Z
Zillow Group, Inc. Class C Capital Stock
stock NASDAQ

Correct me if I am wrong but would this boil down to something like the following:
X: IPO Stock Price
Y: Normalized Stock price after a period
Z: % of Stock on Index
A: Initial Index Price
Impact on the fund is A - [(X-Y)/Z] assuming all other inputs to the index are static.

[Highlow TUI in live action ](https://i.redd.it/4ymwou8veyyg1.gif)
I recently built this tool to help me gauge intraday market dynamics. It really helps with accumulation and distribution + gauging market direction on those retracements mid session. More info on my profile, but here are a few new features I’m excited to get your feedback on:
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Hi all,
Looking for some advice on what to do with \~$100k cash that we have sitting in a checking account, debating putting a big chunk in the market. I'm 31 yo, looking to buy my first house in the next two years and would like to liquidate some of my investments to do so. My trading account has 270k in it, have $500 monthly automatic deposits into SPY, could probably bump up.
My investing strategy has shifted to just putting $ into SPY but have little amounts here and there in ETFs or single stocks but when I see how good my returns have been with SPY, makes me debate shifting my whole portfolio there. Including my portfolio positions below. I use Fidelity.
|**Symbol**|**Description**|**Current Value**|**Percent Of Account**|
|:-|:-|:-|:-|
|SPY|STATE STREET SPDR S&P 500 ETF UNITS|$104521.63|39.60%|
|ONEQ|FIDELITY NASDAQ COMPOSITE INDEX ETF|$30696.72|11.63%|
|AAPL|APPLE INC|$14904.84|5.65%|
|COST|COSTCO WHOLESALE CORP COM|$14887.16|5.64%|
|UFOX|ETF SER SOLUTIONS DEFIANCE CONNECT|$9701.16|3.68%|
|FQAL|FIDELITY QUALITY FACTOR ETF|$8340.04|3.16%|
|MSFT|MICROSOFT CORP|$8172.34|3.10%|
|GOOG|ALPHABET INC CAP STK CL C|$6942.79|2.63%|
|GLD|SPDR GOLD TR GOLD SHS|$6347.70|2.41%|
|DBP|INVESCO DB MULTI-SECTOR COMMOD PRECIOUS METAL|$6098.61|2.31%|
|FTEC|FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF|$5801.63|2.20%|
|FSTA|FIDELITY MSCI CONSUMER STAPLES INDEX ETF|$5434.43|2.06%|
|AMZN|[AMAZON.COM](http://amazon.com/) INC|$5365.20|2.03%|
|FDIS|FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF|$4467.08|1.69%|
|ARKW|ARK ETF TR NEXT GNRTN INTER|$4384.05|1.66%|
|PKG|PACKAGING CORP OF AMERICA COM USD0.01|$3256.07|1.23%|
|TMUS|T-MOBILE US INC COM|$3059.71|1.16%|
|ABBV|ABBVIE INC COM USD0.01|$2436.64|0.92%|
|ABNB|AIRBNB INC COM CL A|$2124.90|0.81%|
|QQQJ|INVESCO EXCHANGE-TRADED FD TR NASDAQNXTGEN100|$2104.07|0.80%|
|IYG|ISHARES US FINANCIAL SERVICES ETF|$1985.53|0.75%|
|TGT|TARGET CORP|$1933.86|0.73%|
|NVS|NOVARTIS AG SPONSORED ADR|$1842.23|0.70%|
|IPAY|AMPLIFY ETF TRUST AMPLIFY DIGITAL PAYMENTS ETF|$1694.24|0.64%|
|IWM|ISHARES RUSSELL 2000 ETF|$1483.81|0.56%|
|FDN|FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD|$1064.44|0.40%|
|IBM|INTERNATIONAL BUS MACH CORP COM USD0.20|$827.79|0.31%|
|PYPL|PAYPAL HLDGS INC COM|$760.68|0.29%|
|PBJ|INVESCO EXCHANGE TRADED FD TR FOOD &BEVERAGE|$751.95|0.28%|
|XLK|SELECT SECTOR SPDR TRUST STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF|$671.27|0.25%|
|Z|ZILLOW GROUP INC CL C CAP STK|$452.80|0.17%|
|EEM|ISHARES TRUST MSCI EMG MKTS ETF USD DIS|$431.27|0.16%|
|EEMS|ISHARES INC EM MKT SM-CP ETF|$348.02|0.13%|
|PFE|PFIZER INC|$165.61|0.06%|
|SDZNY|SANDOZ GROUP AG SPON ADS EACH REP 1 COM SHS|$160.62|0.06%|
|ALC|ALCON INC|$149.43|0.06%|
|GOOS|CANADA GOOSE HOLDINGS INC COM NPV SUB VTNG SHS ISIN #CA1350861060 SEDOL #BF0B2F6|$135.60|0.05%|
|CGC|CANOPY GROWTH CORPORATION COM NPV (POST REV SPLIT) ISIN #CA1380357048 SEDOL #BR1G4F8|$2.26|0.00%|

Scaramucci is planning on running for president…. He doesn’t have any control over DT though. Wishful thinking. Unless A. Senate and Congress get their act together because they can do this. Or B. I’m betting on Gen Z and Millennia’s to get this done another way.

Man kann steuern auch sinnvoll gestalten. Z.b. das Investitionen steuerlich berücksichtigt werden und nicht einfach alle Senkungen bekommen. Damit hilft man Firmen die morgen vill gehen, statt denen zu helfen die langfristige Ziele hier haben. Das kann man mal kritisieren.

Howdy Reddit!
Back again with a Weekend Sale! Added a few new items and dropped the prices on a few others **📷 I will gladly take additional pictures for any item**.
Couple of things for anyone interested in this post...
⚠ Drop a comment then, **YOU send ME a Chat**. Always make sure you are chatting with the person who made the post and not an imposter. I may be slow to respond but I will respond.
🏁 🏃‍♀️🏃‍♂️ **BIN comments are ignored**, Just chat me and say you want to BIN and you will probably get a **no-haggle discount**!
💲 **Feel free to make offers if my prices are off**. Offers will be considered for unsold items, and they will be considered quicker if sent with a comp. Just remember **My "No-haggle discounts" are available for those who qualify** so offers are cool, a constant back and forth or "whats your best price" is not. **🤡** Clowns who send unrealistic **lowball offers** **get the ❌**
**Ok,** [**here is the proof**](https://imgur.com/a/KfBwYnL)
Now let's get to the sale!
\----------------------------------------------------------
# Gold
* [**1x Pamp Diwali Gold Gram in Assay** ](https://imgur.com/PAiA5bW)
* [**2x Pamp Lucky Dragon Gold Grams in Assay**](https://imgur.com/ZA6x4fU)
* [**1x Loose Gold Gram + 7 Silver Grams in wallet**](https://imgur.com/zttSA1J)
**Looking to trade these items for 4x Karatbar Gold Grams in the credit card style assay** If a trade can be found I will cover all shipping costs. I am also **willing to sell all 4 as a lot for $780** and just buy the Karatbars off feeBay
\----------------------------------------------------------
# 1oz Lunar Silver
* [**2008 Year of the Mouse**](https://imgur.com/a/6UKkNRZ) **- $125**
* [**2019 Year of the Pig Proof**](https://imgur.com/a/a1ZnfPR) **- $160**
# 2oz Lunar Silver
**Series 1**
* [**1999 Year of the Rabbit**](https://imgur.com/mEaxXvs)
* [**2001 Year of the Snake**](https://imgur.com/274TEY6)
* [**2004 Year of the Monkey**](https://imgur.com/oHpvcN3)
* [**2005 Year of the Rooster**](https://imgur.com/f7u3NsB)
* [**2006 Year of the Dog**](https://imgur.com/wnW0OoV)
**Series 2**
* [**2010 Year of the Tiger**](https://imgur.com/ktrAXfs)
* [**2011 Year of the Rabbit**](https://imgur.com/vGq5QRI)
* [**2012 Year of the Dragon**](https://imgur.com/vkbJtvX)
* [**2014 Year of the Horse**](https://imgur.com/avYOwVU)
* [**2015 Year of the Goat**](https://imgur.com/KTVxic2)
🐳 **Buy all 10 2oz for $2100 shipped** (Not looking to break up the lot at this time)
\----------------------------------------------------------
# Queens Beast Completer Bars
These are the 10oz Queen’s Beast Completer bars from the Royal Mint. Like Una and the Lion or the Three Graces, these larger 10oz bars had a limited mintage of just 6,000. Crisp detail, great presence, and still sealed in original mint packaging (never handled, never messed with, exactly how you want them). I’m happy to consider reasonable offers if you can point to a better comp.
* [**2025 10oz Silver Queen's Beast Completer Bar**](https://imgur.com/a/quoNsPJ) \- **$1100** ($75 under comps)
\----------------------------------------------------------
# Platinum Eagle
* [**1oz 2025-W Platinum Eagle with OGP (Right to Petition**](https://imgur.com/a/USxlPa9)) - **$2400**
Would also Trade this for a Slabbed Platinum Eagle - MS70 or PF69, or 1oz in Assay + Cash
\----------------------------------------------------------
# Vintage Swiss of America
* [**11.18 Swiss of America Bar**](https://imgur.com/BK5k6rn) (AE estimated mintage < 1,000) - **$1100**
# Vintage Chattanooga Coin Co.
* [**5oz Running Antelope Silver Chief**](https://imgur.com/a/pjwFtSR) **- $485** (1 available)
\----------------------------------------------------------
# Polymer Based Waterfowl
* Yellow Duckies - **FREE**
* Sparkle Duckies - **FREE**
* May-Glow-In-The-Dark Duckies - **FREE**
🦆 **Free Polymer based water fowl** is included with every package
\----------------------------------------------------------
📦 **Shipping is included in most prices**, but if not then $6 for ground or $11-$12 for priority depending on size
🔒 Will split **Registered Shipping** on large orders or for buyers who prefer lower risk
👨 Will gladly use a **Middle Man** and split the tip
💵 Payment accepted via most **non-crypto** methods (CA,V,PPFF, and Z)

>And where do you live that $50k is a down payment on a house,Nebraska?
I live in a fairly nice part of the country in a state with a coastline. But I borrowed from my 401(k) and bought my first home in the 1990s. However, I am in the process of selling a rental home and one of the offers had a down payment of $16,999, so it is possible. Someone else outbid them though.
>Where I am median home prices are north of $1mil.
My comment wasn't directed specifically at you. There are lots of people who live in areas with more affordable housing. The median home price in the US is $356k, so homes in your area are way above the median. Not everyone is in your situation.
The $50k limit is set by federal law and hasn't been adjusted for inflation. That isn't my fault. Your anger at me is misdirected.
>most people my generation only stay at a company on average 3-5 years.
All the more reason to rent instead of buy. It gives you a lot more freedom and flexibility to move if necessary for a new job, even if it just to the other side of town for a shorter commute.
My kids are Gen Z. I bought the rental home I am selling so my son and some of his friends could live in a house instead of an apartment. They did pay rent. But my son got married and moved out a couple of years ago. I kept the rental home going because the ones who stayed were good tenants, and new tenants came and went, but when one of the tenants moved out at the end of last year I told the other two that since I originally bought the home as a place for my son to live and he moved out a couple of years ago, rather than finding yet another new tenant it was time to sell. They moved to another rental home a short distance from the home I am selling.

Oh yea they could do one. There's just no actual reason to need to do it. If they randomly do a reverse split I will like it if the price drops. That will give me an artificial discount not based on anything related to the company. I'll just add more if they randomly reverse split and retail investors sell for no reason.
Do you know what assets Cannabist currently still has? Did they sell off Florida a while back?
Besides Vireo, I'm trying to guess what move WeedMaps is planning. They recently added Harry DeMott, who was a [founding investor of Cannabist](https://ir.weedmaps.com/news-releases/news-release-details/wm-technology-inc-appoints-harry-demott-and-brent-cox-board/). But I was guessing that WeedMaps is doing something in Florida.
I agree if Vireo reverse splits that means that their acquisitions are done. No reason to risk retail shareholders crashing the price if you still need to make stock deals. Same reason I'm very curious about WeedMaps' move, which they knew could crash their stock price.
* AYR makes sense. They bought Liberty Health, where **Robert Beasley** was an OG back when it was called Chesnut Hill Tree Farms.
* Robert Beasley then went to Fluent and then to Chicago Atlantic.
Liberty Health was one of Aphria's companies that was all tangled up in the late 2018 short report scandal. The primary company associated with this was **SOL Global, who would be run by Brady Cobb and have investments in Fluent.**
Side note: If you go back to 2017 you can see how Miracle Gro has been connected to these guys for many years. Brady Cobb was a key guy at Liberty Health, and he was extremely connected to the lobbying firm BGR, who Liberty used for lobbying. Miracle Gro started using BGR for cannabis in 2017 and has ever since.
* Miracle Gro registers BGR 4/12/2017, using Cobb's main connection Pete Landrum. Cobb began working with Landrum in January of 2017.
* Liberty Health registers BGR 9/4/2017 after Cobb joins. Both Landrum and their other lobbyist worked for Miracle Gro.
Starting in 2020, Brady Cobb would be strongly associated with an extremely prominent lawyer named Alex Spiro (Elon Musk, Jay Z, Robert Kraft, etc.). Brady Cobb and Alex Spiro were together at SOL Global, and connected to tons of cannabis companies together.
* [SOL Global had an investment in Fluent in 2021](https://www.businesswire.com/news/home/20210809005363/en/SOL-Global-Continues-NCIB-and-Announces-Board-Changes). Soon after that Alex Spiro joined Fluent's board.
Now as I was writing this comment I think I might've figured out another Vireo acquisition**. The Michigan company Common Citizens Cannabis**
* [SOL Global invests in Common Citizen in 2021](https://www.newcannabisventures.com/sol-global-invests-20-million-in-michigan-cannabis-operator/)
* Robert Beasley resigns from Fluent as CEO in August of 2025.
* Robert Beasley joins Common Citizen as their new CEO in December of 2025.
"Struggling Michigan marijuana operator Common Citizen, once among the largest in the state, hired a new CEO in former Fluent top exec Robert Beasley. Marking the end of top leadership from the company's co-founders."
I'll probably make a separate post about Common Citizen after I read about it a bit more. Definitely feels like a Vireo target to me at the moment.

15 years till retirement? Gen y generation? Lucky you, my father is from Gen X and everytime topic of investments comes in, it's a mini war between us.
Can't blame him completely though, their generation has seen so many scams in their prime age that Gen y and Gen Z haven't experienced even one properly yet. From Harshad Mehta scam to LIC scam and Satyam computer scam , they have seen all, experienced few

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Stimmt alles. Wenn man aber in den Bereich der de-investition kommt, können Dividenden besser sein.
Du hast kein 100% Exposure zu Angebot/Nachfrage. Wenn der Markt die Amazon Aktie irrational auf 3 Cent prügelt, musst du die eben nicht verkaufen, sondern bekommst den Cashpile einer Costco einfach ausgezahlt. Angebot/Nachfrage korrelieren zwar damit, aber in Aunahmesituationen kann das auchmal schon gut auseinanderlaufen. Z.B bei Unternehmen deren Netto cash höher war als die Market Cap.

That is a reasonable statement for sure. However, the visceral reaction to the notion that others might not like remote work is a pretty clear indicator to me that the problem is on the worker side more than the business side.
I can confidently say remote work is the worst thing to ever happen to my long-term career prospects and has totally obliterated the social order that was supposed to occur for Gen Z that didn't come to fruition due to Covid and the Great Reset. The fact that others do not even entertain this idea shows me the priorities of the pro-remote work people.

Damn learn new Gen Z lingo everyday. I’m going to say “yass, thats traffic!” Next time I’m out in public so I can fit in.

Gen Z, eh? Come back and talk to us in 10 years when you learn more about life.

Haushalts-EK netto bei ca 5500 Euro.
Wohnkosten, Lebensmittel teile ich mir mit meiner Partnerin und entspricht meinem Anteil, nach Einkommen berechnet. Z.B. zahlen wir zusammen ca. 1800 Euro Wohnkosten.
Gewisse Ausgaben als Umlage auf 12 Monate, z.B. ADAC-Beitrag, den ich alleine trage. Generell zahle ich alles vom Auto selbst.
Sparrate wird in den nächsten Jahren dann mit Kindern sehr wahrscheinlich geringer ausfallen.

Holding what bag? A lot of Gen Z on Reddit seem to have gotten into AI early enough

I look at the market today as a 27 year old. What the hell should I be investing in. I have the ETFs in my retirement. Brokerage wise. Everything is so expensive you’re either chasing AI & tech or looking for value investments and tbh they’re all so damn expensive to buy into. I fear that Gen Z will end up being exit liquidity or bag holding. Thoughts?? Opinions?? Advice??
I’m in the stage of paying debts off and will have them paid off this year before investing so for my particular scenario I won’t be fully investing long term in a brokerage until probably the end of the year.

Wird eher von privaten Eigentümern vermietet. Oft vererbte alte runtergekommene Häuser. Viele Vermieter bieten ihren Mietern an, sich renovier technisch auszutoben und dafür die Materialkosten ausbezahlt zu bekommen. Kaum seid ihr fertig und habt euch eingelebt, wird auf einmal Eigenbedarf angemeldet.
Win für den Eigentümer. Z.B Neuer Boden ohne Arbeitskosten und neu tapeziert.
Viele solche Geschichten erlebt. Bei manchen war das so extrem, die Mieter haben sogar die Bäder neu eingerichtet/ gefliest, oder den Garten komplett auf Vordermann gebracht etc. , nur um nach 2 Jahren wieder rausgeschmissen zu werden.

Hans-Werner Sinn verbreitet Unsinn schon länger als es Reddit gibt. Er ist sicher nicht dumm oder so, und vermutlich auch tatsächlich intelligenter als der Durchschnitts-Redditor. Der Unterschied ist halt, dass wir wieder und wieder gesehen haben, dass seine bekanntesten Erzählungen sich als verquaste Theorie entpuppt haben, und die Realität dann doch ganz anders ablief. Wenn unbekannte Menschen Quatsch erzählen, kriegt das kaum einer mit und jeder hat es nach kurzer Zeit vergessen.
Ich bin nicht in seinem Fachgebiet tätig und kann es daher nicht sicher einschätzen, aber aus anderen Bereichen kenne ich es, dass Menschen, die eine Koryphäe in Thema X sind sich dadurch qualifiziert fühlen, auch zu Thema Y und Z lautstark und selbstsicher eine Meinung zu äußern; es würde mich nicht wundern, wenn das auch auf ihn zutrifft.

Er hat nicht geschrieben dass er deswegen am Hungertuch nagt.
Wenn mehr Geld in den Kassen benötigt wird könnte man mal nach Alternativen zur Besteuerung von Arbeit nachdenken. Z.B. eine höhere Besteuerung aller Arten von Erbschaften. Besteuerung von Arbeit macht diese weniger attraktiv. Ich kenne einige in der Bubble über 100K die auch jetzt schon Teilzeit arbeiten weil der aktuelle Grenznutzen 100% zu arbeiten für den Arbeitnehmer nicht attraktiv ist. Ich selbst spiele auch mit dem Gedanken. Als Land heißt das wir sind dadurch träger und weniger produktiv.