CTO
CTO Realty Growth, Inc.
stock NYSE

r/DOVU
I am just an investor, no affiliations. Links have been included in post. An amazing project, had to share.
Currently around #500 on [coingecko](https://www.coingecko.com/en/coins/dovu). Was #1500+ last year. #1 ReFi crypto in the world.
<40m marketcap for now.
10b tokens, all in circulation. Best [staking](https://dovu.earth/en/) mechanism in all of crypto. 58%+ tokens staked. Great new [site](https://dovu.ai/).
Built on [Hedera](https://hedera.com/case-study/dovu/) (HBAR) number 1 HTS token on Hedera.
Amazing community on Reddit, X and Discord. Very active CEO and CTO. Very transparent.
RWA. Tokenising carbon credits. Just signed a $1billion+ deal in the US with [VCH](https://x.com/dovuofficial/status/1998090023451906408#) verified by BCarbon with minting of tokens starting last week.
MiCa approved. T1 CEX listing approved (Kraken) on the Kraken [roadmap](https://www.kraken.com/listings), will be listed shortly.
On the table with India, China and Australia for similar and bigger deals than the US one.
Outperformed BTC and alts past year. +200%
Link to online [interviews](https://www.reddit.com/r/DOVU/comments/1p76i76/new_investors_some_great_vids_and_recordings_to/) with the CEO.
Thank you for reading.
🕊️

Essentially yeah, the hope with any investment. Buy low and hope the price goes up! But the mechanism that will drive the price up is the important part. Hope alone won’t get you there.
Regarding distribution, Kendu has probably the best distribution of any project in the memecoin space. I don’t know if you are familiar with the Herfindahl–Hirschman index, but it’s basically a way to calculate market concentration. 0 is perfect and 10,000 is a monopoly.
Kendu has an HHI score of 25. This means the supply is extremely well distributed across a range of holders and very very few whales dominate the supply.
Aka, no need to worry about the creators (who don’t exist as Kendu is a CTO) or early whales with controlling stakes.

# Today is Wednesday, the 18th of February
## Upcoming events for Wednesday, February 18th
- Stock splits:
- CNUCF @ **1:10**
- NDLS @ **1:8**
- Expected earnings:
ADAM, ADGM, ADI, AGI, AMPL, ARR, ASPI, AWK, AWR, BBOT, BHC, BKD, BKNG, BLCO, BLFY, BMRN, BNL, BORR, BTG, CAKE, CAMT, CAR, CDE, CF, CLH, CLW, CMRE, CMTG, CNK, COCO, COKE, CPHI, CRH, CRL, CSTM, CUB, CVI, CVNA, CWAN, CYH, DAN, DASH, DINO, ECO, EIX, EQX, FDP, FIG, FLYE, FOLD, FPI, FSM, FVRR, GLBE, GOOD, GPN, GRMN, GROW, HLF, HRL, HSBC, HST, HTFL, ICL, ICLR, ILPT, INVH, JACK, JLL, JXN, KAI, KALU, KGC, LBTYA, LBTYB, LBTYK, LCII, LILA, LILAK, LINK, LITS, LNAI, LOPE, LUNG, MAC, MANU, MATV, MCO, MCW, MFA, MFIN, MLYS, MMLP, MNOV, NDSN, NGD, NMTC, NP, NPO, NTR, NXDR, OBDC, OGE, OGS, OII, OMC, OPLN, OR, OSW, OTF, OXY, PAAS, PCSC, PERI, PFSA, PODD, PRAA, PRE, PRG, PUMP, RDN, RELY, RGLD, RGR, RIO, RS, SABR, SAH, SB, SBXD, SEDG, SEVN, SPNT, TAP, TAP.A, TBI, TFPM, TGB, TK, TNK, TNL, TPL, TROX, TS, TSE, TX, UAN, UCFI, VALE, VCIC, VIVS, VRSK, WES, WH, WINA, WING, XTIA, ZBIO, ZTEK
- Ex-div:
CTSH, FCFS, FEAT, FIVY, GAIN, GLAD, GOOD, GOODN, GOODO, HAS, HNNA, LAND, LANDO, LANDP, LSTR, MKTX, MST, OOQB, OOSB, POWL, QDTY, QLDY, QQQI, RDTY, SDTY, SOLT, SOLZ, THRV, TSYX, TWIN, WMG, XRPI, XRPT, YBMN
- Economic events and announcements:
- 3-Month Bill Auction (actual: 3.600%, previous: 3.600%)
- 6-Month Bill Auction (actual: 3.500%, previous: 3.500%)
- ADP Employment Change Weekly (actual: 10.30K, previous: 7.80K)
- CB Employment Trends Index (actual: 105.06, previous: 104.51)
- FOMC Member Daly Speaks
- Fed Vice Chair for Supervision Barr Speaks
- NAHB Housing Market Index (actual: 36, consensus: 38, previous: 37)
- NY Empire State Manufacturing Index (actual: 7.10, consensus: 6.40, previous: 7.70)
## Upcoming events for Thursday, February 19th
- Stock splits:
- AURE @ **1:10**
- ZDAI @ **1:16**
- INTS @ **1:25**
- Expected earnings:
ACCO, ACH, ACIC, AG, AGM, AHL, AKAM, ALIT, ALRM, AMH, AMN, APPN, ARDX, ASIC, AVAL, AXTI, BABA, BAND, BBDC, BBIO, BRC, CARG, CBIO, CC, CCEC, CELH, CENX, CERS, CGAU, CHH, CNP, COLD, CPRT, CQP, CSAI, CTO, CV, CVE, CWK, CWST, DAVA, DBX, DE, DGICA, DGICB, DMLP, DNOW, DTM, ED, EGO, EIG, ELME, EPAM, ESAB, ETSY, EVRG, EXR, FET, FG, FGBI, FIVN, FIX, FND, FNF, FTI, FUN, GATX, GFI, GH, GHI, GLPI, GRAL, GREE, GTX, HG, HHH, HLIT, HMR, IAUX, ICUI, IDA, IDYA, IMPP, INDI, INSG, INSM, INV, IPW, IRTC, ITGR, ITIC, JAKK, JCAP, KIDZ, KLAR, LAUR, LBRX, LIDR, LIMN, LKQ, LMND, LNT, LYV, LZ, MD, MDGL, MELI, MHH, MLCI, MODD, MPT, MTLS, MTUS, NABL, NEM, NEXM, NICE, NIQ, NMAX, NMM, NOEM, NU, OLED, ONTO, OPEN, PBFS, PDYN, PEW, PK, PKST, PLSE, POOL, PRAX, PRDO, PRTA, PSHG, PTCT, PTN, PWR, RAIN, RBNE, RIG, RMAX, RMNI, RNG, SCKT, SEM, SFM, SII, SO, SOC, ST, STRW, SVV, TALK, TECK, THRM, TLX, TNDM, TRGP, TTRX, TV, TVTX, TXRH, TZOO, UEIC, ULH, ULS, UP, UPBD, USAR, VAL, VC, VICR, VOXR, VTMX, W, WEAV, WFCF, WK, WKC, WMT, WSC, WW, WYFI, XPRO, YETI
- Ex-div:
AEBI, AMAT, BOKF, LFUS, MSFT, TPG, VRSN, WWD
- Economic events and announcements:
- 20-Year Bond Auction (previous: 4.846%)
- API Weekly Crude Oil Stock (previous: 13.400M)
- Atlanta Fed GDPNow (consensus: 3.7%, previous: 3.7%)
- Building Permits (consensus: -0.2%, previous: -0.3%)
- Building Permits (consensus: 1.400M, previous: 1.411M)
- Capacity Utilization Rate (consensus: 76.6%, previous: 76.3%)
- Core Durable Goods Orders (consensus: 0.3%, previous: 0.4%)
- Durable Goods Orders (consensus: -1.8%, previous: 5.3%)
- Durables Excluding Defense (previous: 6.5%)
- Durables Excluding Transport (consensus: 0.3%, previous: 0.4%)
- FOMC Meeting Minutes
- FOMC Member Bowman Speaks
- Goods Orders Non Defense Ex Air (consensus: 0.5%, previous: 0.4%)
- Housing Starts (consensus: 1.310M, previous: 1.246M)
- Housing Starts (previous: -4.6%)
- Industrial Production (consensus: 0.4%, previous: 0.4%)
- Industrial Production (previous: 1.99%)
- MBA 30-Year Mortgage Rate (previous: 6.21%)
- MBA Mortgage Applications (previous: -0.3%)
- MBA Purchase Index (previous: 161.5)
- Manufacturing Production (consensus: 0.4%, previous: 0.2%)
- Mortgage Market Index (previous: 329.9)
- Mortgage Refinance Index (previous: 1,284.6)
- Overall Net Capital Flow (previous: 212.00B)
- Redbook (previous: 6.5%)
- TIC Net Long-Term Transactions (previous: 220.2B)
- TIC Net Long-Term Transactions including Swaps (consensus: 128.60B, previous: 220.20B)
- US Foreign Buying, T-bonds (previous: 85.60B)
## Upcoming events for Friday, February 20th
- Stock splits:
- PNXPF @ **1:2**
- Expected earnings:
AD, AIRO, ALBT, APVO, ARAI, ASIX, AU, BCPC, BRN, CCOI, CEPO, CLPR, CMDB, DNOW, FGNX, FORA, GASS, GIG, GTBP, HBM, IGC, IQST, ITRM, LAMR, NOMA, NTHI, NUTR, OIS, PPL, PTGX, RVYL, SAFX, SBLX, SBSW, SCLX, SEV, SGRP, SONM, TDS, TGL, TRNR, TXNM, USBC, UUU, WU, XXI
- Ex-div:
AUDC, CBC, GLDI, KRT, PAX, REGN, RGP, RPRX, RRR, SLVO, USLM, USOI
- Economic events and announcements:
- 30-Year TIPS Auction (previous: 2.650%)
- 4-Week Bill Auction (previous: 3.630%)
- 8-Week Bill Auction (previous: 3.630%)
- Atlanta Fed GDPNow
- Continuing Jobless Claims (previous: 1,862K)
- Crude Oil Imports (previous: 0.912M)
- Crude Oil Inventories (consensus: 2.300M, previous: 8.530M)
- Cushing Crude Oil Inventories (previous: 1.071M)
- Distillate Fuel Production (previous: 0.045M)
- EIA Refinery Crude Runs (previous: -0.029M)
- EIA Weekly Distillates Stocks (consensus: -1.600M, previous: -2.703M)
- EIA Weekly Refinery Utilization Rates (previous: -1.1%)
- Exports (previous: 292.10B)
- FOMC Member Bostic Speaks
- FOMC Member Bowman Speaks
- FOMC Member Kashkari Speaks
- Fed Goolsbee Speaks
- Fed's Balance Sheet (previous: 6,622B)
- Gasoline Inventories (consensus: -0.200M, previous: 1.160M)
- Gasoline Production (previous: 0.139M)
- Goods Trade Balance (consensus: -86.00B, previous: -84.72B)
- Heating Oil Stockpiles (previous: 0.202M)
- Imports (previous: 348.90B)
- Initial Jobless Claims (consensus: 223K, previous: 227K)
- Jobless Claims 4-Week Avg. (previous: 219.50K)
- Natural Gas Storage (previous: -249B)
- Pending Home Sales (consensus: 1.4%, previous: -9.3%)
- Pending Home Sales Index (previous: 71.8)
- Philadelphia Fed Manufacturing Index (consensus: 7.5, previous: 12.6)
- Philly Fed Business Conditions (previous: 25.5)
- Philly Fed CAPEX Index (previous: 30.30)
- Philly Fed Employment (previous: 9.7)
- Philly Fed New Orders (previous: 14.4)
- Philly Fed Prices Paid (previous: 46.90)
- Reserve Balances with Federal Reserve Banks (previous: 2.958T)
- Retail Inventories Ex Auto (previous: 0.0%)
- Trade Balance (consensus: 55.50B, previous: -56.80B)
- US Leading Index (previous: -0.3%)
- Wholesale Inventories (consensus: 0.2%, previous: 0.2%)
## Upcoming events for Saturday, February 21st
- Economic events and announcements:
- Atlanta Fed GDPNow
- CFTC Aluminium speculative net positions (previous: -3.2K)
- CFTC Copper speculative net positions (previous: 45.9K)
- CFTC Corn speculative net positions (previous: -18.3K)
- CFTC Crude Oil speculative net positions (previous: 117.8K)
- CFTC Gold speculative net positions (previous: 160.0K)
- CFTC Nasdaq 100 speculative net positions (previous: 13.4K)
- CFTC Natural Gas speculative net positions (previous: -171.9K)
- CFTC S&P 500 speculative net positions (previous: -105.1K)
- CFTC Silver speculative net positions (previous: 23.0K)
- CFTC Soybeans speculative net positions (previous: 146.3K)
- CFTC Wheat speculative net positions (previous: -71.3K)
- Core PCE Price Index (consensus: 0.3%, previous: 0.2%)
- Core PCE Price Index (consensus: 3.0%, previous: 2.8%)
- Core PCE Prices (previous: 2.90%)
- Dallas Fed PCE (previous: 1.50%)
- FOMC Member Bostic Speaks
- Fed Logan Speaks
- GDP (consensus: 2.8%, previous: 4.4%)
- GDP Price Index (consensus: 3.2%, previous: 3.7%)
- GDP Sales (previous: 4.5%)
- Michigan 1-Year Inflation Expectations (consensus: 3.5%, previous: 3.5%)
- Michigan 5-Year Inflation Expectations (consensus: 3.4%, previous: 3.4%)
- Michigan Consumer Expectations (consensus: 56.6, previous: 56.6)
- Michigan Consumer Sentiment (consensus: 57.3, previous: 57.3)
- Michigan Current Conditions (consensus: 58.3, previous: 58.3)
- New Home Sales (consensus: 735K, previous: 737K)
- New Home Sales (previous: -0.1%)
- PCE Price index (consensus: 2.9%, previous: 2.8%)
- PCE Prices (previous: 2.8%)
- PCE price index (consensus: 0.4%, previous: 0.2%)
- Personal Income (consensus: 0.3%, previous: 0.3%)
- Personal Spending (consensus: 0.4%, previous: 0.5%)
- Real Consumer Spending (previous: 3.5%)
- Real Personal Consumption (previous: 0.3%)
- S&P Global Composite PMI (previous: 53.0)
- S&P Global Manufacturing PMI (consensus: 52.1, previous: 52.4)
- S&P Global Services PMI (consensus: 52.8, previous: 52.7)
- U.S. Baker Hughes Oil Rig Count (previous: 409)
- U.S. Baker Hughes Total Rig Count (previous: 551)
^^^^2026-02-18

> Enterprises won't vibe code their tech stack.

They're certainly trying lol. A CTO with an engineering background doesn't want it but the rest of the idiots do.

yea info seems to be off. if this info is true, it makes it seem like the brothers squeezed the work outta their CTO whilst enjoying the fruits of his labor.

Wall Street is dead wrong about the death of SaaS. The narrative that AI will let every company build their own software for pennies, misses how enterprise business actually functions.
SMB revenue is a rounding error.
The bear case focuses on small businesses using AI to replace simple tools, but major SaaS players live on the Fortune 500. Large enterprises don’t buy software just for features. They buy SOC2 compliance, HIPAA, and legal accountability. They need one throat to choke when things break. An AI generated app built by a prompt doesn't offer that.
Enterprises won't vibe code their tech stack.
A global bank focuses on moving money, not maintaining a custom built, AI generated CRM. Vibe coding might make the initial build fast, but it doesn't make maintenance free. Managing a fleet of custom, AI generated microservices is a nightmare that no CTO wants. Companies will always pay to outsource their non-core context (HR, CRM, Project Management) so they can focus on their core domain.
The disruptors themselves are seat-based SaaS businesses. The most glaring hole in the argument is that OpenAI and Anthropic, the companies supposedly killing the seat-based model, are seat based SaaS companies. ChatGPT Team and Claude for Business charge $25–$30 per user. They are selling a glorified assistant as a subscription. If the leaders of the AI revolution are leaning into the seat based model, the model isn't dying - it’s being validated.
The value of SaaS has always been about outsourcing complexity for a predictable fee. AI doesn't change that value proposition, it just changes the toolkit.

There are firings. This year many senior engineers from Core engineering were fired who were tenured for many many years and loyal. They were thrown out before the bonus.
Top level management is stingy and cheap. They pay poorly. Always have to be on guard. They fired CTO last year. This year more senior people.
Avoid. Avoid. Avoid.
Culture = below market pay. clueless CTOs with no technology background. viewed as cost center that must be optimized.

Even a quick ChatGPT will tell you Algorand is not Quantum Resistant. You have to be quantum secure from genesis or you run into all kinds of problems.

'Algorand’s CTO has publicly stated that while history protection is done, **accounts and consensus are still vulnerable** and need quantum-safe upgrades — estimating they are roughly *one-third* of the way to full quantum security.'

There are tons of blockchains coming out claiming they are Quantum Resistant almost none of them are.
QRL has been the leader in this space since 2018. Lockheed Martin even filed a patent using QRL for secure communications.

Been following dog, can't seem to find any negative news other than CTO left?

# Today is Tuesday, the 17th of February
## Upcoming events for Tuesday, February 17th
- Stock splits:
- EEIQ @ **1:16**
- INTJ @ **1:20**
- JFBR @ **1:14**
- MANVF @ **1:10**
- PEVM @ **1:10**
- SMX @ **1:5**
- WTO @ **1:5**
- Expected earnings:
ACLS, ALLE, AMRZ, ANDE, ARVN, ATRC, BBNX, BELFA, BELFB, BENF, BHF, BIOX, BLDR, BRSP, CAPS, CCEP, CDNS, CE, CEG, CEVA, CHCT, CNH, CNVS, CRNT, CSR, CZR, DFIN, DJCO, DTE, DVN, ECC, ENLT, EQT, ESI, ESRT, ET, ETOR, EXE, FE, FEAM, FELE, FLR, FSP, GKOS, GLDD, GMAB, GNK, GPC, GSHD, GSM, HALO, HCKT, HIHO, HIVE, HL, HLMN, HRI, HUN, IAG, IHG, IOSP, ITRI, JBGS, JELD, KNF, KRG, KRYS, KVUE, LDOS, LESL, LGIH, LH, LPX, LZB, MCY, MDT, MED, MITT, MKSI, NEO, NESR, NNE, OEC, ORIC, PANW, PBI, PDCC, PEN, PGC, POCI, QMCO, QUAD, RBA, ROG, RSG, RSI, RUSHA, RUSHB, SGI, SHIP, SMWB, SSII, SSRM, STAA, STHO, SUN, SUNC, SXC, TCMD, TELO, TFII, TOL, TPCS, TRAK, TRTX, USAC, USNA, VENU, VMC, VMI, VRAR, WAY, WSBF, WSO, WSO.B, WTTR, YCBD
- Ex-div:
BKR, BOTJ, CNXN, HRZN, KLAC, MBCN, MSEX, NATH, NHTC, PECO, PSMT, PWP, RBIL, TRI, USCB, YBST, YBTY, ZTOP
- Economic events and announcements:
- FOMC Member Bowman Speaks
- United States - Washington's Birthday
## Upcoming events for Wednesday, February 18th
- Stock splits:
- CNUCF @ **1:10**
- NDLS @ **1:8**
- Expected earnings:
ADAM, ADGM, ADI, AGI, AMPL, ARR, ASPI, AWK, AWR, BBOT, BHC, BKD, BKNG, BLCO, BLFY, BMRN, BNL, BORR, BTG, CAKE, CAMT, CAR, CDE, CF, CLH, CLW, CMRE, CMTG, CNK, COCO, COKE, CPHI, CRH, CRL, CSTM, CUB, CVI, CVNA, CWAN, CYH, DAN, DASH, DINO, ECO, EIX, EQX, FDP, FIG, FLYE, FOLD, FPI, FSM, FVRR, GLBE, GOOD, GPN, GRMN, GROW, HLF, HRL, HSBC, HST, HTFL, ICL, ICLR, ILPT, INVH, JACK, JLL, JXN, KAI, KALU, KGC, LBTYA, LBTYB, LBTYK, LCII, LILA, LILAK, LINK, LITS, LNAI, LOPE, LUNG, MAC, MANU, MATV, MCO, MCW, MFA, MFIN, MLYS, MMLP, MNOV, NDSN, NGD, NMTC, NP, NPO, NTR, NXDR, OBDC, OGE, OGS, OII, OMC, OPLN, OR, OSW, OTF, OXY, PAAS, PCSC, PERI, PFSA, PODD, PRAA, PRE, PRG, PUMP, RDN, RELY, RGLD, RGR, RIO, RS, SABR, SAH, SB, SBXD, SEDG, SEVN, SPNT, TAP, TAP.A, TBI, TFPM, TGB, TK, TNK, TNL, TPL, TROX, TS, TSE, TX, UAN, UCFI, VALE, VCIC, VIVS, VRSK, WES, WH, WINA, WING, XTIA, ZBIO, ZTEK
- Ex-div:
CTSH, FCFS, GAIN, GLAD, GOOD, GOODN, GOODO, HAS, HNNA, LAND, LANDO, LANDP, LSTR, MKTX, POWL, TWIN, WMG
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.600%)
- 6-Month Bill Auction (previous: 3.500%)
- ADP Employment Change Weekly (previous: 6.50K)
- CB Employment Trends Index (previous: 104.27)
- FOMC Member Daly Speaks
- Fed Vice Chair for Supervision Barr Speaks
- NAHB Housing Market Index (consensus: 38, previous: 37)
- NY Empire State Manufacturing Index (consensus: 6.40, previous: 7.70)
## Upcoming events for Thursday, February 19th
- Expected earnings:
ACCO, ACH, ACIC, AG, AGM, AKAM, ALIT, ALRM, AMH, AMN, APPN, ARDX, ASIC, AVAL, AXTI, BABA, BAND, BBDC, BBIO, BRC, CARG, CC, CCEC, CELH, CENX, CERS, CGAU, CHH, CNP, COLD, CPRT, CQP, CTO, CVE, CWK, CWST, DAVA, DBX, DE, DGICA, DGICB, DMLP, DTM, ED, EGO, EIG, EPAM, ESAB, ETSY, EVRG, EXR, FET, FG, FGBI, FIVN, FIX, FND, FNF, FTI, FUN, GATX, GFI, GH, GHI, GLPI, GRAL, GTX, HG, HHH, HLIT, HMR, IAUX, ICUI, IDA, INDI, INSG, INSM, IRTC, ITGR, JAKK, KIDZ, KLAR, LAUR, LBRX, LIDR, LKQ, LMND, LNT, LYV, LZ, MD, MDGL, MELI, MHH, MOFG, MPT, MTLS, MTUS, NABL, NEM, NICE, NMM, NU, OLED, ONTO, OPEN, PBFS, PDYN, PK, PKST, PLSE, POOL, PRAX, PRDO, PRTA, PSHG, PTCT, PWR, RIG, RMAX, RMNI, RNG, SCKT, SEM, SFM, SII, SO, ST, STRW, SVV, TALK, TECK, THRM, TLX, TNDM, TRGP, TV, TVTX, TXRH, TZOO, UEIC, ULH, ULS, UP, UPBD, USAR, VAL, VC, VICR, VOXR, VTMX, W, WEAV, WFCF, WK, WKC, WMT, WSC, WW, XPRO, YETI
- Ex-div:
AEBI, AMAT, BOKF, LFUS, MSFT, TPG, VRSN, WWD
- Economic events and announcements:
- 20-Year Bond Auction (previous: 4.846%)
- API Weekly Crude Oil Stock (previous: 13.400M)
- Atlanta Fed GDPNow (consensus: 3.7%, previous: 3.7%)
- Building Permits (consensus: -0.2%, previous: -0.3%)
- Building Permits (consensus: 1.400M, previous: 1.411M)
- Capacity Utilization Rate (consensus: 76.5%, previous: 76.3%)
- Core Durable Goods Orders (consensus: 0.3%, previous: 0.4%)
- Durable Goods Orders (consensus: -1.7%, previous: 5.3%)
- Durables Excluding Defense (previous: 6.5%)
- Durables Excluding Transport (consensus: 0.3%, previous: 0.4%)
- FOMC Meeting Minutes
- FOMC Member Bowman Speaks
- Goods Orders Non Defense Ex Air (consensus: 0.5%, previous: 0.7%)
- Housing Starts (consensus: 1.310M, previous: 1.246M)
- Housing Starts (previous: -4.6%)
- Industrial Production (consensus: 0.4%, previous: 0.4%)
- Industrial Production (previous: 1.99%)
- MBA 30-Year Mortgage Rate (previous: 6.21%)
- MBA Mortgage Applications (previous: -0.3%)
- MBA Purchase Index (previous: 161.5)
- Manufacturing Production (consensus: 0.4%, previous: 0.2%)
- Mortgage Market Index (previous: 329.9)
- Mortgage Refinance Index (previous: 1,284.6)
- Overall Net Capital Flow (previous: 212.00B)
- Redbook (previous: 6.5%)
- TIC Net Long-Term Transactions (previous: 220.2B)
- TIC Net Long-Term Transactions including Swaps (consensus: 128.60B, previous: 220.20B)
- US Foreign Buying, T-bonds (previous: 85.60B)
## Upcoming events for Friday, February 20th
- Expected earnings:
AD, ASIX, AU, BCPC, CCOI, CMDB, GASS, GTBP, HBM, ITRM, LAMR, NOMA, OIS, POR, PPL, PTGX, SBSW, SONM, TDS, TXNM, WU
- Ex-div:
AUDC, CBC, GLDI, KRT, PAX, REGN, RGP, RPRX, RRR, SLVO, USLM, USOI
- Economic events and announcements:
- 30-Year TIPS Auction (previous: 2.650%)
- 4-Week Bill Auction (previous: 3.630%)
- 8-Week Bill Auction (previous: 3.630%)
- Atlanta Fed GDPNow
- Continuing Jobless Claims (previous: 1,862K)
- Crude Oil Imports (previous: 0.912M)
- Crude Oil Inventories (previous: 8.530M)
- Cushing Crude Oil Inventories (previous: 1.071M)
- Distillate Fuel Production (previous: 0.045M)
- EIA Refinery Crude Runs (previous: -0.029M)
- EIA Weekly Distillates Stocks (previous: -2.703M)
- EIA Weekly Refinery Utilization Rates (previous: -1.1%)
- Exports (previous: 292.10B)
- FOMC Member Bostic Speaks
- FOMC Member Bowman Speaks
- FOMC Member Kashkari Speaks
- Fed Goolsbee Speaks
- Fed's Balance Sheet (previous: 6,622B)
- Gasoline Inventories (previous: 1.160M)
- Gasoline Production (previous: 0.139M)
- Goods Trade Balance (consensus: -85.20B, previous: -84.72B)
- Heating Oil Stockpiles (previous: 0.202M)
- Imports (previous: 348.90B)
- Initial Jobless Claims (consensus: 229K, previous: 227K)
- Jobless Claims 4-Week Avg. (previous: 219.50K)
- Natural Gas Storage (previous: -249B)
- Pending Home Sales (consensus: 2.4%, previous: -9.3%)
- Pending Home Sales Index (previous: 71.8)
- Philadelphia Fed Manufacturing Index (consensus: 7.8, previous: 12.6)
- Philly Fed Business Conditions (previous: 25.5)
- Philly Fed CAPEX Index (previous: 30.30)
- Philly Fed Employment (previous: 9.7)
- Philly Fed New Orders (previous: 14.4)
- Philly Fed Prices Paid (previous: 46.90)
- Reserve Balances with Federal Reserve Banks (previous: 2.958T)
- Retail Inventories Ex Auto (previous: 0.0%)
- Trade Balance (consensus: 55.50B, previous: -56.80B)
- Wholesale Inventories (consensus: 0.2%, previous: 0.2%)
^^^^2026-02-17

Ceragon’s New Patent Shows How Its Qualcomm‑Trained CTO Is Building AI‑Native 6G Backhaul

“Ceragon’s New Patent Shows How Its Qualcomm‑Trained CTO Is Building AI‑Native 6G Backhaul”

$Wilson CTO is going crazy

Mouais. La métal c un taux net de 1,74% et un livret A 1,5%. Sachant que ces comptes épargne ne doivent servir que de filet de sécurité (petite somme en cas de pépin, et/ou pour tenir quelques mois. Le plus gros de ton épargne doit aller en PEA ou CTO): si tu y tapes disons -20k, la métal te rapporte même pas 50 euros de plus que le livret A.
Or comparé à l’abonnement premium, la métal coûte dans les 65 euros plus cher!
Je suis pas sûr que ça en vaille la peine. Surtout vu la fiabilité de cette banque.

Although one of those was their CTO so maybe that's a good sign they are trying to move in a different / more systematic direction...

If you’ve been in crypto long enough, you know the cycles have a sense of humor… and a memory. When liquidity comes back, it doesn’t just chase random new tickers. It rotates into name-brand memes—the OG stuff people actually recognize on Reddit and Twitter.
And yeah… Monkey Haircut is one of those.
Call it a resurrection season if you want: the Barbershop is open for business and the monkey is rising again. $MONK is simple, clean, and instantly memorable. In a space full of overcomplicated “utility” promises and VC narratives, Monkey Haircut is refreshingly honest:
Don’t think too hard. It’s just a monkey getting a haircut.
Why $MONK works:
Memorable name — you see it once, you remember it forever
Goofy + funny af memes — the content basically writes itself
Scalable, diverse graphics — endless edits, formats, and variations
Worldwide appeal — everyone loves monkeys; it’s not niche
Safe for work — not divisive, not edgy, not weird
Emoji friendly 🐒🙈💈 — perfect for replies + social spam
Strong community — real believers, not scripted influencers
Decentralized + CTO — community takeover, not VC-controlled
And this part matters: $MONK isn’t some venture-capitalist, backroom allocation coin. It’s a community-driven comeback story. Some tokens are literally built for comebacks… and Monkey Haircut is one of them.
So if you’re looking for the best type of meme exposure—OG, recognizable, marketable, and easy to rally behind—$MONK checks the boxes.
It's The Greatest Haircut in the Cryptoverse.
Join the Jungle Barbershop… and thank us later.
Smart money, dumb profits. 🙏🐒💈

If you’ve been in crypto long enough, you know the cycles have a sense of humor… and a memory. When liquidity comes back, it doesn’t just chase random new tickers. It rotates into name-brand memes—the OG stuff people actually recognize on Reddit and Twitter.
And yeah… Monkey Haircut is one of those.
Call it a resurrection season if you want: the Barbershop is open for business and the monkey is rising again. $MONK is simple, clean, and instantly memorable. In a space full of overcomplicated “utility” promises and VC narratives, Monkey Haircut is refreshingly honest:
Don’t think too hard. It’s just a monkey getting a haircut.
Why $MONK works:
Memorable name — you see it once, you remember it forever
Goofy + funny af memes — the content basically writes itself
Scalable, diverse graphics — endless edits, formats, and variations
Worldwide appeal — everyone loves monkeys; it’s not niche
Safe for work — not divisive, not edgy, not weird
Emoji friendly 🐒🙈💈 — perfect for replies + social spam
Strong community — real believers, not scripted influencers
Decentralized + CTO — community takeover, not VC-controlled
And this part matters: $MONK isn’t some venture-capitalist, backroom allocation coin. It’s a community-driven comeback story. Some tokens are literally built for comebacks… and Monkey Haircut is one of them.
So if you’re looking for the best type of meme exposure—OG, recognizable, marketable, and easy to rally behind—$MONK checks the boxes.
It's The Greatest Haircut in the Cryptoverse.
Join the Jungle Barbershop… and thank us later.
Smart money, dumb profits. 🙏🐒💈

I’ve been looking closely at the recent dip in the software sector (with the MSCI Software Index down nearly 20%+), and I’m calling it: The rumors of the "SaaS Death" are greatly exaggerated.
While the market is pricing in a massive disruption by AI-native startups, it’s overlooking four fundamental truths that favor the incumbents:
1. "Vibe Coding" vs. Enterprise Reality 🏗️
Sure, you can "vibe code" a slick frontend in minutes today. But enterprise software isn't about UI—it’s about complex integrations, legacy data silos, and non-negotiable security protocols. You don't just "prompt" your way into replacing a global ERP or CRM system overnight. The "moat" of complexity is real.
2. New cheap competitors:
I don’t see new AI startups winning the "Trust War" anytime soon. Large organizations don't just buy code; they buy reliability, brand reputation, and accountability. When it comes to sensitive corporate data, a CTO will choose a vetted partner like Salesforce or ServiceNow over a "move fast and break things" AI startup every single time. You can't vibe-code a decades-old relationship. This companies alao have trust, brand Reputation and a working sales team which new cheap AI products will not have.
3. The In-House Trap: AI makes it possible, but not cheap 🛠️
The common counter-argument is that companies will just build their own tools in-house using AI. While AI does lower the barrier to building, the Total Cost of Ownership (TCO) remains the killer. Building a custom CRM is one thing; maintaining it, securing it, and keeping up with the rapid pace of AI innovation is another. For most enterprises, a specialized SaaS tool remains significantly cheaper and more efficient than a bloated in-house project even with the use of AI.
4. The Efficiency Dividend & AaaS (Agents as a Service) ⚡💰
Software giants are their own best AI customers, seeing massive internal margin expansion by using AI in their own dev cycles. Simultaneously, they are upselling. By layering AI Agents and "Token-based" features on top of existing seats, companies like ServiceNow and Palantir are effectively raising their ARPU (Average Revenue Per User) right now.
The 3-4 Year Horizon:
Will AI cause structural problems eventually? Possibly. But in the short term? I expect these companies to beat expectations in the upcoming earnings calls and head back toward All-Time Highs (ATH).
Bottom line: The current panic feels less like a fundamental shift and more like a massive "Buy the Dip" opportunity. (Not financial advice, of course! 😉)
For me I bought Service Now, Autocut, Hubspot, Saleaforce, Uber, Lyft, Unity etc.
But also shortet Adobe as I think they would really be losing.

CTO Sankar responds:
This is peak [KimDotcom](https://x.com/KimDotcom)
: nuclear-grade claims, zero evidence, maximum "trust me bro" energy, and a side of "any day now" copium.

You're "chosen as a trusted partner" for this dump to Russia/China? ...the guy who predicted Hillary's arrest, Seth Rich leaks, and Mueller's downfall—batting .000 on credibility.

If the data ever drops (spoiler: it won't), I'll eat my ontology.

Palantir still standing. Kim still stanning.


[https://x.com/ssankar/status/2023218231117488223?s=20](https://x.com/ssankar/status/2023218231117488223?s=20)

Planned or not, seeing the CTO exit positions at 149 while retail is buying the AI hype is worth noting. Insiders usually have a better grasp of the long-term compensation refresh cycle than we do. If they aren't holding for 200+, it makes you wonder about the internal valuation model.