ACA
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No it’s not crazy but you also should consider your health insurance cost will be much higher while unemployed because you will be paying COBRA or ACA premiums. You may also need money to break a lease or to do repairs to get your house ready to sell if you end up with a job in a new location.

No, ACA costs me nothing after the max subsidy. I am on the bottom of the scale for eligibility due to lower MAGI
[https://www.molinahealthcare.com/\~/media/Molina/PublicWebsite/PDF/members/oh/es-us/Marketplace/benefits-silver-100.pdf](https://www.molinahealthcare.com/~/media/Molina/PublicWebsite/PDF/members/oh/es-us/Marketplace/benefits-silver-100.pdf)

California expanded medicaid and that matching money was supposed to end 5 yrs after the ACA passed in 2008. it kept getting extended. (non expansion states new that was not sustainable) Then under newsome to get more matching funds they included Illegals in california medicaid and even before th federal cuts it was unsustainable and bankrupting state and newsome was trying to undo it. so

Do you think American taxpayers should pay for Medicaid and SNAP for illegal immigrants or for those people who are able to work but refuse to work?
Lots of half truths in your analysis.
For example, if someone loses Medicaid coverage, they are not paying $6000 - $9000 for health insurance. Premiums are subsidized based on income under the ACA. I know people that pay much less than $100 per month for coverage.
Many American citizens will now BECOME eligible for Medicaid because the “no tax on tips” and “no tax on overtime” lowered their Adjusted Gross Income which is used to determine eligibility.
In 1996, similar work requirements were added to Medicaid and TANF when Bill Clinton was president, but were later removed. Trump tried to add them back in his first term and Biden removed them.
Claiming that removing green energy subsidies is going to raise the cost of energy is laughable. Increasing oil, gas, and nuclear production has already lowered the cost of energy compared to the last 4 years.
I do agree that the SALT deductions should not have been raised, but they had to do that to get votes from Republicans in left leaning districts.
And the item on deficit expansion causing inflation is also laughable when spending has been out of control since Biden became president and inflation went up to 9% and was 3% when Biden left office and has been dropping since Trump took office despite Democrats claiming Trump was going to cause inflation to go up. The CBO is particularly bad at scoring tax cuts. They assume a low GDP growth rate, that tax revenues decrease into the future (which is the opposite of what normally happens), and that interest rates will remain high—all of which are bad assumptions.

I want to caveat that I am not an advanced investor and am between 85%-95% invested in ETFs (hold elf, nvda, unh, tsla, goog, kkr) but healthcare/insurance just happens to be my profession 😄. So I think speculation impacted a lot of the healthcare sector after BBB. And then with the Centene news last week, just impacted everything. ACA exchange plans have always performed poorly, there’s no healthy people to pay premiums to offset the sick…it’s 99% unhealthy people purchasing through the marketplace with a smattering of other individuals.
I’m watching elevance, they are a BUCA (blue cross, uhc, Cigna, Aetna), not going anywhere. Centene…they have some companies (Magellan and a pbm) that operate on the commercial side but their business comes from Medicare and Medicaid…I’m not sure if they will recover.

Great, working Americans just got hit with the biggest Federal Income Tax increase in generations with the BBB, why not really grind the boot in their necks with a massive sales tax too-they'll have more money to spend on Trump Tax when they can't afford the increased ACA subsidies.