COL
Inmobiliaria Colonial S.A.
stock NYSE

ang weird lang ni COL website. kasi yung layout niya parang pang mobile or parang pang CRT monitor sa liit.
ang dami pang white space around hindi nag a-auto expand

thank you po :)
yeah i think research wise better ang COL plus ang dami nilang free webinars, na hindi ko nakikita with dragonfi, but im still searching parin.

Better Research Scope - COL
Better UI and easier entry to premium feature - DragonFi
Yung website at app since manual research at self study ako, I prefer DF more since mas modern siya. COL works better on the website but outdate siya and COL Pro can only be access to those who have Premium accounts, yung mga meron Php 1M AUM sa COL while DF Php 50k yung Prime and you have all the DF features. Mas active pa DF lalo na for the retailers.

COL Financial or DragonFi?

Meron ba stock brokerage na may rest api? I currently have COL financial, first Metro sec and BPI trade pero pag may online stock brokerage that offer rest API I'll gladly jump ship.

Recently got into investing thanks to my dad and been getting advice from him aswell.
Currently, I use [https://www.colfinancial.com/](https://www.colfinancial.com/), which I believe like all broker apps, requires you to deposit ₱1,000 before you can start. The UI is pretty old, but very much easy and navigatable for beginners! Their mobile app isn't open to all yet and is only accessible by a select amount of users (I believe).
As for tips, I'd recommend you have a specific amount in mind that you're willing to put in the market each month (that's my interval, feel free to invest how often you want), and from that specific amount, take like 70% of it and put it into blue chip stocks while the other 30% can go to more aggressive/volatile stocks!
The usual tips would be:
\- Don't take out a loan/debt to invest
\- Only invest what you don't mind losing
\- Research the stock market
\- Have an excel sheet or something to track your portfolio (COL and others also show your overall portfolio, but it's nicer to have an actual tracker on your end)

prolly an 8. Sobrang laking improvement over my old broker COL plus may mobile app. Onti-onti na silang nagdadagdag ng features na nami-miss ko from COL like emails bawat dating ng dividends tas market insights naman thru viber.
Nakukulangan lang ako sa offer nilang MFs. Hopefully dumami like ng FMS at COL.

10/10 for me… better than COL, Philstocks, BDO… and I have all four

For COL Premium members, 'yung may worth >1M nang investments sa platform.

hello po I would like to ask you guys ano po trustable site ng investment ng stocks? naka invest na po ako sa COL so I like also to try to open another account.

Current NW at 21.5M. No income except investment income. I have been using. Money manager most of my life and want to start doing it myself to avoid fees.
Most of positions are in large cap equities with very large positions in GOOG, APPL, NVDA, and COSTC. I have some real long term gains issues, most of my stocks have appreciated 7-12x from their cost basis.
I only have 940k in debt on my house. I do love in a HCOL area, SoCal, where my long term cap gains is approx 30ish percent fed + state.
My COL is about 650k before taxes when I take out advisory fees. I have about 1.5 years of living expenses. I am 40 years old, married, with three young kids.
What type of withdrawal strategy would you guys recommend- 4%, risk adjusted rails? What about diversification strategy- bucket, barbell etc?
I really like the wisdom in this group and would love some feedback!

COL Pro

Open account any broker COL, FMS, Dragonfy start investing PCA study fundamentals and TA for buy entry.. GoodLuck

I am investing in USA and Philippines local market bluechip stocks. This is why I love AI like Grok, ChatGPT. Im flying to Manila to get my TIN number to open a local brokerage account with DragonFI. They are also connected with SEC in America. COL Financial is also a good one.

At 25, starting with a UITF is a good move - low barrier, managed by professionals. Since you’re still building confidence, you can explore Pag-IBIG MP2 (5-year savings program, tax-free, government-backed) for low-risk returns. For stocks, COL Financial and BPI Trade are trusted brokers in the Philippines. Always invest based on your goals, risk tolerance, and timeline. Build emergency savings first before investing more.

Hi mga ka-PHInvest! 👋
I’ve been reading through posts here and finally decided to ask for advice.
I’m 25, working full-time with around ₱10,000/month that I can set aside for investing. I already have a digital bank emergency fund (₱50k) and no major debt. I want to start investing for the long-term (retirement or future house maybe).
Questions:
Is it better to start with MP2, mutual funds, or direct stocks?
What brokers or apps do you recommend for beginners (BPI Trade, COL, GInvest, etc.)?
Any red flags or common newbie mistakes I should watch out for?
I know I still have a lot to learn, so I’d appreciate any guidance or even links to beginner-friendly resources.
Salamat po in advance! 🙏

Kung ayaw mo m cancel wag mong i "good till day" yung order, "good till month" ata or "good till cancel"(alinman jan, di ko j kasi masyadong gamit COL, fms and dragonfi madlaas gamit).
Or order sa market price, yung na kahilera sa side ng sell dun ka bumili para matic filled order, if you think the price is good for you

I hear you, but basic costs are taking up a higher proportion of peoples income which lessens their ability to invest and get ahead anyways. Its sad but as much as people want to take advantage of these free, low cost investment options, most Americans especially younger just can’t unless they make a certain amount of money which takes time more often than not. Or just live at home longer (what I did). A lot of entry level jobs are still starting college grads at the same 40-80k level they did 10-20 years ago, accept the COL has raised while wages have more or less stagnated the past few years.
I’m one of those 20 something year olds who touched a six figure net worth last year. It felt unremarkable because I realized I will be getting ripped off for a house in comparison to if I had did what I did a couple decades ago. I lived with my parents and worked my tail off to invest as much as I could and delayed gratification. I don’t drink anymore and haven’t in years, don’t consume illicit substances. Never traveled outside of the states with exception to mexico. Yet it still feels like I’m getting the short end of the stick completely, and thats with me being PRIVILEGED to have lived in a healthy, middle class household. Not rich by any means but enough that I could focus on getting ahead.
I do respect that Gen X looked past the doom and gloom and lived through some pretty tough periods and still managed to do it with a smile. I respect my parents for never giving up and affording us the life we lived despite both of them coming from low income households. It gives me confidence we will weather through this eventually but it’s going to be tough.

I don't mean to speak "officially", since I'm hardly an expert but I would say that if you are looking for aggressive investments, Bogle is probably not the methodology for you. Bogle is more about *steady accumulation* rather that spiked wins/losses.
(I do not recommend the following, but am just telling you what is out there.)
If you insist on something exceedingly aggressive, you could try looking into subreddits that talk about funds, etc. that focus on growth investments. More aggressive: small cap growth funds. Even more aggressive: international growth funds. Even more aggressive still: emerging market growth funds.
With Bogle, you're looking more towards: steady increases over long periods of time. Any setback by downturns would work themselves out through recovery efforts long before retirement age.
My personal recommendation would be something like this:
Aggressive *actions* not aggressive *investments*.
1. Move to a much better COL area. Even if you have to live many states away from friends and family.
2. Do not offer to assist with college for your kid at all, even if you feel bad about it. That window has passed - she should go to a school within whatever state her residence is listed as, or on 100% scholarship.
3. If you are paying off any car loans, pay it off in full, or sell it. *Any* cash outflow is an enemy you must slaughter without mercy. Settle it, or kill it.
4. Continue paying your taxes.
5. Max out any retirement account you can, even if you have to live on literal rice and beans. Live far below your means, to an aggressive degree. You need to make up for a lifetime of low accumulation. Anything you currently do have will lose money, year-over-year due to inflation (4%) every single year.
If you have a lot of debt besides what you have mentioned, I'd encourage you to check out the advice offered by Dave Ramsey, or by The Money Guy Show. Both offer similar, but distinct takes on finances; I like The Money Guys a little bit more, because Dave can be a little too stubborn at times, but they are both good sources to start with.

Funny enough, $60k in 2012 is roughly $81,500 today. Dead on this average per OP. I think what makes these comparisons difficult to gauge is that COL varies widely state to state and city to city. $81k in most cities is a good salary, but try living in NYC on $81k/year.