Z
Zillow Group, Inc. Class C Capital Stock
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IBM $223.01 (-13.28%) is sinking as Anthropic touts Claude Code’s ability to modernize COBOL codebases.
COBOL, or Common Business-Oriented Language, is a programming language for business functions. Code written in this language has been developed and altered over decades, getting increasingly clunky and cluttered on mainframes, and the number of experts who know this language well is dwindling.
Anthropic said in a blog post that Claude Code can automate COBOL modernization, and, with the help of human judgment, migrate this code incrementally into modern languages, where it can be hosted across various cloud providers.
That is a potential threat to the likes of IBM, an architect of the COBOL system that uses the language on its mainframes for enterprises. IBM is also offering AI tools (like watsonx) to modernize COBOL code, but crucially, wants to keep the outputs running on its hardware and software.
“The strength of our Z placement fuels our flywheel for growth with its attractive 3x to 4x stack multiplier across IBM,” said CFO James Kavanaugh after its latest earnings report. “Z” refers to IBM’s mainframe offerings. As such, getting and keeping customers on IBM’s mainframe is a key way the company drives revenue growth for other software and services.
COBOL is standard in many financial operations (like ATMs), as well as in government and airline systems, as Anthropic notes, so users may want to keep this code tied to one mainframe architecture for security, reliability, and speed (it’s the devil they know!) rather than migrating to a different platform. - Sherwood News

100%. once you can see "every time I do X in Y situation it costs me Z" the conversation with yourself changes real quick lol

Irwin Simon haters are going to love this one.
For years I have been following the Tilray/Aphria insiders, and why it seems they are partners with a very prominent lawyer named Alex Spiro.
This weekend I was cross-referencing key people in my research with the Epstein files, and everything fell into place. There were three specific companies that were involved in all this, but I wasn’t sure exactly why until I referenced the Epstein files. They are:
* SOL Global (Florida)
* InterCure (Israel)
* Stem Holdings (Florida)
# SOL Global
SOL Global was the re-brand of Scythian Biosciences (Aphria subsidiary) after the short report in 2018. Aphria would go on to merge with Tilray. The Aphria/SOL insiders were known for their sketchy global cannabis deals.
* **After Irwin Simon took over Aphria, the Aphria/SOL insiders would go on to connect with Alex Spiro on like 10 different companies**.
Most recently they connected with Alex Spiro at TYSON 2.0 (an InterCure partner). The first connection was at a SOL Global spinoff called Bluma Wellness in 2020. There is reporting that Alex Spiro was representing Aphria/SOL insider Andy DeFrancesco in 2019 too.
* Alex Spiro represents people like Elon Musk, Robert Kraft, and Jay Z.
* Alex Spiro also represented MedMen after they were bought by Michael Serruya and Irwin Simon.
Alex Spiro was on the board of SOL Global at the time of the MedMen purchase. Alex Spiro was simultaneously on the board of SOL Global's recent investment Captor Capital, which was a sketchy early funder of MedMen.
Alex Spiro joined Captor Capital with fellow SOL Global member Brady Cobb. After Spiro pulled MedMen out of the Ascend deal in New York, they immediately flipped other MedMen assets to Brady Cobb to start a new company in Florida.
Note this was all involving MedMen assets in California, New York, and Florida....
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*Ay ideas??*
Alex Spiro was rising to prominence under a legal team with Epstein connections. Jeffrey Epstein recommended the legal team for Robert Kraft in early 2019, which involved Spiro. Steve Bannon was also talking up Spiro to Epstein, as Spiro was involved with Bannon's defense. Alex Spiro currently represents Elon Musk, and we've seen his Epstein connections.
Epstein connections explain why these infamous cannabis insiders were punching so far above their weight with Alex Spiro and still making deals with Tilray, even after they were central to the Aphria short report.
# InterCure
InterCure had supply deals with both Tilray and Aphria in 2020. Simultaneously the Aphria/Tilray insiders were investing in InterCure pre-NASDAQ launch in early 2021. This included Peter Thiel's friend, as well as Michael Serruya and SOL Global.
**Jeffrey Epstein specifically discusses people investing in InterCure pre-NASDAQ.**
**InterCure was brought to the NASDAQ by Tilray insider Michael Auerbach.**
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Ehud Barak was the former Israeli PM, chairman of InterCure, and extremely close associate of Epstein.
Tilray was funded early on by Peter Thiel, who separately got like $40M in investments by Jeffrey Epstein in 2015-2016. Thiel said he's met with Epstein multiple times for "networking purposes". Emails show that Epstein was trying to set Thiel up with Ehud Barak prior to this period too.
* Clearly there was an Epstein connection to InterCure through Ehud Barak.
* And SOL Global was invested in the company Epstein was discussing investing into.
That sounds like....suspicious activity.
# SOL Global (again)
SOL Global themselves show up in the Epstein files. I am probably one of the only people who would ever search for them in the files or know who they are, but they come up in direct reference to the Epstein case.
Note for below:
* SARs are “suspicious activity reports”
Email from \[redacted\] to FBI on 4/18/2023 (bold and ellipses by me):
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George Schidlovsky is a longtime member of Curaleaf. The same guys behind Nuuvera (Aphria short report) started Curaleaf's international company EMMAC.
SOL Global is clearly connected to the Epstein investigation though. Seems pretty important, given the Tilray and Alex Spiro connections.
**But nothing compares to what I discovered about Stem Holdings.**
# Stem Holdings
Stem Holdings is a tiny Florida cannabis company that might not exist anymore.
In 2018-2019 a top executive at major sports/media company Rogers Communications named Roger Rai was simultaneously on SOL Global and Stem Holdings.
* SOL Global re-appointed Roger Rai to their board in 2018, when Aphria's CEO Vic was forced to distance Aphria. Roger Rai was also with Stem Holdings at this time.
* Stem Holdings re-appointed Roger Rai to the board in 2022, **at the same time Stem Holdings added Irwin Simon’s wife.**
Wtf was Irwin Simon's wife doing on this tiny Florida cannabis company Stem Holdings? Joining along with a direct connection to SOL Global and Stem Holdings from 2019?
Well here it is:
# Jeffrey Epstein was trying to get Stem Holdings into the Virgin Islands in 2019.
Emails excerpts from David Mitchell to Jeffrey Epstein discussing Virgin Island Stem Holdings (bold and ellipses by me):
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**The second question, what name should I put the shares into**
3/6/2019 - "Also would like to speak to you about the **Cannabis stock purchase**"
This entire time I’ve been following these Aphria/Tilray guys, not realizing I was probably just following the continuation of Epstein’s investing network.
Irwin Simon should be asked what connected them to Stem Holdings.

Yeah fr Gen Z should grow some fucking balls

Ich würde noch raten ein Fremdkapital in Betracht zu ziehen. Z.b 40% Als Bankdarlehen und 60% als Verkäuferdarlehen.
Das hätte den Vorteil das ihr eine größere Liquidät aufweisen könnt, falls ihr über weitere Investments nachdenkt.
Zumindestens kenne ich dieses Konstrukt im eigentlichen Sinne der Ehegattenschaukel.

Your grammar sounds like you're Gen Z. Plus your account is fake and weird.

gen Z - aging
Kinda true too. Nick Shirley looks ten years older than me and it's the inverse. Super weird. Also they a lot of them don't do teh sex.

It’s investing or borrowing to invest in hard infrastructure just like the telecom companies did back in late 1990s. When software companies start investing in infrastructure like nuclear generation to supply their data centres then it’s raises a red flag. Look at Vodafone for example which ends up trading as a debt laden utility. It’s exactly the same type of mediocre management that have no institutional memory, making the same mistakes because they are blinkered by the shiny AI object in front of their nose. There will be winners but msft is ripe for the picking imo, especially as Gen Z enter the workforce being brought up on everything except msft.

Being part of Gen Z is so odd, half our generation never grew up with an iPhone and is filled with brain rot while the other half are just half as good. Both are broke tho 

Das sollte so passen. Wichtig ist, dass es dem Fremdvergleich standhält.
Also unbedingt deine Recherchen bezüglich Kaufpreis und Zinssatz gut dokumentieren. Also Screenshots von den Vergleichsinseraten machen.
Wegen dem Zinssatz z.B. Screenshot vom FAZ Hypothekenrechner, der berücksichtigt auch Lage und Vermietung. Wenn dort 3,3% bei der günstigsten Bank rauskommt, passt es.
Denk daran, auch eine Grundschuld für das Darlehen eintragen zu lassen.
Hatte mit dem BMF Rechner mal 91% Gebäudewert errechnet und das wurde so akzeptiert. Die wollen nur die Eingabeparameter wissen und woher du die Daten hast. Z.B. Liegenschaftszins vom örtlichen Gutachterausschuss.
Instandhaltungsrücklage mindert die Grunderwerbsteuer inzwischen nicht mehr, also egal. Da du beim Kauf unter Ehegatten eh keine zahlst, ist es sinnvoll, die Küche nicht gesondert auszuweisen.
Wichtig ist, dass dann die Miete an die Frau geht und monatlich Zins und Tilgung an dich. Den Verkaufspreis muss man nicht im Kreis überweisen. Ein fremder Käufer würde ja auch nicht das Geld erst erhalten und dann wieder zurücküberweisen.

Crypto was a scam created to trick Gen Z they will have any chance at wealth in their lives 

Gen Z values clear communication, if you find that you think they aren't listening to you then maybe your communication style could use some tweaking. People from every generation fixate on nonsense details and the only time I've had issues with people straight up not listening to me it's gen x and boomers that think they know better even though they suck at their jobs.

Gen Z is like 30 by the way

I worked on a team with multiple Gen Z people in tech…

It’s people that are too afraid to talk to their doctor. Gen Z is afraid to leave their house. It’ll keep growing

You wrote #1, but listed several. I also can't pick just one, so I will also list my highest conviction picks.
Biotech / Pharma:
**$ATAI**
Info:
ATAI was formerly a Dutch-domiciled company but has recently undergone a process to change its corporate domicile to the United States. This opened up the possibility to be included in many more indices in biotech/biopharm space, and indeed, in December AtaiBeckley has been added to the NASDAQ biotechnology index.
Essentially they are looking into treatment of severe depression using DMT in a clinical setting, and convenient treatment of social anxiety using R-MDMA.
The FDA’s Breakthrough Therapy designation for their BPL-003 (mebufotenin benzoate nasal spray for treatment-resistant depression and alcohol use disorder), alongside the US$149.5 million equity raise, marks a substantial shift in the near-term outlook.
With cash projected to support operations into 2029, the immediate risk of capital shortfall has eased. Analysts are **overwhelmingly bullish**, with 11 Buy ratings and zero Holds or Sells.
Protein diversification and 2D printed, low-footprint plant-based beverages, Defensives:
**$BYND**
The recent debt swap has significantly reduced the company's near-term bankruptcy risk, improving its financial stability. Like other food companies that reorganized debt (Conagra’s post‑debt rework is one example), reducing near‑term maturities stops a liquidity crisis and lets management focus on operations instead of survival.
Beyond is expanding its focus beyond meat (ha, see what i did there?) substitutes to become a broader "global protein company," indicating a potential for growth in new areas.
For example, as far as I'm aware, there is no other company on the market for *clear* plant-based protein beverages (*not whey*) that also contain fiber and electrolytes.This product line will also allow selling at a more favourable margin.
The company expects to achieve EBITDA positivity by the second half of 2026.
Of course, demand rebound is slow, not instant. Packaged‑food turnarounds typically see gradual retail restocking and cautious foodservice reorders. We are actually witnessing a change of the macro category (plant based alternatives) headwinds, as we speak.
In the more conservative yet optimistic scenario, taking the dilution into consideration, I'd expect a moderate bump, not a boom. In that case, we could see the share price climb up to $1.50 (realistic avg analyst target sits somewhere between $1 and $1.70 last time I checked).
But I am personally rather bullish, I would dare to say $4 is not out of the question, and then $6-8 by the end of the year.
**$VEZ**
Sascha Voigt, a founding investor and former Deputy Chairman of the Supervisory Board, has been appointed CEO of Planethic Group AG (ticker $VEZ) as of late November 2025. This leadership change follows a period of executive instability and signals a strategic shift toward aggressive growth, technological scaling, and profitability.
His appointment emphasizes a pivot from retail-focused operations to a technology-driven holding model, centered on scaling the proprietary Mililk® 2D-printing technology for plant-based dairy alternatives.
**A key US partnership has already been secured with Jindilli Beverages, a supplier to major chains like Starbucks and McDonald's.**
*This technology is expected to expand into additional milk alternatives and juices.
Planethic Group AG has now extended its agreement with Jindilli Beverages Inc. to ensure a minimum purchase of 10 million liters of plant-based milk in the first year and 50 million liters the following year from Mililk's US production facility. This deal is crucial for setting up the facility in the Midwest, which is expected to be operational within three to four months. The agreement secures Planethic's strategic position in the US market and paves the way for sustainable growth.*
The company also acquired Suplabs GmbH to strengthen its direct-to-consumer (D2C) capabilities, tapping into health-conscious demographics like Gen Z through subscription models.

You're gen Z, broke as fuck and don't have a job, yet you have 0.19 BTC?

Greetings folks, I trust your weekend is relaxing.
Lets see whats in the chest:
[https://imgur.com/a/xrryJ6H](https://imgur.com/a/xrryJ6H)
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[~~https://imgur.com/a/lo8GhPG~~](https://imgur.com/a/lo8GhPG)
Kannibal Hecktor 10oz Skull bar. #14 of 250 w/ COA **980** [https://imgur.com/a/4FLcQpz](https://imgur.com/a/4FLcQpz)
Star Metals 10oz bar, **1020** [https://imgur.com/a/6T4muAM](https://imgur.com/a/6T4muAM)
~~OPM Mushroom 10z bar,~~ **~~SOLD~~** [~~https://imgur.com/a/Cvir85Y~~](https://imgur.com/a/Cvir85Y)
2024 Samoa YotD Black Rho 1oz #612 of 888, certi-lock **155** [https://imgur.com/a/z3NzOlW](https://imgur.com/a/z3NzOlW)
~~2023 Samoa Seahorse #143 of 249, certi-lock~~ **~~SOLD~~** [~~https://imgur.com/a/qzdIXw2~~](https://imgur.com/a/qzdIXw2)
Penny Hardaway #1921 of 7500, Highland Mint .999 w/ COA **90** [https://imgur.com/a/NThCB0u](https://imgur.com/a/NThCB0u)
All items are verified using Sigma Investor. I use 2FA, and can provide more photos if needed.
Shipping is free.
Drop me a chat in the comments, and send me a DM.
I pack tight and dearly love tape. All prices reflect feeless transactions, no notes. PPff, Z, V last resort

Yeah, this is one of those ideas that people come up with because they think that laws and regulations haven’t been designed with human judgement incorporated as part of the process specifically to stymie this sort of thing. There’s \*always\* a step at which some authority figure can look at it and say “you say you’re doing X and Y but it really amounts to the same thing as Z, which is prohibited.”
For the IRS I think it’s called the stepwise transaction doctrine but it’s honestly a feature of just about any part of the legal and/or regulatory system.

Stop loss really becomes plan Z when risk sizing is done properly.