FI
Fiserv, Inc.
stock NYSE

Medallion Signature Guarantee for a wire? never heard of a FI wanting that

That makes it even more suspicious and even more reason for a hold. I work at a bank so I know. Check fraud is very real and putting every check in without a hold is how the teller will lose their job. Because checks will return and the FI will be out money, which means the teller will lose their job.

May I ask what you do and how much you get paid ? I do know bank policies are more strict and I think the way they handle money is different as well depending on the size of the FI

Mine are those :
Bank sector: SPGI, NDAQ, ICE, FI and USB.
In my opinion, CVS future growth seems worth the shot.
NVDA price looks not too pricy for growth forecast

Thank you for your response.
Need to find head hunters then on the FI side to figure something out.

1. No. And every local MBS (autocorrect suggested “lol Mabel”) is very different so portability of knowledge will be on the low side.
2. Dubai seems to be the shizzle at the moment if you can adapt to that lifestyle. Pretty much every large fund has an office there
3. I don’t think you are locked into a single product like this. This said, you’re probably locked-in in FI as asset class somewhat.

Removed as off-topic for this sub: per sub rules, discussions should be relevant to the Bogleheads passive investment philosophy.
This seems more appropriate for a FI/RE specific subreddit

Thats actually what FI means in FIRE

Bin 35 und hab letztes Jahr das erste Mal Stunden reduziert. Mit ca. 42 wird Arbeit optional bei mir.
Ich verdiene ca. 48k netto. p.a. und meine Frau etwas weniger. Unsere Ausgaben nach dem Berufsleben werden steigen, aber das ist berücksichtigt in der Planung.
Bei 13-16k Haushaltsnetto wäre ich wahrscheinlich deutlich eher FI gewesen.

I think it is the things that you don't mention that matter. How did you end up with an apartment and over 3.5m in other investments by the time when you are 27yo? You don't mention your house that you are living in or your partner or kids, or other family commitments.
>but I am aiming for complete financial independence before the age of 30.
You are 27yo now. While you will have more assets by the time you are 30yo, you will not reach FI unless there are things you have not told us.
Speaking very generally, you can use the "4% rule". Meaning you can withdraw 4% of your total assets each year and it will last you for 30 years. So, if you want 50k in expenses each month, you will need to have 15m invested (15m x 4% / 12 months). This is just a guide, but if you consider the fact that you will live beyond another 30 years and there is a lot of living to be done in that time, you need to earn more and invest more.
>Ive been conservative with my approach but now I am willing to explore other options.
Going into more risky investments should be treated with extreme caution. Consider investing in the S&P500 index ETFs or All-World MSCI ETF. All your risk is currently in the Philippines. This is the simplest and safest way to diversity.
And while I don't know what this "2M in our "umpukan" that will earn 400k/ year" is, I would be very cautious about it as that sort of return is no sustainable forever.. Your apartment that earns 18,500 a month is nice, but you don't mention association dues, property tax, insurance, repairs, tenant issues, etc.
I am not trying to be critical, but more trying to encourage you to look long term and think ahead for than just a few years. Increase your salary potential, save as much as you can and invest as often as you can in sensible investments. There is no reliable shortcut to long term wealth.