com/N3N8QO0 * https://imgur.com/BJPhbrA /--------------------------- ##VINTAGE SILVER **1x - 1oz Swiss of America Rolo, Golden West Teton** * $89 * https://imgur.com/ofLLyvv * https://imgur.com/vTZzTiY **1x - 1981 A-Mark 1oz Chunky Ingot. Everyone's favorite 1oz stacker!** * $85 * https://imgur.com/2x6KIK0 * https://imgur.com/LPqcr9g **1x - 1987 1oz Coeur D'alene Mines. Rochester Silver-Gold Mine Dedication Round. In capsule. Prooflike.** * $99 * https://imgur.com/akicylT * https://imgur.com/RxL7EEi **1x - 1oz Vintage Pandas with Wolf face on other side. Cool old round.** * $79 * https://imgur.com/roJd59y * https://imgur.com/MLVEicw **1x - Color Enamel 2oz Silver North American Wildlife Series Brown Bear. The enameled pieces are extremely hard to find. Great series if you are looking for one to collect** * $169 * https://imgur.com/A5TlUT1 * https://imgur.com/GxlwpL0 **1x - 1oz Hoffman & Hoffman High Relief Trade Unit. Eagle version** * $79 * https://imgur.com/rkEh2PP * https://imgur.com/sszb0dE **1x - 1oz Madison Mint High Wheeler. Excellent Condition. I like big bikes and I cannot lie...** * $79 * https://imgur.com/5AYiQu6 * https://imgur.com/nSRKaqs **1x - 1oz CCM California Crown Mint trade unit. Nice toning** * $75 * https://imgur.com/q6Xgm8o * https://imgur.com/OX4mr8Y **~~2x~~ 1x - 5oz CCM California Crown Mint Trade Unit Bars. Comes with capsule. ~~One is toned~~, the other is not.** * ~~$425 each~~ $379 * https://imgur.com/JzUlr1I * https://imgur.com/gN7XjBR /--------------------------- ##GOLD **1x - 2025 1/10oz Engelhard Revived Gold Prospector in original package.** * $485 * https://imgur.com/NjoonsA * https://imgur.com/oLddTTt **1x - 2014 5g PAMP lunar Horse in assay.** * $925 * https://imgur.com/HsJXzVw * https://imgur.com/UCknE1R **1x - 2020 .5g Perth Gold Mini-Roo in capsule.** * $88 * https://imgur.com/P3PPRSE * https://imgur.com/CzNRVxG **~~2x~~ 1x - 1945 Dos Pesos BU** * $229 each * https://imgur.com/1Hav6aD **1x - 2016 1/10oz Perth Proof Lunar Series II Monkey, in capsule. Scruffy. Some of it's on the capsule, and some on coin.** * $439 * https://imgur.com/zjZORKU * https://imgur.com/zr1wVTG **1x - 2025 Rwanda 1/12 oz Gold lunar snake sealed in OGP. Ultra low mintage of 888 on this amazing series struck in gold.** * $509 * https://imgur.com/gEX6vr1 * https://imgur.com/fhIMMhz **1x - 2026 Rwanda 1/12 oz Gold lunar horse sealed in OGP. Ultra low mintage of 888 on this amazing series struck in gold.** * $509 * https://imgur.com/5oLUHbV * https://imgur.com/6qbJqcE **~~3x~~ ~~2x~~ 1x - 2027 1/10th Gold Lunar Series 3 Goat! In OG Capsule. Fresh from the mint.** * $486 * https://imgur.com/F3plLkP * https://imgur.com/u5fDT8e **~~5x~~ 4x - 2027 1/20th Gold Lunar Series 3 Goat! Fresh from the mint.** * $279 each * https://imgur.com/DPUm5U6 * https://imgur.com/DragSYa * https://imgur.com/ViPIUrH **1x - 2001 1/20 Perth Lunar Series I Snake in original capsule** * $299 * https://imgur.com/zPD7IXm * https://imgur.com/bNVcdgX /--------------------------- ##ROYAL AUSSIE MINT KANGAROOS **Sweet Series, much different than the Perth style. I think they are waaay cooler than the Perth Series. These all come in the original mint packaging, which is a capsule on a color printed card.** * 1x - 1994 - $89 * https://imgur.com/t4QGpIX * https://imgur.com/3GtAbfn * 1x - 1995 - $89 * https://imgur.com/Dio70Fm * https://imgur.com/wu1lh2E * 1x - 1996 - $89 * https://imgur.com/NVA6aDG * https://imgur.com/1ZarG0p /--------------------------- ##PREMIUM SILVER **2x - 1oz 2022 Silver Libertad. BU.** * $99 each * https://imgur.com/7qDhDQc * https://imgur.com/7K92Vai **1x - 4.28oz Medallic Arts Co. California Bicentennial Bear Medal. This is one of the best they made! Comes with original box and paperwork. Very rare to have all the extras. Big and chunky and super high relief!** * $369 * https://imgur.com/3o9xO90 * https://imgur.com/NCWOrtz * https://imgur.com/U4vi64X **~~2x~~ 1x - 1oz Perth 2001 Silver Kookaburra. In original capsules.** * $85 * https://imgur.com/SNZsCGe * https://imgur.com/yB2BXUV **1x - 2021 1oz Perth Lunar Series III Ox in original capsule** * $79 * https://imgur.com/fdWYTAH * https://imgur.com/EJZU8hw **1x - 2021 1oz Perth Australia Zoo Cheetah. In capsule. This coin is amazing. The spots on the cheetah do wonderful things as you move the coin around. I can't exactly explain it, but I know you won't be disappointed when it's in your hands.** * $99 (check comps) * https://imgur.com/SF71pbD * https://imgur.com/d2n5XSx **1x - 2014 China Mint Silver Oval Colorized Lunar Horse in capsule. Super rare in the US and looks like a watercolor. Very neat piece.** * $99 * https://imgur.com/byOtHpk * https://imgur.com/BIKuNmX **1x - 2014 2oz Perth Lunar Series II Colorized Horse, in capsule** * $179 * https://imgur.com/adbKg6U * https://imgur.com/fhG26Am **1x - 2026 5oz Perth Colorized Lunar Series III Horse in original capsule** * $449 * https://imgur.com/Ky4uhYC * https://imgur.com/UU3lb0k **~~3x~~ 2x - 1oz Intaglio Mint Unicorn. Such a cool round. Intaglio does some amazing work.** * $75 each * https://imgur.com/cQ7hfDd * https://imgur.com/qlQkW8j **1x - 2016 1oz Kookaburra BU** * $75 * https://imgur.com/Ze7kSk4 * https://imgur.com/AzENxh7 **~~2x~~ 1x - 2022 2oz The Awakening Series - Welcome to Wall St. Clown. Great series, great price!! In capsule. BU.** * $149 each * https://imgur.com/QDpImW8 /--------------------------- ##FRACTIONAL SILVER **~~50x~~ ~~45x~~ ~~35x~~ 20x - Aztec 1/10 oz Silver Rounds** * $8.79 each * https://imgur.com/yiLpqU3 * https://imgur.com/az6JSaH **1x - 2021 1/2oz Perth Colorized Lunar Series III Ox. In capsule** * $55 * https://imgur.com/TKZddzI * https://imgur.com/wzKwwpN **~~40x~~ ~~6x~~ 4x - 2027 1/2 oz Silver Lunar Series 3 Goat! Also a cool design. A happy goat family. Super cute. Fresh from a mint sealed roll!** * $41 each * https://imgur.com/SDtPGsW * https://imgur.com/JsCAFMs * https://imgur.com/disbaKf **1x - 2015 Perth 1/2oz Lunar Series II Year of the goat. Fresh from a sealed roll and in original capsule.** * $40 each * https://imgur.com/ulKNAb2 * https://imgur.com/P0S4sQX **Silver Cast Weapons** * https://imgur.com/AhgkY3w * Gun 1 - 5g - ~~$35~~ $29 * Gun 4 - 3g - ~~$21~~ $15 **~~2x~~ 1x - 9g Donuts with sprinkles hand pour.** * ~~$48~~ $40 each * https://imgur.com/5rONBoZ * https://imgur.com/Oa3ZCAq * https://imgur.com/DPtt3VG /--------------------------- ##PERTH LUNAR SERIES I **~~4x~~ ~~3x~~ ~~2x~~ 1x - 2000 2oz Perth Lunar Series I Dragon in capsule** * $195 * https://imgur.com/R1XVB1A * https://imgur.com/4nzTTTf **~~4x~~ ~~3x~~ ~~2x~~ 1x - 2002 1oz Perth Lunar Series I Horse in capsule** * $98 each * https://imgur.com/h57rSNN * https://imgur.com/kQHGAvV **1x - 2005 1oz Gold Gilded Perth Lunar Series I Rooster in capsule. Check comps, they are crazy for the gilded ones.** * $119 * https://imgur.com/IeSRgAm * https://imgur.com/c02wh3l /--------------------------- ALL ITEMS SIGMA VERIFIED USA PAYMENT - Zelle, Venmo (NO NOTES), Paypal F&F, fiat cash, checks, money orders. Checks and Money orders need to fully clear first before I ship anything. USA SHIPPING - $6-19. I pack and ship like I like to receive it. Nicely secured, padded, and no jingling. I hand deliver to post office for scanning and will provide tracking. On higher dollar sales I may require registered mail charged at cost. RESPONSIBILITY - My responsibility ends when the package shows delivered in tracking. If you have a problem with porch pirates I recommend signature confirmation, which I can provide at cost. All items sigma verified. I stand behind what I sell 100%. ORDERS OVER $1000 REQUIRE PRIORITY w/ SIGNATURE TO BE FULLY INSURED. IF YOU WANT TO SAVE $4, REFUSE SIGNATURE AND TAKE RESPONSIBILITY FOR PACKAGE. (TOTAL COST IS $14-19 depending on size) SECURITY - All my proof pictures will contain my ZENPATHFINDER silver round name badge that u/UnresolvedEgo made. I love it. You should consider a name badge of your own if you sell. I am no dummy and any "mod" that says I am banned and they need my password to see my chats gets a nice teabagging pic and is reported. I will always use my custom name tag to provide proof via chat, just ask. I have 2FA on my account. LETS KEEP THIS SUB SAFE!

[WTS] CRAZY SALE - GRADED EAGLES AND OTHER SOVEREIGNS - GRADED MORGANS - GOLD FRACTIONAL EAGLES - Bullion - FRACTIONA SILVER - PLATINUM BRITANNIA - HUUUUGGGGEEE SLABS - NUMISMATICS - COPPER - AND MORE! CHECK IT OUT!!

> to lower our Debt/GDP ratio after WWII Wont work this time. In WW2 there were no credit cards and very fer 30 years mortgages. Inflate your way out this time and you'll have near 20% mortgage rate and 30%+ credit cards. People and Businesses with existing credit lines will be WIPED OUT. The needed rates would collapse Wall-Street, the middle-class and the housing markets. Its gonna happen but I dont expect anyone to pull the trigger and take the blame.

[Proof Photo](https://imgur.com/a/LnY3jzi) EasyGold silver price at time of post: $60.39/oz 1x APMEX 100 Troy Oz Bar **$6100** 2x APMEX Kilo Bar **$2000 per** 2x APMEX 10oz Bar **$620 per** 2x Year of the Rat 2020 10oz Bar **$615 per** 1x Fine Mint Kilo Bar **$2000** 1x Fine Mint 5oz Bar **$302 (spot)** **LOT PRICE** **241 troy oz total = $14,553 (spot) + shipping** Please Read I WILL NEVER REACH OUT TO YOU FIRST I had some goober try to impersonate me and reached out to a few people on my last post. Only by typing 'chat' under this post will initiate a chat between us. 2FA enabled. Payments: Zelle (preferred) | Venmo | ECheck | Wire (for purchases above $10,000) Payments must be received within 24 hours of claim/”BIN” or deal will auto cancel. No exceptions. Do not BIN if you don’t have immediate funds available. This is unfair to other potential bidders and could result in you being permanently blocked. Shipping everywhere. $8 (or more depending on weight) USPS; $20 for office - $30-$50 for home FedEx 2-Day + Insurance Avail. $1 per $1000 Insured; Signature Req. +$8 • ⁠Item(s) has been evaluated and verified by a GIA Graduate Gemologist. • ⁠If you would like more information, photos, and/or videos of the listed items please do not hesitate to ask

NEW SWING PICKS COMING OUT ON SUNDAY!

Last night I went to Dollar General to get some milk and 4 signs on the doors read WE ARE OUT OF POKEMON CARDS! ...I thought to myself that's one helluva advertising campaign...Strike the FOMO urge

I AM GONNA EAT HER OUT

# what is this shit? 29 shares of BB???? CHEAP FAKE?? GET THE F OUT OF HERE