Z
Zillow Group, Inc. Class C Capital Stock
stock NASDAQ

Apparently Gen Z understands Late Stage Capitalism.

Das mag alles stimmen, aber die entscheidende Frage, auf die diese Meme zielt - sind Märkte effizient? Existieren unfaire Bewertungen oder ist die Börse von vorne eine Roulette? In anderen Worten, kann man sich durch Skill von der Masse absetzen oder ist das alles nur Glücksspiel? Denn "Skill" und "Glücksspiel" schließen sich gegenseitig aus. Muss aber nicht 0-1 Logik sein. Z. B. Schach ist 99,9% Skill, 0,1% Glück. Roulette ist 0% Skill, 100% Glück. Sportwetten und Poker würde ich sagen 50% Skill. Wo ordnest du Börse auf dieser Skala ein?

It would be one thing if we had the money. Like a huge national savings account with trillions of surplus. But we don’t, so deficit spending simply means impoverishing future generations. Like how today millenials and Gen Z can’t even imagine owning a home.
The issue is bigger than whether your side is doing it for noble reasons. I morally agree with printing money to tide people over during COVID. Doesn’t change the consequences.

Regulation, A, B, ..., Z, AA, BB, CC
It's the Expedited Funds Availability Act. It's the fine print saying electronic deposits are same day, and deposited checks have $x available the next day, $y available the second business day, and so on, up to nine days for new accounts, when you open a bank account.
Vanguard Cash Plus (Fidelity too sometimes) is exempt because it's a fintech not a bank account. On new accounts the availability period is 60 days and on old accounts, 7 days. It's in the fine print for Cash Plus on the Vanguard web site so I don't know why it's controversial. Don't save up the security deposit for your apartment, car down payment, anything else you may need on short notice there unless you feel like getting on the phone with Vanguard to convince them your withdrawal is not a romance scam.

I'm older Gen Z 27 or so grew up and live in London in the UK and there appears to be a great many people who just seem completely lost, substance abuse issues, desperately clinging to and living in nostalgia
But then also loads of people that are just getting on with life as they can maybe not with the best jobs or the most money but laughing and enjoying life as much as the next person
For myself I've heavily invested in certain "areas of life" - so figuring out who the right people to have friendships with are, putting lots of effort in with them, as well as "free hobbies" like playing music. Started doing open mics and what not.
Working fairly well at the moment
A lot of the modern teenagers don't seem aware of this whole "the world is ending" stuff they're just getting on with life as teenagers do. Plenty of "younger people" playing older styles of music like grunge and rock and metal just as the people back then did

Yes, Gen Z males and moral abstainers from voting (Gaza m) share the blame.
Gen Z dudes got taken by propaganda, just as Boomers (really, most people) have, but they’re also reckoning with decades of policies shrinking the wealth of the middle and lower classes. When 2008 hit the acceleration of this decline seemed likely, and here are.
It’s no fault of the youth that for 40 years the baby boomed generation voted for policies to enrich themselves at the expense of later generations, always economically kicking the can down the road, as it were, and being taken by propaganda of the wealthy.
Of course, no one was ready for the propaganda in steroids the modern Internet brought.
Abstainers have no excuse beyond being politically ignorant idealists, lacking even two brain cells to rub together and grasp that a non-vote benefited Trump and guaranteed further brutality upon Gazans. A ridiculous position to take given their goals.

The silver apes don't talk about MOASS but they all claim that the market is heavily manipulated to keep the price down.
Their attitude is the same as any other ape:
"We have the one true investment and it would be going to the moon except for X Y and Z. So we buy and hold forever waiting for the rapture where we will all be rich and everyone else will be poor."

Z pack is only one dose. But it’s a big g fucking pill

American (esp Gen Z) investors are very dumb...

RC has a big stake in Alibaba too right? That’s a lot of access to a lot of goods at scale, plus a world-wide marketplace that everyone from Gen Z to boomers are familiar with. Add in a brick and mortar presence and holy shiiiiiiiiiiiit

Genau da liegt dein Irrtum: Du bist gepfändet und unterliegst der Vollstreckung deiner Schulden. Es geht NICHT nur um dein Konto.
Wenn du „zu Geld kommst“, bist du verpflichtet, zuerst deine Schulden zu bedienen. Das kann dir nur empfohlen werden, denn sonst wachsen sie durch die Zinsen möglicherweise weiter an, obwohl Beträge für den Schuldendienst gepfändet werden. Du zahlst, kommst aber aus der Nummer nicht raus.
Du könntest versuchen, bevor du das Geld erhältst eine Vereinbarung mit deinen Gläubigern zu schließen: X % Schuldenerlass, wenn du sie Betrag Y bis zum (Datum) Z tilgst. Verhandeln sollte das in deinem Auftrag ein Sachkundiger, zum Beispiel ein Anwalt oder ein Schuldnerberater.
Ansonsten zahl deine Verpflichtungen.

Right, but what happens with the second tier graphic designers and especially gen Z? They use Canva and AI tools.
Just check social media. So many ads are created with the help of AI today. And it's not only ads per se it's so many things that requires graphics design. For example, my HR uses AI for these digital flyers for company's events and it looks highly professional.
People stopped saying "This Is photoshopped" but rather "This is AI". We're going to have the younger generation looking at photoshop like how we look today at Floppy Disks.
Maybe I'm overreacting this but the general idea holds.

Gen Z participants needed for a survey!

You do realize even in HCOL areas $25 an hour is an above average wage for most people. Also if the median rent is $1500 in HCOL areas it can be closer to 2500. You’re making an assumption not based on any data that people in those areas are all making well north of $25 an hour. For young millennials and elder Gen Z that’s definitely not happening

Gen Z participants needed for my survey!

Well... They announce "Good news", and you read it "USDC on Cardano". You get excited, read the small prints and guess what "Cardano now supports USDCX, a wrapped version of USDC, you must bridge to Z and B, to then mint RAR, which allow you to get LOL"

Its because outside of Gen Z, younger demographics, which are much less likely to own a home than older ones, are left leaning, so he’s appealing to his base cause as usual people vote based on their bank account

Exactly. I always get a kick out of the people who say it's different this time for X, Y or Z reason. History doesn't repeat itself but it rhymes.

I'm very glad I've been helpful. Personally, I'd like to calculate a Z score between the edge in training and the edge in test.

Question for experienced investors, individual stocks or not?
I’m 27 years old and have been investing for 2 years now. Before I started, I self learned a lot about retirement and investment strategies and the one that made the most sense to me was a slight variation of bogglehead strategy where I’m 100% in index/mutual funds across my 3 investment accounts split up with roughly 70-80% USA / 20-30% Intl.
That being said I continue to question if I am making the right choice by 100% omitting individual stocks. Part of me feels I am not taking enough risks and that fear of risk might add 5-10 years to my potential retirement horizon.
I keep thinking back to HS (2015-2017) when my dad gifted me $1000 to practice investing. Back then I had just finished reading rich dad poor dad and the biggest piece of advice that stuck to me from that book is to invest in what you see in your day to day life. I chose to put it all in Netflix since since I saw it dominating (cable tv was dying and my school used iPads and I saw ppl watch Netflix daily + the whole “Netflix and chill” thing was becoming a big part of Gen Z/young millennial culture). Anyways I had zero long term thinking back then with money and I ended up liquidating my entire Robin Hood account in college when I was short of money, made profit of a maybe $300 or $400 dollars IIRC. Lesson learned, that stock would have been a big winner if I had long term view and just held/added to position.
Few years ago during COVID (still not in the investing mindset at this time), PC gaming was on the rage (a huge shift from console gaming to pc gaming was occurring during this time) I kept hearing the name nvidia pop up. I new nothing about the company and just assumed they were a major pc graphic card company, I didn’t realize they were an up and coming company. if I was in the investing mindset I would have chosen them for the same reason I chose Netflix it was what I was seeing on a day to day basis dominate the talk. When I was a kid everyone wanted Xbox or PlayStation, now kids want PC’s.
All this to say I see from my personal experience there is a great benefit to investing in individual companies but I am wondering if I am just letting greed/FOMO/confirmation bias to lead me to this thought or not. Any 20+ year investors want to share their thoughts on what they would do in my position?