Z
Zillow Group, Inc. Class C Capital Stock
stock NASDAQ

Hallo,

wir suchen ein gemeinsames Konto um unsere täglichen Ausgaben, zum Beispiel Lebensmitteleinkauf, von dort aus bezahlen zu können.

Die Idee ist, wir haben ein Konto, auf welches wir jeden Monat z.B. jeweils 300 € schieben.
Nun gehen wir Einkaufen und bezahlen an der Kasse mit Applepay und der dort hinterlegten Karte. Nach einem Jahr sind, da wir nicht 600€ im Monat ausgeben, 1000€ "zu viel" drauf. Davon machen wir einen Urlaub oder bezahlen eine gemeinsame Anschaffung.

Wichtig wäre aber, dass wir beide über unser jeweiliges Handy jederzeit zugriff auf das Konto haben und gucken können wie viel ist noch drauf. Nicht dass wir da mal auf 0€ kommen oder sich unmenschliche Summen anhäufen. Sollten wir zu viel einzahlen und zu wenig ausgeben können wir den Betrag ja so anpassen, dass wir uns damit wohlfühlen.

Welche Bank bietet ein solches Konto?
\- beide sollen mobil Zugriff haben
\- beide sollen mobil damit bezahlen können
\- möglichst keine Kontokosten haben
\- unkomplizierte Überweisung von unserer Bank X und Bank Y auf das gemeinsame Konto Z?

Bonus:
\- es gibt Zinsen
\- es gibt Cashback (wie bei TR)

\--> TR kommt nicht in Frage, da wir beide für unser Depot dort führen und ein Aus und Einloggen wäre richtig krass nervig.

\---> könnte Scalable Capital das gewünschte?

Danke im voraus für die Antworten/Tipps/Mühen :)

It doesn't always have to be a novel idea/invent something, either. Most the time, actually. I hear it all the time when friends or friends-of-friends are trying to look for investment capital/pitch me ideas, pen-to-napkin style at a lunch or coffee shop or whatever. They often stop themselves and think, "ahh never mind that already exists" or "ohh that would be too hard to get into because of X, Y, and Z companies already being so big in the space". But that is missing the forest for the trees. It's about YOU and your vision, and how it will be **different** from the other competitors.
Probably one of the better examples in history; look at Apple. They didn't invent computers, cellphones, or mp3 players. But they made them look sleek and like art, and they marketed them like devices that were a part of our lives -- not just something for technical people to salivate over technical stats and bells and whistles over, which was how tech was marketed before Apple came along with the iPod. They did it different and better than everyone else that made devices that looked and functioned all the exact same way.

The recent release of state-of-the-art Chinese AI models Kimi K3 and Z.ai’s GLM 5.2 has caused yet another “shock” for those who thought Chinese labs weren’t focused on the frontier of the technology, or even that they had fallen far behind.

Eddy Z, is that you?

I guess that's why it's an addiction.
I'm the same way, I'd be backing away like Z no no no

I feel bad for the bottom of this K economy.  Gen Z don't even realise they cant get into my gym.

I think it’s mostly movies romanticizing governments saying shit like they are 20 years ahead. From the shit I’ve seen working inside they are mostly 5-15 years behind the private sector. The way they are testing for quantum performance is bollocks from A to Z. It’s a racket to siphon government RD grants.

Gen Z: Where do you actually go for financial advice?

It depends. There isn’t a lot of information on how algos are organised, but in both the firms I worked at, we only had one algo.
In my opinion, that’s the thing that makes the most sense, because it’s not as easy as “January I use algo A, February I use algo B”, it’s more like “January I find that signals X and Y are profitable, February I find that Y isn’t that profitable anymore but X still is and Z starts being profitable”.
Having separate algos very quickly explodes in chaos, with just 3 signals you’d need to have 7 algos (only X, only Y, only Z, X and Y, X and Z, Y and Z, X and Y and Z) and it goes like 2\^n.
It’s possible that other firms are set up in a different way, but having just one algo makes a lot more sense.
You just tweak the parameters as the world changes in order to stay profitable.

[Why Gen Z Can't Find Entry-Level Jobs In 2026](https://www.forbes.com/sites/colleenbatchelder/2026/01/05/the-entry-level-hiring-crisis-is-getting-worse-in-2026/)
I didnt say entry level jobs dont exist entirely, but it's a pretty difficult job market right now for college grads.

Gen Z started trading smh. Those oafs ended employment and now the mahkets

All right, secret millenial meeting. Gen Z and boomers not allowed!
>!Okay, the moment we have been waiting for since we were kids, we get a super awesome remake of ocarina of time. I am going to try to do a sick jump over lord jabu jabu!!<

Exactly. Netflix about to get rinsed out same way PayPal did. The ride is not over just yet but why touch it when there’s a million other companies whos’ moat isn’t eroding. Netflix content is low grade. I used to see their logo on stuff and would remedially back out of watching it. I think Z gen likes Netflix

Z.b. ein Trade Republik Kinderkonto über deine Eltern

I have had a foldable phone since the Samsung Z Fold 7, the most recent being the Pixel 10 Fold. I will not go back to a standard phone. I gladly paid around $2,300 for the Samsung and $1,600 for the Pixel, and would be fine with paying $1,000-2,200+ for my next foldable. The price of these things have been coming down, so I suspect Apple might be a little late to the game to charge $2,500, but it's Apple, so they'll have a market.
I have heard of several people moving away from Apple due to the lack of a foldable phone option, so this stops people from leaving Apple's ecosystem.

> Was beginnt mit Z und drückt Aktienkurse?
Bestimmt einer von den mods mit seinem übergewicht 😡

Was beginnt mit Z und drückt Aktienkurse? Zinsen und Zölle!

Tägliches von u/Kobil55 geklautes wütendes Maimai bis $KSS über 30,-€ steht!
https://preview.redd.it/ewwqvoh4jaoh1.jpeg?width=500&format=pjpg&auto=webp&s=bf674f5e23eb26de368922308735ba8f7ae79385

Als Dorfkind das zum Studium in die Großstadt gezogen ist - ja tue ich. Was ich da z.t. gesehen habe war für mich richtig unangenehm... Z.t. mit mehreren Geschwistern im Zimmer wenn die schon in der Pubertät sind? Horrorvorstellung.

Nuh uh after Dragonball Z comes Dragonball Super. Me and my brother u/Paul_Robert_ are gonna watch it all night 🤩

Feels a little harsh. I’m brand new to investing. Like I said in the comments, I’ve been researching websites and forums and I’ve been getting some conflicting opinions. Some people hold overlapping investments for X/Y/Z. Some don’t. I’m still learning the fundamentals at the moment so some of the information I’m reading means little to me, hence I was asking for opinions here. I wasn’t coming here to avoid researching it myself.