BAC
Bank of America Corporation
stock NYSE

BAC gotta be 0.4

I'd start first with ETFs tbh. Much less volatile, and instant diversification. Then add stocks later because they fulfill a unique purpose in your portfolio or because you've done your research and have decided to take the risk. Not just because some guy on the internet said it was good. You know what I mean?
That being said, here are some options I like:
ETFs: SCHD, DGRO
Stocks: KO, PEP, KDP, O, MAIN, BAC, WMT, T, STAG, WM, EIX, ED, CL, UL.
Just avoid dividend traps - stocks whose NAV has dropped consistently over the years, maybe they have a 10% dividend return, but the NAV erosion will whittle your returns to nothing. I'd also avoid covered call strategy ETFs like QYLD, JEPI, etc. - they promise a lot of income, and for now they deliver, but again, NAV erosion can eat away your overall returns. Best to go the modest, long term route, than the fast income now route.

Funny to see BAC down 11%. My blood alcohol level was way up that day

Just an aside, after the 2008 financial crisis, BAC was at 5 dollars when my dad bought a few hundred. Helped pay for my mom's house.

You might make some money on BAC but it's a ridiculous exaggeration to say currently or anytime in the past bac was the best opportunity of all time

If you want a somewhat safe dividen paying stock, sure. BAC probably isn't a bad pick. 
But BAC is a relatively conservative finacial institution. They don't attempt to have nearly the same growth as their other competitors. Just look at JPM. 
What about BAC's growth plan do you like? Are they entering or expanding into any big new markets or products?  Thinking this is the "Best all time opportunity stocks ever"  is just confusing.. 

Best all time opportunity stocks ever; I say BAC

everyone is talking about the iran war and trump’s tariffs, but i wanted to see which companies are actually panicking in their official sec filings. i spent my entire weekend digging through the "risk factors" section of the 2 most recent 10-Ks for 98 s&p 500 companies.
i looked for 8 specific themes: tariffs, war, geopolitical, oil/energy, sanctions, supply chain, interest rates, and recession.
here is the data. some of this makes zero sense on paper, but the 10-Ks don't lie.
# the "macro risk" top 10 (highest exposure)
|ticker|company|exposure score|key risk mentions|
|:-|:-|:-|:-|
|MS|morgan stanley|95.6|221 total (massive geopolitical/war)|
|C|citigroup|91.2|269 total (highest volume in the scan)|
|BAC|bank of america|80.4|102 mentions|
|GS|goldman sachs|67.2|heavy institutional/trading risk|
|JPM|jpmorgan|62.1|systemic macro exposure|
|CVX|chevron|58.0|188 oil/energy mentions (obviously)|
|BLK|blackrock|52.1|asset management/global exposure|
|EOG|eog resources|50.2|142 oil mentions|
|CDNS|cadence|45.6|21 tariff mentions (semis getting hit)|
|REGN|regeneron|43.7|36 tariff mentions (surprising for pharma)|
# the "safe haven" list (the ones who don't care)
if you're looking for where to hide, these companies basically didn't even mention the war or tariffs in their risk factors:
* **PGR** (progressive): only 7 mentions total.
* **UNH** (unitedhealth): 6 mentions.
* **NFLX** (netflix): 6 mentions.
* **COST** (costco): 8 mentions.
# 3 things that surprised me:
1. banks are the real "war" stocks: i expected oil companies to be #1, but morgan stanley and citi are screaming about geopolitical risk way louder. they are terrified of credit defaults and trade finance collapsing while the market is at all-time highs.
2. the semiconductor "sanction" trap: nvda (ranked #13) and cdns have massive exposure to sanctions and tariffs. nvda has 50 mentions of "sanctions" alone. the "ai moat" is built on a very fragile geopolitical foundation. if the strait stays closed, the supply chain for chips is toast.
3. pharma is not immune: regeneron (regn) has 36 tariff mentions. i didn't realize how much their supply chain for raw materials is tied to the current trade war.
# the "so what?"
the market is pricing in a "soft landing" or a "short war," but the banks are writing 200+ page warnings about systemic collapse. either the banks are being overly cautious for legal reasons, or they are seeing a credit crunch that the retail market is completely ignoring.
i'm personally looking at costco and progressive as the only real "sleep at night" stocks right now.
what am i missing? are the banks just covering their asses with legal boilerplate, or is the risk in the financial sector a legitimate warning for the entire s&p 500?
not financial advice. i'm just a guy who spent too much time on sec edgar this weekend.

everyone is talking about the iran war and trump’s tariffs, but i wanted to see which companies are actually panicking in their official sec filings.
i built a tool to scan the "risk factors" section of the 2 most recent 10-Ks for 98 s&p 500 companies. i looked for 8 keyword groups: tariffs, war, geopolitical, oil/energy, sanctions, supply chain, interest rates, and recession.
here is the data. some of this makes zero sense on paper, but the 10-Ks don't lie.
# the "macro risk" top 10 (highest exposure score)
|ticker|company|exposure score|key risk mentions|
|:-|:-|:-|:-|
|MS|morgan stanley|95.6|221 total (massive geopolitical/war)|
|C|citigroup|91.2|269 total (highest volume in the scan)|
|BAC|bank of america|80.4|102 mentions|
|GS|goldman sachs|67.2|heavy institutional/trading risk|
|JPM|jpmorgan|62.1|systemic macro exposure|
|CVX|chevron|58.0|188 oil/energy mentions (obviously)|
|BLK|blackrock|52.1|asset management/global exposure|
|EOG|eog resources|50.2|142 oil mentions|
|CDNS|cadence|45.6|21 tariff mentions (semis getting hit)|
|REGN|regeneron|43.7|36 tariff mentions (surprising for pharma)|
# the "safe haven" list (lowest exposure score)
if you're looking for where to hide, these companies basically didn't even mention the war or tariffs in their risk factors:
* **PGR** (progressive): score 6.4 (7 mentions)
* **UNH** (unitedhealth): score 8.7 (6 mentions)
* **NFLX** (netflix): score 11.08 (6 mentions)
* **COST** (costco): score 11.6 (8 mentions)
# 3 things that surprised me in the data:
1. banks are the real "war" stocks: i expected oil companies to be #1, but morgan stanley and citi are screaming about geopolitical risk way louder. they are terrified of credit defaults and trade finance collapsing.
2. the semiconductor "sanction" trap: nvda (ranked #13) and cdns have massive exposure to sanctions and tariffs. nvda has 50 mentions of "sanctions" alone. the "ai moat" is built on a very fragile geopolitical foundation.
3. pharma is not immune: regeneron (regn) has 36 tariff mentions. i didn't realize how much their supply chain for raw materials is tied to the current trade war.
# the "so what?"
the market is pricing in a "soft landing" or a "short war," but the banks are writing 200+ page warnings about systemic collapse. either the banks are being overly cautious for legal reasons, or they are seeing a credit crunch that the retail market is completely ignoring.
i'm personally looking at costco and progressive as the only real "sleep at night" stocks right now.
what am i missing? are the banks just covering their asses with legal boilerplate, or is the 95.6 risk score on morgan stanley a legitimate warning for the entire s&p 500?
note: i used a tool i'm building called riskradar to pull this data from sec edgar. it’s keyword-based, so it’s not perfect, but i manually verified the top 10 and the warnings are legitimate.
not financial advice. all data from official 10-K filings.

BAC just settled a lawsuit that probably should have cost them more and they seem undervalued compared to the way JPM has gone up… and there is bullish call activity… BAC “probably” isn’t going to have a bank run if something like that regional bank bs happens again… buy under 50 with a stop below 45/46 seems safe enough